[SPEAKER_00]: When I was 23, yeah, let's start here.
[SPEAKER_00]: When I was 23, I purchased a car.
[SPEAKER_00]: Not because I needed a car.
[SPEAKER_00]: Honestly, I had a car.
[SPEAKER_00]: I purchased a new car because I wanted people to see me differently at 23 years old.
[SPEAKER_00]: I was working in ministry at the time.
[SPEAKER_00]: I was speaking at events.
[SPEAKER_00]: I was around people who had real nice things.
[SPEAKER_00]: I was around pastors who had luxury cars.
[SPEAKER_00]: And I wanted to kind of feel like I belonged in that circle that I was a part of that circle.
[SPEAKER_00]: So what I did is I went back to my dealership that I used to work at, and I bought a car that I honestly couldn't afford.
[SPEAKER_00]: I finally answered.
[SPEAKER_00]: I got the payment and I drove it off a lot.
[SPEAKER_00]: And for about two weeks, oh my goodness, I'm gonna tell y'all something man back then.
[SPEAKER_00]: I wrote, I drove around with all my windows row down with the system blasting.
[SPEAKER_00]: And then when that first payment came, and I remember sitting there looking at that payment and thinking, oh my gosh, how am I gonna make this work off of a youth pastor as at that time a youth director salary?
[SPEAKER_00]: That phrase that a lot of us say, I can make this word is the most expensive phrase and the English language and an English dictionary.
[SPEAKER_00]: Because what it really means is I'm going to sacrifice something I actually need to pay for something I bought to impress people who don't even really care about me.
[SPEAKER_00]: Because all the pastors who I was around at that time
[SPEAKER_00]: that car cost me, when I add up the payments, the insurance, the interest, the opportunity cost of what that money could have become.
[SPEAKER_00]: Somewhere around $40,000 over the life of that decision, $40,000 dollars.
[SPEAKER_00]: And if we really want to go forward, if we really want to look at what that money could have done almost $200,000, and for a filling that only lasted two weeks.
[SPEAKER_00]: At 42 years old, I'm filling that decision.
[SPEAKER_00]: I'm filling that filling today.
[SPEAKER_00]: Then it was the apartment that I had.
[SPEAKER_00]: The clothes, the trips, the dinners, the images.
[SPEAKER_00]: All of it adding up to $200,000 that I could have more today, about 15, 17, what, 20 years ago.
[SPEAKER_00]: Not in cash, but in wealth I never built, because every dollar I spent performing wealth was a dollar that never got to actually become well.
[SPEAKER_00]: And if you're in your 20s, or if you love someone in your 20s, I need you to send them this video now.
[SPEAKER_00]: Because for the next 15 minutes, I'm going to give them some lessons that is going to help change their life.
[SPEAKER_00]: So by the time they hit 40, they're already in a position to stop exchanging their time for money.
[SPEAKER_00]: And their money can start buying back the time.
[SPEAKER_00]: So they can be active fathers, mothers, husbands, wives, grandparents, whatever they want to be.
[SPEAKER_00]: share this and send this to them now because here's a very first lesson.
[SPEAKER_00]: Here's a very first thing I would tell my 25-year-old Anthony Bernard O'Neill junior self.
[SPEAKER_00]: your spending is not a financial problem.
[SPEAKER_00]: A.O.
[SPEAKER_00]: it is a identity struggle, which I would say an identity problem.
[SPEAKER_00]: And until you resolve, until you solve the identity problem, you will keep recreating the financial problem no matter how much money you make.
[SPEAKER_00]: I'm feeling good.
[SPEAKER_00]: Here's what I mean.
[SPEAKER_00]: You see, most people in the 20s are spending money to answer one of three questions.
[SPEAKER_00]: One of three.
[SPEAKER_00]: And Ed, I wanted to put these questions up on the screen because if you're 20, if you're in your 20s, I'm going to be honest with me in the comment section.
[SPEAKER_00]: Can you relate?
[SPEAKER_00]: Do I belong?
[SPEAKER_00]: Am I successful?
[SPEAKER_00]: Am I worth something?
[SPEAKER_00]: I'm going to say it one more time.
[SPEAKER_00]: I firmly believe that people in your 20s, young people in your 20s, are asking themselves, these three things, in some form of fashion, do I belong?
[SPEAKER_00]: And my successful or do I give off successful?
[SPEAKER_00]: And my actually worth something.
[SPEAKER_00]: And a China answer those questions with purchases.
[SPEAKER_00]: The apartment and the right neighborhood.
[SPEAKER_00]: The car with the right logo on it.
[SPEAKER_00]: The clothes with the right label.
[SPEAKER_00]: The vacation with the right IG and TikTok photos and videos.
[SPEAKER_00]: Here's the brutal truth.
[SPEAKER_00]: It never worked for me and it's never gonna work for them.
[SPEAKER_00]: Because those questions cannot be answered simply by things.
[SPEAKER_00]: and who's you are.
[SPEAKER_00]: And the people who figured that out in their 20s, man, that the people who get clear on their identity before they get their very first paycheck, those are the individuals who have outperform me today from a financial perspective.
[SPEAKER_00]: Not because they were smarter, watches not even because they worked harder than me, not even because they made more money than me.
[SPEAKER_00]: but because they stop spinning money trying to become someone they are ready to wear.
[SPEAKER_00]: And I wanna say something that might make some people watching this uncomfortable.
[SPEAKER_00]: The people you're trying to impress with your spending, most of them are also living page at a page yet.
[SPEAKER_00]: You are spending money, you don't have to impress people who are spending money.
[SPEAKER_00]: They don't have to impress you and to impress people who are spending money.
[SPEAKER_00]: That also broke.
[SPEAKER_00]: It is all a full circle and the only way to break it is to decide that you don't need their approval to feel like you are enough.
[SPEAKER_00]: You don't need the approval to feel like God seriously and intentionally made you.
[SPEAKER_00]: Because who's you are?
[SPEAKER_00]: Your guys.
[SPEAKER_00]: Who you are?
[SPEAKER_00]: You had to believe that internally.
[SPEAKER_00]: The second thing, the second thing, the second thing.
[SPEAKER_00]: I'll tell my 25-year-old self.
[SPEAKER_00]: And this one is, is personal to me.
[SPEAKER_00]: Making more money will not fix your money problems.
[SPEAKER_00]: Honestly, it will amplify them.
[SPEAKER_00]: I know that sound is wrong.
[SPEAKER_00]: And I'm going to break this sound here.
[SPEAKER_00]: When I was 25, I was making decent money.
[SPEAKER_00]: Like, I was making some real decent money.
[SPEAKER_00]: But here's the truth, I was spending all of it.
[SPEAKER_00]: I remember I got a good little bonus check, I spent all of it.
[SPEAKER_00]: Then I got another dope bonus check and I spent all of it.
[SPEAKER_00]: Every time I got more money income went up, my lifestyle went up to match it.
[SPEAKER_00]: Sometimes it went up fast and then I actually got to check because I knew the check was coming.
[SPEAKER_00]: This is what we call in 2026 lifestyle inflation and it is the silent killer of wealth in your Tunis and threes.
[SPEAKER_00]: Here's a map that I believe that young people need to know that if you make $50,000 a year and you spend $50,000 a year, your net worth is zero, your margin is zero,
[SPEAKER_00]: you are running simply in place and you're not going anywhere.
[SPEAKER_00]: If you make $80,000 a year and you spend $80,000 a year, your network is still zero and your margin is still zero.
[SPEAKER_00]: You're running in the same place just faster.
[SPEAKER_00]: The number that builds wealth is not your income.
[SPEAKER_00]: It is the margin, it is the gap between your income and your spending.
[SPEAKER_00]: The gap, the margin is the only thing that can build and become well.
[SPEAKER_00]: And in my 20s, I had no gap.
[SPEAKER_00]: In my 20s, I had no margin.
[SPEAKER_00]: Well, boy, I was looking good.
[SPEAKER_00]: Boy, I was driving good.
[SPEAKER_00]: Every race, every bonus check.
[SPEAKER_00]: I got a closer gap immediately with new expenses.
[SPEAKER_00]: from being very honest about Anthony, and I close the gap to impressed the ladies, to impress the two impress friends who I was trying to kick it with.
[SPEAKER_00]: Here's what I was someone would have told me when I got my first real paycheck.
[SPEAKER_00]: Because if I had done this one thing differently, just as one thing, I would have had an extra $80,000.
[SPEAKER_00]: Probably even a 100,000 plus by the time, I was in, ah, say about 30, 31.
[SPEAKER_00]: You see, when you get the race, any race before you change your lifestyle invest the difference first.
[SPEAKER_00]: This is where you're an automated.
[SPEAKER_00]: You're gonna move it before you even see it, pretend that it doesn't even exist.
[SPEAKER_00]: If you go from $50,000 to $60,000, invest the first $10,000 before you spend the dollar of it.
[SPEAKER_00]: Meaning, you're not gonna get that $10,000 right and one lump sum, but before you change anything, that first year just invested difference and started a good so-fi investment account, right?
[SPEAKER_00]: You will not miss it, I promise you why because you've never had it.
[SPEAKER_00]: So if you can put your raise for the first year into an investment account, into a portfolio, you're gonna thank yourself.
[SPEAKER_00]: But watch this.
[SPEAKER_00]: You're not gonna just thank yourself today.
[SPEAKER_00]: Your 45 year old self, your 55 year old self will say thank you for being intentional about the raise.
[SPEAKER_00]: As a matter of fact, some of you are asking Anthony, but I have the extra $1,000 where I should I put that money.
[SPEAKER_00]: So as a matter of fact, check this out.
[SPEAKER_00]: This is exactly where I want you to put the money.
[SPEAKER_00]: Check this out family.
[SPEAKER_00]: Did you know that nearly 4 and 10 Americans still have zero money invested in the stock market?
[SPEAKER_00]: That's a gap where wealth is built or missed.
[SPEAKER_00]: If you're just saving you're falling behind because the market's average close to about a 10% a year for centuries.
[SPEAKER_00]: While your savings account is barely keeping up with inflation.
[SPEAKER_00]: I want to make this plan.
[SPEAKER_00]: If you wait just five years to start investing, you could lose out on hundreds of thousands of dollars and future wealth.
[SPEAKER_00]: That's not hype.
[SPEAKER_00]: That's real math.
[SPEAKER_00]: The wealth is 10% of Americans now own over 90% of all of us, because they started and they stayed consistent.
[SPEAKER_00]: But here's the thing, you don't need to be rich to honestly get inside of the investing game.
[SPEAKER_00]: With platforms like so-fi and best public and moomu, you can open their account today, start with as little as $1 literally, and buy fractional shares of the same assets that have built generational wealth for millions.
[SPEAKER_00]: No commissions, 100% no excuses on your trip.
[SPEAKER_00]: Listen, I need you to hear me clearly.
[SPEAKER_00]: Stop sitting on the sidelines.
[SPEAKER_00]: Go to amphonyonio.com for session best right now to compare the top investing platforms and opening your first investing account today.
[SPEAKER_00]: Your future self and your children's children will thank you for taking action right now.
[SPEAKER_00]: We have to start building well, not just watching others get rich.
[SPEAKER_00]: Do not let another year go by.
[SPEAKER_00]: As a matter of fact, don't let another day go by.
[SPEAKER_00]: Take the first step family.
[SPEAKER_00]: Visit anthonyonew.com for a session best.
[SPEAKER_00]: Let's get to work.
[SPEAKER_00]: Let's start investing ASAP.
[SPEAKER_00]: Let's get back to the show.
[SPEAKER_00]: Now, the third thing I would tell my 25-year-old self is the one that hurts the most to say.
[SPEAKER_00]: Yeah, I'm not so excited about this one.
[SPEAKER_00]: Because it bothers me at 40, 42.
[SPEAKER_00]: Every year you wait to invest is not just a year loss.
[SPEAKER_00]: It's a multiple loss.
[SPEAKER_00]: Let me show you the math.
[SPEAKER_00]: Because this math changed my life when I finally understood it.
[SPEAKER_00]: And Ed, if you could put this up on the screen, somehow put it up on the screen.
[SPEAKER_00]: If you invest $200 a month starting just to say at $25 and you earn an average of 10% per year, by the time you turn 65 years old, you have $1.27 million dollars.
[SPEAKER_00]: $200 a month, that's it.
[SPEAKER_00]: That's $1.27 million.
[SPEAKER_00]: Now, if you wait until you're 35 to start with that same $200 a month, the same 10% average return, you only have $452,000.
[SPEAKER_00]: You waited 10 years to do the exact same thing, but you lost a little over $800,000.
[SPEAKER_00]: which is what you would have invested in those 10 years, right?
[SPEAKER_00]: 820,000 dollars.
[SPEAKER_00]: That is the cost of waiting.
[SPEAKER_00]: That is what I paid.
[SPEAKER_00]: that is what I have to live with today and I'm okay but when I realized that meant I was so hurt I was so upset and I'm saying here thinking about it because I really want you all to really sit with that number for just a second.
[SPEAKER_00]: 820,000 dollars
[SPEAKER_00]: That's not a statistic, that's a house, that's a college education for your kids, that's retirement where you have options instead of anxiety, that's an inheritance that you can leave behind, that's what I'll start next year actually cost you, I'll wait until I'm, I have more money, oh gosh, I'm saying you don't need a lot of money to
[SPEAKER_00]: I need you to start today.
[SPEAKER_00]: $15.
[SPEAKER_00]: I have, I have my student starting with just 10 bucks right now.
[SPEAKER_00]: So 10, 15, 50, 100.
[SPEAKER_00]: Whatever you have, I need you to start today.
[SPEAKER_00]: Not next week, not next month.
[SPEAKER_00]: Not when you graduate from college.
[SPEAKER_00]: Not when you get a better job.
[SPEAKER_00]: Not when you pay off.
[SPEAKER_00]: You're credit card, no, no, no.
[SPEAKER_00]: I need you to start putting something away today.
[UNKNOWN]: Today.
[SPEAKER_00]: And I told you already, I need you to go to anthonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyonyony
[SPEAKER_00]: And the internet is not talking about this.
[SPEAKER_00]: Take talk and social media is not going to say this.
[SPEAKER_00]: The most expensive thing in your 20s might not be a purchase.
[SPEAKER_00]: It honestly may be a person.
[SPEAKER_00]: And I'm not just talking about a romantic relationship.
[SPEAKER_00]: So that is part of it, right?
[SPEAKER_00]: I'm talking about your financial environment.
[SPEAKER_00]: The people who spend the most time in their 20s are, I'm saying this again, the people you spend, the most time with in your 20s will shape your financial behavior more than any book, more than any podcast, more than any YouTube video that you're going to watch.
[SPEAKER_00]: If everyone around you is spending freely, if everyone around you is spending money to go on vacations, they go on beach parties, and springbait parties, and bike week, and turn up week, and et cetera, et cetera, and just spending freely.
[SPEAKER_00]: If everyone around you is going on every single weekend, upgrading their cars, and dropping money on a latest and greatest shoes, and getting all the Gucci and Louis products.
[SPEAKER_00]: And it's beyond us, when they really can't afford it, the social pressure to keep up is gonna be big.
[SPEAKER_00]: And most people don't even realize that they're up underneath the social pressure.
[SPEAKER_00]: They just know that somehow, every month, the money is gone.
[SPEAKER_00]: Out of group of friends,
[SPEAKER_00]: In my 20s, good people, to the stay I still love them.
[SPEAKER_00]: But every weekend man was in the event.
[SPEAKER_00]: Every event cost me money.
[SPEAKER_00]: And unspokenable rule was he showed up, he spent you keep up, and I did for years in my 20s.
[SPEAKER_00]: And I never once calculated what that was actually cost to me until I did.
[SPEAKER_00]: And the number,
[SPEAKER_00]: was very much so staggering.
[SPEAKER_00]: And I'm not telling you to abandon your friends because we all need friends.
[SPEAKER_00]: Here's what I'm telling you to do.
[SPEAKER_00]: It's to be intentional about your financial environment.
[SPEAKER_00]: Find one person.
[SPEAKER_00]: Just one.
[SPEAKER_00]: Who is, who is intentional and serious about building well?
[SPEAKER_00]: Get around that friend, get around the home girl at home boy, who talks about investing, who gets excited about their savings rate, who doesn't need to perform success to honestly feel successful, who can drive a paid off Honda Accord that may not have any AC, but feel like he's driving a Bentley.
[SPEAKER_00]: One person like that inside of your life will do more for your financial future than any strategy I can give you.
[SPEAKER_00]: because here's what I've learned, behavior and character is contagious.
[SPEAKER_00]: You got to make sure that the behavior you're catching is the one that you desire.
[SPEAKER_00]: Like right now, in other areas of my life, I desire to be a husband, a faithful husband, a wise husband, some around faithful, man of integrity, man of the character, who are faithful to their wives and faithful to their families, I'm around them so I can pick up more of that behavior.
[SPEAKER_00]: I'm around millionaires and billionaires who live in way below their means, and I'm studying how they're looking at money, so I can grow on how I'm looking at money.
[SPEAKER_00]: The people who we surround ourselves with,
[SPEAKER_00]: changes our lives and fifting tell a twenty-five-year-old self is the one that changed everything from me when I finally understood this man.
[SPEAKER_00]: When I finally understood it changed everything Anthony stopped buying the things that make other people rich and start buying things that make you wealthy.
[SPEAKER_00]: I've been saying this lately, that black excellence is the foundation, but ownership is the goal.
[SPEAKER_00]: Ownership is the principle, and it is the most fundamental difference between how wealthy people think about money and how everyone else thinks about money.
[SPEAKER_00]: Every dollar that we are spending falls into one or two categories.
[SPEAKER_00]: Category one is it goes to someone else as well.
[SPEAKER_00]: The car payment goes to the bank, the rent goes to the landlord, the subscription goes through the corporation, the credit card interest goes to the financial institution.
[SPEAKER_00]: But Category two, it bills your well.
[SPEAKER_00]: The investment account, the index fund, the real estate, the business, the asset that grows while you're sleeping.
[SPEAKER_00]: In my 20s, almost every single dollar I spent went to category one.
[SPEAKER_00]: Every single dollar, except from maybe 10%, because I did keep tithing.
[SPEAKER_00]: I grew up on tithing and always gave my 10%.
[SPEAKER_00]: I was building everyone else's wealth
[SPEAKER_00]: I was building everyone else as well and I didn't really realize that because I was getting something in return for my money, but overall I was getting in return for my money, didn't really benefit me today.
[SPEAKER_00]: And here's the thing about the financial system that nobody tells you in school.
[SPEAKER_00]: It is specifically designed to move money from your pocket and to someone else's.
[SPEAKER_00]: The credit card, the car loan, the rent, the subscriptions, the vacations, the flights, the hotels, the excursions.
[SPEAKER_00]: Every single one of those things.
[SPEAKER_00]: Every single one of them is a mechanism for transferring your wealth to someone else's family.
[SPEAKER_00]: And the only way to stop the transfer is to become an owner instead of a consumer.
[SPEAKER_00]: You don't have to own a business to be a owner and I'm going to say that again.
[SPEAKER_00]: You do not have to be a business owner to be a owner.
[SPEAKER_00]: You own a piece of every single company in the S&P 500 when you invest in an index fund.
[SPEAKER_00]: you own a real estate when you buy a house instead of renting forever.
[SPEAKER_00]: You own your future when you invest into your skills and into your income.
[SPEAKER_00]: I simply need you to, I remember Dave Ramsey to say this when I used to work for him that all of us have to think like owners.
[SPEAKER_00]: Even though we work for the company, how were you thinking like an owner?
[SPEAKER_00]: Because owners build wealth, consumers
[SPEAKER_00]: Owners build wealth, consumers, fun of the people's wealth.
[SPEAKER_00]: So I want to give you five decisions that I want you to make before you turn 30.
[SPEAKER_00]: So if you're watching this and you are to pass to 30s, I need you to send this to someone in their 30s.
[SPEAKER_00]: Or right now, some of you all in your 30s and 40s honestly need to make these decisions and make sure you're doing these here relatively quick.
[SPEAKER_00]: Here's the decision number one.
[SPEAKER_00]: I need you to know your number.
[SPEAKER_00]: What is the gap between what you earn and what you spend?
[SPEAKER_00]: What is the margin?
[SPEAKER_00]: Calculate.
[SPEAKER_00]: I was like calculated this week.
[SPEAKER_00]: If the gap is zero negative, that is your emergency.
[SPEAKER_00]: Not your debt, not your income, but the gap.
[SPEAKER_00]: You need to get that fixed.
[SPEAKER_00]: You need to figure out how do we get a gap in there.
[SPEAKER_00]: Decision number two, automate your investments before you even see the paycheck.
[SPEAKER_00]: Open it, put it down at SoFi Invest, go to www.anthinino.com for Sasha Invest, set up an automatic transfer to your investment account on a day you get paid.
[SPEAKER_00]: Before you pay anything else, even if it's just $25, automate that, make it invisible, make it a non-agosable of something that's going into your future.
[SPEAKER_00]: An indecision number three, you've got to define your identity before you define your lifestyle.
[SPEAKER_00]: Write it down.
[SPEAKER_00]: Like, no, literally, I'm going to get a pant, get a paper, and write it down.
[SPEAKER_00]: Who are you without the things you own?
[SPEAKER_00]: What do you value?
[SPEAKER_00]: What do you want your life to look like at 45?
[SPEAKER_00]: What do you want to leave behind?
[SPEAKER_00]: Answer those questions before you make another major purchase.
[SPEAKER_00]: Decision number four.
[SPEAKER_00]: I need you to audit your financial environment.
[SPEAKER_00]: I want you to also write this down, write down the five people you spend the most time with.
[SPEAKER_00]: What are their financial habits?
[SPEAKER_00]: Are they building wealth or are they performing it?
[SPEAKER_00]: And you know if your friends are kind of fake in it.
[SPEAKER_00]: I want you to cut anyone off, but you do need to be honest about the influence they have on your specific behavior.
[SPEAKER_00]: Because even now, my closest friends around me, they do have influence on my behavior, and I'm manning up to admit that, which is why I'm around them as healthy men.
[SPEAKER_00]: And here's the season number five.
[SPEAKER_00]: Choose one asset to start building this year.
[SPEAKER_00]: Not five.
[SPEAKER_00]: Just one.
[SPEAKER_00]: Open up an index fund, rock IRA, skill that increases your income.
[SPEAKER_00]: One asset.
[SPEAKER_00]: Start building it this year.
[SPEAKER_00]: I know we're going into the summer months, so when you come back in August, I really want you to focus on that for the rest of this year.
[SPEAKER_00]: And I want to close with something personal today.
[SPEAKER_00]: I think about my 25-year-old version a lot.
[SPEAKER_00]: Not really with regret because I've made peace with
[SPEAKER_00]: Because that 25-year-old version of myself was trying so hard.
[SPEAKER_00]: When I was working hard, I was sewing up.
[SPEAKER_00]: I was doing everything that I believe I thought I was opposed to do with that time.
[SPEAKER_00]: I loved being a youth pastor.
[SPEAKER_00]: But I simply just didn't know what I didn't know.
[SPEAKER_00]: My pastor at the time couldn't even tell me what I needed to do.
[SPEAKER_00]: My parents couldn't tell me what I needed to know.
[SPEAKER_00]: This is why I get in here every single week with my team and we record videos.
[SPEAKER_00]: Not to show off what I know and what I'm continuing to learn.
[SPEAKER_00]: Not to make anyone feel bad about where they currently are, but simply because
[SPEAKER_00]: And I don't want to look at people in our community and my black community and see them pay the same cause.
[SPEAKER_00]: Listen, I know the number.
[SPEAKER_00]: It's 200,000.
[SPEAKER_00]: I don't want that to be your number.
[SPEAKER_00]: So if you're watching this and you're 25, if you know someone who's 25 and you don't want to eat on what that number to be that number two,
[SPEAKER_00]: Listen, you have this information, you have access.
[SPEAKER_00]: Send this video, send my podcast, send my books.
[SPEAKER_00]: Expose them to other podcasters who you believe in trust in.
[SPEAKER_00]: Because I do not want to see someone else made my mistakes.
[SPEAKER_00]: I don't.
[SPEAKER_00]: It's even to the point to where, like, I'd be drawing my team, rather contractor, or full-time.
[SPEAKER_00]: I'd pay for every contract and every full-time worker to sit down to financial the odds of for three months to get their money right.
[SPEAKER_00]: I got people in the 20s and 30s working with me.
[SPEAKER_00]: But I don't want to see them make the mistakes that I made, and I encourage all of them go on something.
[SPEAKER_00]: And if I can help them with it, man, I want to help them.
[SPEAKER_00]: And I've helped three of them in my who works with us.
[SPEAKER_00]: And two of them left me to go pursue their full-time things, because I understand it as black people.
[SPEAKER_00]: We gotta have ownership.
[SPEAKER_00]: And I wish somebody would have taught me this in my 20s, because a cycle of financial struggle and families, it cannot break by accident.
[SPEAKER_00]: The cycle that were passing down to 20 euros and 30 euros can break by accident.
[SPEAKER_00]: It breaks because someone decided to pass along the information so that they can do something different.
[SPEAKER_00]: And I want to be that person, and hopefully you could be that person.
[SPEAKER_00]: and help someone else.
[SPEAKER_00]: So here's your challenge.
[SPEAKER_00]: I want you to do one thing today, just one.
[SPEAKER_00]: Just one.
[SPEAKER_00]: Open up an investment account.
[SPEAKER_00]: Or open one if you don't.
[SPEAKER_00]: I'm glad it is.
[SPEAKER_00]: Yeah, just open the investment account.
[SPEAKER_00]: Go to anthenil.com for session best and set up an automatic investment of whatever you can afford.
[SPEAKER_00]: Five dollars, 25 dollars, whatever it is.
[SPEAKER_00]: And what I'm going to be doing here with in the next few weeks, I'm going to upload a video on how to properly invest this money inside of your so-fi investment account, all right?
[SPEAKER_00]: So set it up today with the next couple of weeks, I'm going to walk you through how to get inside that account
[SPEAKER_00]: I know $5.25 is just not going to make you rich today, but $5.25 over a period of time just like the right decision on top of the right decision on top of the right decision.
[SPEAKER_00]: It's going to give you a fruitful reward with life or compound on top of compound.
[SPEAKER_00]: The top of compound is going to give you a monetary reward for years to come.
[SPEAKER_00]: The person who invest $25 a day has made a decision about who they are, and that decision that identity shift is going to be worth way more than $25 down the road.
[SPEAKER_00]: To be honest with you, it's worth the $200,000 that I lost.
[SPEAKER_00]: So go to www.anthinuno.com for Sasha Invest.
[SPEAKER_00]: Share this video with someone.
[SPEAKER_00]: Hopefully we hit the time limit because we're trying to get these right around one year to 25 minutes and get straight to the meat of these things.
[SPEAKER_00]: Cause I see the comments, I was saying, you have the knee all, you could have probably cut 10% in this.
[SPEAKER_00]: Oh, you could have got straight to the point.
[SPEAKER_00]: I'm getting straight to the point.
[SPEAKER_00]: And when I get to the point, I'm going home.
[SPEAKER_00]: Just like I'm doing now.
[SPEAKER_00]: I'll see you on the next decision.
[SPEAKER_00]: Be safe.