[SPEAKER_00]: this is the jockel underground podcast number 203 sitting here with echo trolls and we have received quite a number of questions from you the troopers in the field and we will provide to the best of our abilities.
[SPEAKER_00]: Answers possibly recommendations guidance or at a minimum some courses of action that you can follow in order to move forward That's what we're doing.
[SPEAKER_00]: Let's get into it.
[SPEAKER_01]: All right first question.
[SPEAKER_01]: Hi, jacoco.
[SPEAKER_01]: I won the lottery a few years ago in my state literally One lottery.
[SPEAKER_01]: Yeah Not the you know any other kind of the real lottery.
[SPEAKER_01]: Okay long story short.
[SPEAKER_01]: There are family members and friends coming out of the woodwork asking me for money
[SPEAKER_01]: they ask for loans and also just asking me for money directly.
[SPEAKER_01]: I'm fully aware that they believe I don't deserve this money and that it was all one big freebie.
[SPEAKER_01]: Two relationships that I've had are already completely gone because of this, just for me saying no.
[SPEAKER_01]: And a few are strained at the moment.
[SPEAKER_01]: Part of me doesn't mind, but how do you suggest I handle my situation when people
[SPEAKER_01]: Ask me for money loans and or quote-unquote help in my situation.
[SPEAKER_00]: Yeah, well Congratulations.
[SPEAKER_00]: I guess right when the lottery good job and That being said if you not heard of like all these kind of I don't know if they're urban legends But I don't think they're just urban legends that like people win the lottery and Everything goes to shit in their lives
[SPEAKER_00]: Have you heard that kind of urban legend before?
[SPEAKER_01]: Yeah, from my understanding, all the people that talk about it, this is a factual thing.
[SPEAKER_01]: So they do like the study on my lottery winners and stuff.
[SPEAKER_01]: And yeah, I think it's like 80 something percent of them.
[SPEAKER_01]: Yeah, they're worse off after certain amount of time.
[SPEAKER_00]: All right, so it sounds like you might be feeling just at least a little bit of that right starting to yeah So I think just out of the gate like setting boundaries and just telling everyone know sort of sort of is kind of what you're gonna have to be and Get that reputation out there where people just Bro, you give money to one person They're all coming for it
[SPEAKER_00]: Maybe too late for that.
[SPEAKER_00]: You know, you might have already given it, you know, you loan your mom, some of you loaned your brother, and then your brother's friend came over, and then his brother's friend's sister was also in a kind of a bad situation, and it was just a few thousand, but you see what I'm saying, you know where this goes.
[SPEAKER_00]: And so I think, you know, that's one of the best things to do.
[SPEAKER_00]: It's a little late right now, probably, but you can still start being like, yeah, no, I don't, I can't give away any more money.
[SPEAKER_00]: But no.
[SPEAKER_00]: And you don't even, even that reason, you don't even need to give a reason.
[SPEAKER_00]: So, you know, when someone asks you for something and you say no, and then you give them a reason, it's almost like that reason that you give is something that they can negotiate with.
[SPEAKER_01]: Right.
[SPEAKER_00]: Feel free.
[SPEAKER_00]: So, hey, can I, hey do you mind if, do you mind if we come by tonight?
[SPEAKER_00]: Well, no, not tonight because I've got the, you know, my daughter's practice I'm picking up.
[SPEAKER_00]: Well, we can come over after that.
[SPEAKER_00]: You see, I'm saying he just needs to, as opposed to like, no, you can't.
[SPEAKER_00]: And so, look, you're going to go through a little bit of what's the, you know, a little bit of people who can't believe you, you know, who doesn't won't give me any money.
[SPEAKER_00]: Um, but fine.
[SPEAKER_00]: So that's that's something that you can do is you know, definitely no beating around the bush.
[SPEAKER_00]: No no money.
[SPEAKER_00]: Another thing that you could do and again, I've never been in this scenario, but invest the money kind of like a public relatively public kind of way where
[SPEAKER_00]: You know, you say, actually, no, I can't give any money right now because I bought this and I bought that and I have this business going and I have this property over here.
[SPEAKER_00]: So I don't have any money to give away.
[SPEAKER_00]: Again, you're kind of programming yourself a reason and they'll go if you know you can buy that business You can give me a few thousand type stuff.
[SPEAKER_00]: So again, I don't know.
[SPEAKER_00]: That's the best You know, you're basically tying up your money or you're giving yourself a reason But again, they're warning around that is when you have a reason people that I can still wait until next month Well, what about when you know what I mean, they'll they'll be there for you
[SPEAKER_00]: Um, you can also maybe, and again, this is something I've not been through, maybe put the money into some kind of a trust or like an executor who controls it and that way when someone's like, hey, can I borrow some money like, no, I don't, I don't even manage that money.
[SPEAKER_00]: What do you mean you don't manage them?
[SPEAKER_00]: Yeah, I gave it to this company.
[SPEAKER_00]: They managed all the money.
[SPEAKER_00]: I don't touch it.
[SPEAKER_00]: Why'd you do that?
[SPEAKER_00]: Because it's too crazy.
[SPEAKER_00]: I don't know what to do with it.
[SPEAKER_00]: I'm too young.
[SPEAKER_00]: I'm too dumb.
[SPEAKER_00]: I'm too immature.
[SPEAKER_00]: Too many people are asking me for it.
[SPEAKER_00]: And I just didn't want to deal with it anymore.
[SPEAKER_00]: So I don't touch it anymore.
[SPEAKER_00]: who would you get money for that new uh... four to three fifty well they allotted me a certain amount of money for vehicle and i got the vehicle who would you get the money for that boat that you bought well they gave you know i said a side money for the boat but you know that's one amount who would you get the money for the ATV that you brought you know i asked them and they give me what they allowed me but one thing they're not allotted me is to give money away so no
[SPEAKER_00]: So, kind of cutting yourself out of it, you know what I mean?
[SPEAKER_00]: Kind of cutting yourself going, look, somebody else manages that money, no.
[SPEAKER_00]: And by the way, that's probably a smart thing to do.
[SPEAKER_00]: You know, as long as you find a trustworthy person, if you find a trustworthy person that can manage your money, they'll put it into good stuff and you won't have to worry about it.
[SPEAKER_00]: And you say, I don't deal with, I don't even touch that money.
[SPEAKER_00]: That money that I want is not my money anymore.
[SPEAKER_00]: It's in the trust.
[SPEAKER_00]: What's a trust?
[SPEAKER_00]: It's a place where I can't touch it and give it away and spend it all in dumb shit.
[SPEAKER_00]: But what do you mean, dumb shit?
[SPEAKER_00]: You, you, you, you, you, you, you need to live it up a little bit.
[SPEAKER_00]: I'm living fine.
[SPEAKER_00]: You got a house, I got my truck, I got my ATVs, that's all I'm getting.
[SPEAKER_00]: So, if you want money from me, if you want to hang around with me to get my money, you're hanging around with a wrong person.
[SPEAKER_00]: You're better off going down to the local pub and see if you can get someone to buy you beer because I ain't buying beer.
[SPEAKER_00]: It's a bummer man when you get this kind of money and people find out then it's like they're coming after you it's it's a bummer to hear that
[SPEAKER_00]: You know, I'd love to tell you if someone wants a borrow money from you, cool get terms and, you know, get interest, but like they don't give a shit, you ain't gonna see that money again.
[SPEAKER_00]: So, you know, you could say I'm gonna put your house for collateral, what are you gonna take their house from them?
[SPEAKER_00]: You know what I mean?
[SPEAKER_01]: Like make it worse.
[SPEAKER_00]: Make it worse, make their life worse, make your life worse, because now you're an asshole, even bigger.
[SPEAKER_00]: You know what I mean?
[SPEAKER_00]: So, listen.
[SPEAKER_00]: I think all this being said, things such a waste of yours just say no.
[SPEAKER_00]: Nope, no, don't long money.
[SPEAKER_00]: Nope, I don't give money away Would what do you mean you gave Jennifer you know 12 grand last year for her deck new deck?
[SPEAKER_00]: Yep, I know and that's why I can't do it anymore because it was a new deck there and it was a boat over there And it was a college fund for this kid over there and I don't I'm not doing it anymore.
[SPEAKER_00]: Nope Nope
[SPEAKER_00]: There's a, that thing, again, I think that's the best thing is it's from you.
[SPEAKER_00]: Not, I think that's better than the accountant, better than the executor, better than the, uh, the money's already invested is just the solid, no.
[SPEAKER_00]: I think that's the best way to go.
[SPEAKER_00]: Again, I've not been in the situation before, but let's make you not the statistics of things, getting worse.
[SPEAKER_00]: Let's make you the statistic of, yep, you look up in 10 years.
[SPEAKER_00]: Maybe you got a new set of friends, cause maybe some of these people don't, you know, the only reason they want to hang around with you is cause you got money.
[SPEAKER_00]: So maybe you got a new set of friends in 10 years.
[SPEAKER_00]: And you know, I had a guy tell me one time like every everyone's going to want something from you.
[SPEAKER_00]: And I was kind of like I didn't really understand.
[SPEAKER_00]: They said, no, everyone's going to want something from you.
[SPEAKER_00]: I was kind of like, that's really.
[SPEAKER_00]: And then I wouldn't say everybody wants something from me.
[SPEAKER_00]: But a lot of people do want something from me.
[SPEAKER_01]: Understood what he was talking about.
[SPEAKER_00]: I understand it now.
[SPEAKER_00]: I can see like, oh yeah, people want something from you.
[SPEAKER_00]: And again, this is not just, this is like being in the military.
[SPEAKER_00]: like when I when I'm the when I became an officer it's like oh people are gonna want stuff from you well I don't know man I'm just one of the boys no guess what you're not one just one of the boys they want this they want that so you gotta pay attention to it and I think in a scenario like this man as uh
[SPEAKER_00]: Nancy Reagan once said just say no, I think that's what we got to do.
[SPEAKER_01]: Yeah, and even then that's not easy.
[SPEAKER_01]: You know, it's definitely crazy because yeah, you're kind of damn.
[SPEAKER_01]: It's crazy, right?
[SPEAKER_01]: What money does and is and whatever.
[SPEAKER_01]: So the especially free money or perceived free money is that's really the deal.
[SPEAKER_01]: Across the board right from the beginning no everyone's like oh my gosh You didn't even earn that money.
[SPEAKER_01]: Maybe they don't say that, but like that's what they're feeling right you didn't earn that money You got it as a one huge huge abondent freebie and it's like What you're that greedy you know like that you're just like you got all this stuff not earned and then now You just want to hoard it all for yourself.
[SPEAKER_01]: That's the thought no
[SPEAKER_01]: Right, and yeah, and you just watch people who you're literally like the day before like it's your One-year-best people, friend, family, whatever, and then now they're just not you didn't do anything to them
[SPEAKER_00]: Crazy man, by the way, you know what's interesting is you know how many people if you ask if you take a rich person Just a rich person and You know, whatever they did however they end up with they end up with a good amount of money
[SPEAKER_00]: They're driving a very expensive car.
[SPEAKER_00]: They have three expensive cars, let's say.
[SPEAKER_00]: Three expensive cars, and they have three sick houses, and they live in kind of a mansion.
[SPEAKER_00]: If you ask 10 people, if that individual deserves that money, I say 7 out of 10 saved me and deserve all that.
[SPEAKER_00]: So, that is a little excerpt of what we are doing on the Jocco Underground podcast.
[SPEAKER_00]: So if you want to continue to listen,
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[SPEAKER_00]: And we're doing it so we can give you more control, more interaction, more direct connections, better communications with us, and to do that, we are building a website right now, where we'll build the utilize to strengthen this legion of troopers that are in the game with us.
[SPEAKER_00]: So thank you, it's jockelunderground.com.
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