proof of insurance An SR22 insurance policy certificate is actually not an insurance coverage policy, but rather a record that verifies a driver is bring the minimum needed obligation protection mandated through the state. If you have been sentenced of particular steering offenses such as DUI or even driving without insurance policy, you may be actually demanded by your state to get an SR22 insurance coverage certificate. To acquire an SR22 insurance policy certification, the first action is to call your insurance provider.