Cheapest Contractor Insurance

It protects your small business from the high costs of lawsuits and helps you qualify for leases and contracts. Coverage Options AvailableContractors have various coverage options available to protect themselves against accidents and injuries. As a contractor, your business is your livelihood. As a contractor, your business is your livelihood.

Workers' Compensation Insurance: This coverage is essential for contractors who have employees. General liability insurance helps cover legal fees and damages resulting from a lawsuit. General liability insurance helps cover legal fees and damages resulting from a lawsuit.

As a contractor, you want an insurance resource who becomes an invaluable, long-term business partner. Before signing contracts with you, your clients may require you to carry general liability insurance as protection from allegations of wrongdoing or accidents caused by either yourself or your work. Before signing contracts with you, your clients may require you to carry general liability insurance as protection from allegations of wrongdoing or accidents caused by either yourself or your work.

It covers medical expenses, lost wages, and rehabilitation costs, protecting both contractors and their workers.3. Yet we share an entrepreneurial spirit, passion for quality workmanship, and commitment to building safe, beautiful structures. Yet we share an entrepreneurial spirit, passion for quality workmanship, and commitment to building safe, beautiful structures.

Protect against lawsuits and other liabilities with contractors insurance from The Allen Thomas Group. Your clients can add you as an additional insured to their general liability policy, providing coverage throughout any job or longer - including multiple contractors if appropriate. Your clients can add you as an additional insured to their general liability policy, providing coverage throughout any job or longer - including multiple contractors if appropriate.

A certificate holder typically carries their coverages alone while additional insureds can also be listed on it.
 We’ve made it easy for you to shop for all your contractors insurance in one place. Our extensive, tailored coverages and enhancements are based on our decades-long expertise in construction as well as specifically tailored coverages tailored specifically for individual customer needs. Though business insurance may not be required by law, failing to purchase it could leave you personally responsible for mistakes on the jobsite. This article will walk through the key types of contractor insurance coverage, how these policies protect you from risk, what to look for when choosing an insurance provider and why The Allen Thomas Group should be your trusted partner. This article will walk through the key types of contractor insurance coverage, how these policies protect you from risk, what to look for when choosing an insurance provider and why The Allen Thomas Group should be your trusted partner.

Safeguard Your Worksites with Builders Risk Insurance In this industry, job sites constantly change as structures go up and projects advance. Independent contractors have the same legal obligations and liability exposures as larger firms. Like any business owner, an independent contractor may be sued and held liable for damages.
 For example, if a roof you installed leaks and ruins the homeowner's walls and flooring, their insurance company can come after you to recoup repair costs. For example, if a roof you installed leaks and ruins the homeowner's walls and flooring, their insurance company can come after you to recoup repair costs.

Property insurance protects your assets in a loss. The Allen Thomas Group can swiftly secure customizable Bonds at competitive rates to help you bid on lucrative contracts and grow your business.- Required for bidding on most public and commercial projects- Guarantees you will complete work per contractual terms - Shows financial capacity to take on major construction workKeep Your Crew Covered with Workers' Comp Insurance Employing any workers instantly opens you up to responsibility for job-related illnesses and injuries. It protects you in the event of lawsuits, employee injuries, damage to 3rd party property, etc. Call us or start a quote online today. Call us or start a quote online today.

As a contractor myself, I've seen firsthand how critical insurance is. The Allen Thomas Group can assist in finding insurance quotes for construction contractors, landscapers, cleaning services providers, professional service providers and freelance professionals across a range of industries. The Allen Thomas Group can assist in finding insurance quotes for construction contractors, landscapers, cleaning services providers, professional service providers and freelance professionals across a range of industries.

That's why The Allen Thomas Group has a specialized construction claim service operation to focus on these unique claims. That's why The Allen Thomas Group has a specialized construction claim service operation to focus on these unique claims.

Additionally, contractors should compare quotes from different insurance providers to ensure they are getting the best coverage at a competitive rate. Additionally, contractors should compare quotes from different insurance providers to ensure they are getting the best coverage at a competitive rate.

It provides peace of mind and financial security, allowing contractors to focus on their work without worrying about the unexpected. Independent contractors can be sued and held liable for damages, just like other small business owners. Here, you'll find straightforward answers for all your queries about coverages, pricing and more. Here, you'll find straightforward answers for all your queries about coverages, pricing and more.

It's a necessary cost of doing business. One of the main benefits of contractor insurance is that it provides financial protection in the event of accidents or property damage. One of the main benefits of contractor insurance is that it provides financial protection in the event of accidents or property damage.

Below are key policies every contractor should carry:General liability insurance - This covers claims of bodily injury, property damage, personal injury, and advertising injury. When facing legal challenges, contractors must be well-versed in navigating the complexities of the legal system while protecting their interests. When facing legal challenges, contractors must be well-versed in navigating the complexities of the legal system while protecting their interests.

Ask your The Allen Thomas Group agent about the cost and benefits of getting your own insurance coverage versus being added to your client’s policy. Independent contractors can also add business owners to their policy. Independent contractors can also add business owners to their policy.

The Allen Thomas Group offers products and insights to help our customers stay ahead of risk by preparing for it and ultimately helping to reduce loss costs and keep projects running smoothly. Without insurance, you would have to pay out of pocket to defend yourself in court and also pay for damages. Without insurance, you would have to pay out of pocket to defend yourself in court and also pay for damages.