[SPEAKER_00]: Hello, good morning and welcome back or welcome to morning ray.
[SPEAKER_00]: This is officially a part three of Rebuilding you in 2026 the annual edit if you will what we're keeping what we're leaving and what we are creating in 2026 last week
[SPEAKER_00]: episode we discuss everything from intentions, habits, routines and mindsets.
[SPEAKER_00]: Before that in part one, we discussed our reflection of 2025, our vision boards and manifestations.
[SPEAKER_00]: If you haven't listened to those episodes yet, go back and listen to them.
[SPEAKER_00]: I'll have them linked in the show notes for you, both part one and part two.
[SPEAKER_00]: They are needed in order to have the best year of your life to rebuild
[SPEAKER_00]: or continue building who you want to be and who you were working towards becoming.
[SPEAKER_00]: I am so excited as I'm recording this.
[SPEAKER_00]: I'm going to be leaving for New York in a few days.
[SPEAKER_00]: I haven't been to New York in two years since May 2023.
[SPEAKER_00]: That was the last time that I was there.
[SPEAKER_00]: Was it 2023?
[SPEAKER_00]: I think it was.
[SPEAKER_00]: Yeah, holy shit.
[SPEAKER_00]: Maybe almost three years at this point, but I'm so excited to go to New York.
[SPEAKER_00]: I'm going with my boyfriend and his family.
[SPEAKER_00]: So I'm really excited about that a little bit of family time and some time for us to just go around the city.
[SPEAKER_00]: I have some workouts planned.
[SPEAKER_00]: I have views house.
[SPEAKER_00]: Their hot sculpt class booked for the Saturday.
[SPEAKER_00]: And then I have the no farm method.
[SPEAKER_00]: actually haven't been on a catalogue yet, so I'm really excited to try that.
[SPEAKER_00]: I'm excited to have all the New York City.
[SPEAKER_00]: It's all the coffee.
[SPEAKER_00]: There's so many things that I've opened since I was lost there and I'm so excited to be there.
[SPEAKER_00]: Current tapes.
[SPEAKER_00]: Home cooked meals and simple meals in general are definitely something that I have been loving.
[SPEAKER_00]: I've been playing around with new recipes, getting creative in the kitchen.
[SPEAKER_00]: It feels nice having a full fridge and being in a routine with making my meals at home.
[SPEAKER_00]: I feel so much better.
[SPEAKER_00]: when I do this, I feel more energized, I never feel tired or overly full after meals, I feel like I am more mindful with how I'm eating, I'm not just like swallowing my food down, and cooking has always been so therapeutic for me, I love making meals for myself, I love making meals for my loved ones, it's really so fun being busy in the kitchen.
[SPEAKER_00]: onto the bulk of the episode of what you clicked on here for the annual edit.
[SPEAKER_00]: This is part three of Rebuilding You in 2026.
[SPEAKER_00]: I'm going to be discussing all the things that I'm keeping, the things that I'm leaving, and what I'm creating.
[SPEAKER_00]: While I'm doing this, maybe I would grab a notebook,
[SPEAKER_00]: pen, piece of paper, whatever it is, and you can create your list as well too.
[SPEAKER_00]: This was a really fun exercise, and maybe hearing what I'm keeping, leaving, and creating can help inspire you in your list.
[SPEAKER_00]: Patents started into this on her podcast now to self and I really love the episode, so this is where we're at.
[SPEAKER_00]: things that I am keeping.
[SPEAKER_00]: I love a clean space.
[SPEAKER_00]: I really believe that a clear space equals a clear mind.
[SPEAKER_00]: Our home, our space, often reflects what's going on in our mind.
[SPEAKER_00]: So if we feel overwhelmed, scatter brain, stressed, anxious, whatever it is, often our space reflects that and in turn, our space causes a little bit of chaos in our mind.
[SPEAKER_00]: If it is cluttered, dirty, messy, not
[SPEAKER_00]: cap tight.
[SPEAKER_00]: I love to keep my space clear as possible whenever I see clutter building up.
[SPEAKER_00]: Sometimes it takes me a little bit longer to get to it but I really love to do quick cleans in the morning and night to tidy up everything cleaning up my kitchen island which is where a lot of clutter piles up is always so important and just tidying up my bathroom counter as well and I also have this little food ton in my bedroom that's become like the catch-all chair so just
[SPEAKER_00]: Cleaning out that space as well.
[SPEAKER_00]: I also love doing a weekly deeper clean wiping down everything vacuuming It'd be mopping the floors cleaning the toilet I being down all the surfaces properly.
[SPEAKER_00]: It just feels really good.
[SPEAKER_00]: I have been spoiling myself with having a house cleaner to come by weekly Sometimes monthly over the past few years
[SPEAKER_00]: And it truly has been one of the best investments in money.
[SPEAKER_00]: My house cleaner is honestly pretty affordable.
[SPEAKER_00]: I think it's worth the investment.
[SPEAKER_00]: I think it's worth the cost.
[SPEAKER_00]: It just gives me so much peace of mind.
[SPEAKER_00]: And I feel like she cleans my space better than I can clean it.
[SPEAKER_00]: And she does it way more efficiently than the time that it would take me to clean.
[SPEAKER_00]: Lastly, in terms of a clean space,
[SPEAKER_00]: for things that I'm keeping, a bi-monthly declutter of the space.
[SPEAKER_00]: I get sent a lot of product and things for work.
[SPEAKER_00]: I like shopping, I like collecting new things, you know, chaos happened.
[SPEAKER_00]: So decluttering my space is so important, just getting rid or donating things that are no longer in use.
[SPEAKER_00]: for me.
[SPEAKER_00]: I'm also keeping consistency in my routines.
[SPEAKER_00]: I feel like the past year, year and a half.
[SPEAKER_00]: I've been really consistent with.
[SPEAKER_00]: I work at routine, having a desire to go to bed early.
[SPEAKER_00]: Over last year, I got into reading before scrolling before bed, reading in general.
[SPEAKER_00]: Instead of scrolling, I was pretty good.
[SPEAKER_00]: I keeping up with all my household chores, such as laundry, doing my linens, trash, dishwasher, all the things.
[SPEAKER_00]: I really want to stay consistent with my work at routine, no matter what that is.
[SPEAKER_00]: The goal is to move my body on average four times a week, obviously some weeks, it's going to be more, some weeks it's going to be a little bit less.
[SPEAKER_00]: I have learned, especially now, after being off of working out consistently for the past month, it is always harder to start over than it is to keep on going.
[SPEAKER_00]: I've said this so many times, but to get a physical reminder on a smaller scale because obviously it was only a month, I was still working out a little bit but not a lot.
[SPEAKER_00]: It is so much harder to get back into the habit through teen the swing of working out consistently.
[SPEAKER_00]: It is a bit more tiring on the body because the body is going to be a bit more fatigued, it's going to feel weaker, that's going to be a stronger mental challenge and it normally is being consistent, builds momentum, it builds confidence in your ability to do hard things to do the uncomfortable.
[SPEAKER_00]: So the more you are consistent in your workout routine, the more you're going to be on autopilot with going to the gym, going to your workout classes, getting your run-in, your walk-in, whatever it is.
[SPEAKER_00]: You're going to want to keep doing it because
[SPEAKER_00]: When we give up and we're not consistent, it makes it so much harder.
[SPEAKER_00]: It is so much harder to stop and restart a million one times.
[SPEAKER_00]: Think about it.
[SPEAKER_00]: Whenever you start something, it's that starting point, getting to the class, getting to the gym.
[SPEAKER_00]: The first time is always the hardest.
[SPEAKER_00]: You hit that mental block, you know.
[SPEAKER_00]: Continuing on our list of things I am keeping in 2026 is doing things that put me out of my comfort zone.
[SPEAKER_00]: I really took this full force in 2025, doing the things that scare and intimidate me, breaking patterns, breaking bad habits, continuing to grow as a human, and reading self-improvement slash educational books, non-fiction books.
[SPEAKER_00]: these things just continuously pushing myself at a my comfort zone has been probably the most impactful choice I had in 2025.
[SPEAKER_00]: I think when people get too comfortable, they start to let things go whether it be themselves in all sorts of ways and you kind of lose
[SPEAKER_00]: direction on your life and where you want to head and go, if you start stopping evolving as a human.
[SPEAKER_00]: I think if you are wanting to be successful, live a full life really developed to your utmost potential, you can't say comfortable.
[SPEAKER_00]: You have to continuously put yourself out of your comfort zone, do the things that intimidate you,
[SPEAKER_00]: push the boundaries and limitations of your knowledge, of your idea of who you are, what your life looks like in a healthy way, in order to keep progressing forward, becoming a better version of yourself.
[SPEAKER_00]: Like I've said, nothing changes, if nothing changes.
[SPEAKER_00]: The same routine won't build a new
[SPEAKER_00]: as the same habits, won't build a new person.
[SPEAKER_00]: Keeping up with my finances, I feel like I was really good since Taxi's in in 2025 with being up to date with my QuickBooks, updating my income, my expenses,
[SPEAKER_00]: being on time with my credit card payments.
[SPEAKER_00]: I think 2025 was a year of stepping back a little bit on my investments.
[SPEAKER_00]: I was contributing monthly in a smaller amount, but I didn't really do any lump sum payments, which I normally do.
[SPEAKER_00]: I normally once like tax season is done, or at that end of the year, if I feel like I have access cash, I do like lump sum payment, but I didn't really have any meetings with a financial advisor.
[SPEAKER_00]: I was gonna sign it new one, kind of got sketched out by him.
[SPEAKER_00]: This year, I feel like I am a little bit too liquid right now.
[SPEAKER_00]: I want to put some things in investments.
[SPEAKER_00]: I want to put more things, more things, more money, and to my TLSA, my RSP.
[SPEAKER_00]: I want to just continue to be consistent with that at a greater scale.
[SPEAKER_00]: So that's kind of all go a little bit more into that and under creating when we discuss that.
[SPEAKER_00]: 2025 was also the year of being conscious on my burn rate.
[SPEAKER_00]: So your burn rate, if you don't know, is how much you spend versus how much you earn.
[SPEAKER_00]: what percentage of the money you are earning are you spending.
[SPEAKER_00]: I think this is something that everyone should be aware of.
[SPEAKER_00]: I don't think it's healthy to ignore your finances to try to hide away from your bank statements, your credit card statements, pretend they don't exist.
[SPEAKER_00]: And trust me, I have been there where I've kind of tried to pretend it didn't exist.
[SPEAKER_00]: I always paid it, but I hated looking at it.
[SPEAKER_00]: I think
[SPEAKER_00]: It is really important to be confident, comfortable with looking at air finances no matter if they're good or bad and learning how to deal with it and navigate it and getting it to a good spot if it's not in a good spot and getting it to a better spot if it's in a good spot, you know,
[SPEAKER_00]: prioritizing building quality relationships.
[SPEAKER_00]: This is something I really, really focused on in 2025.
[SPEAKER_00]: I had a lot of clearing out a lot of rebuilding.
[SPEAKER_00]: And as my therapist likes to say, I really cleaned out the house and started to rebuild from within.
[SPEAKER_00]: 2025 was the year of seeing my family more building stronger relationships with my parents again, building a stronger relationship with my sister because I never really had that before with our eight-year age gap reaching out to friends being the friend I want to have.
[SPEAKER_00]: really focusing on truly being a good friend and being honest with myself when I wasn't being such a great friend and actively working on improving that.
[SPEAKER_00]: Whether it be through my communication with them, inquiring about their life, checking in on them, the same things that I would have wanted the other way around.
[SPEAKER_00]: I also really just started to be quite cutthroat and only prioritize the friends that were showing me they wanted to be my friend as well.
[SPEAKER_00]: So the people who were meeting me halfway and treating me the way that I wanted to be treated.
[SPEAKER_00]: continuing to date my boyfriend.
[SPEAKER_00]: I think is something that's really important.
[SPEAKER_00]: It's something that I think is essential to keeping a relationship happy and healthy, continuing to build that relationship and your life with your partner.
[SPEAKER_00]: with that continuing to date myself.
[SPEAKER_00]: You guys know I love a good solo date.
[SPEAKER_00]: I love doing things alone.
[SPEAKER_00]: I love doing things for me like by myself flowers taking myself to my favorite coffee shops and having a little journaling or book reading date going on long walks through the neighborhoods that I like in the summer doing things for myself continuing to date myself and nurture my relationship with myself even more so now that I'm
[SPEAKER_00]: in a relationship.
[SPEAKER_00]: I don't want to ever forget how to do that.
[SPEAKER_00]: I think it's so important to have independence to be comfortable with being alone and be your own best friend.
[SPEAKER_00]: And lastly, for things that I'm keeping in 26, setting boundaries and keeping them.
[SPEAKER_00]: I used to set boundaries and then let people walk over them.
[SPEAKER_00]: I wasn't great at holding them to them and holding myself to them.
[SPEAKER_00]: And I think about halfway through 2025, I really figured out how to actually do it.
[SPEAKER_00]: And it's been so rewarding.
[SPEAKER_00]: And if you want a little bit more on that, let me know, leave a comment on Spotify.
[SPEAKER_00]: If you're listening there or send me a DM on at Morning Ray podcast.
[SPEAKER_00]: Things I am leaving in 2025 and not bringing in to 2026.
[SPEAKER_00]: Procastination.
[SPEAKER_00]: I have a habit of sitting on my phone, mindlessly scrolling, instead of getting dressed after the shower, doing my work, trying to be on time.
[SPEAKER_00]: I'll procrastinate tasks in all of these things.
[SPEAKER_00]: In fact, as kind of procrastinating, recording this podcast.
[SPEAKER_00]: And I was like, hey,
[SPEAKER_00]: Don't be a hypocrite.
[SPEAKER_00]: You literally just wrote on your outline that you're not going to procrastinate.
[SPEAKER_00]: So when I stop fucking procrastinating, let's get up and do this thing.
[SPEAKER_00]: Because your future self will thank you for getting this done and recording it.
[SPEAKER_00]: And your audience will be happy that you have an podcast episode up on time.
[SPEAKER_00]: procrastination.
[SPEAKER_00]: We're leaving her in 2025.
[SPEAKER_00]: It is not hot.
[SPEAKER_00]: It is not cute.
[SPEAKER_00]: It is not something I want tied to my name.
[SPEAKER_00]: And with that running late.
[SPEAKER_00]: I notoriously run late.
[SPEAKER_00]: I blame my mother for making me chronically early as child and as a result now I run late.
[SPEAKER_00]: And my goal is to fix that because I think it's rude to other people.
[SPEAKER_00]: I think it doesn't look good and I want to get better at running early instead of running late.
[SPEAKER_00]: overeating or overdoing sugar treats, take out greasy foods.
[SPEAKER_00]: I feel like I was on a really good path in 2025 and really broke the habit of doing that and same within 2024 and with traveling and being in a new relationship sometimes I can overdo it a little bit
[SPEAKER_00]: So just getting back to the good graces and really just being mindful and never feeling like I have to have something just because My friends are having it or my partner is having it knowing when I'm satisfied when I'm full overall not prior to
[SPEAKER_00]: rest and recovery enough.
[SPEAKER_00]: I feel like near the end of 2025, I definitely was lacking on sleep especially on days where I had to be up early to teach.
[SPEAKER_00]: I wasn't going to bed early enough.
[SPEAKER_00]: So we are not bringing that in to 2026 and tonight is definitely going to be a marker of that because I'm teaching my first 6 a.m. of 2026 tomorrow morning.
[SPEAKER_00]: So we're going to go to bed early.
[SPEAKER_00]: We're going to be in bed by nine asleep by 930 latest.
[SPEAKER_00]: latest 10 and rest in recovery is so important for our health.
[SPEAKER_00]: It is not spoken about enough, although I feel like the conversation is starting to grow a bit more, but I digress.
[SPEAKER_00]: Comparison.
[SPEAKER_00]: We are leaving comparison in 2025.
[SPEAKER_00]: Comparison is truly truly
[SPEAKER_00]: the thief of joy.
[SPEAKER_00]: You will never be satisfied, happy, content with who you are, where you're at, what you're doing, if you continuously compare yourself to others.
[SPEAKER_00]: Someone is always going to be ahead of you, doing something better, whatever it is.
[SPEAKER_00]: Comparison is a thief of joy and especially with what I do for work.
[SPEAKER_00]: It would just kill myself a seam if I continue to compare myself.
[SPEAKER_00]: We are not comparing in 2026 onwards and connected to that any self doubt negative self-talk, restriction of any kind, any negative feeling, thought, emotion.
[SPEAKER_00]: We are not leaning into it in 2026.
[SPEAKER_00]: We acknowledge it.
[SPEAKER_00]: We feel it.
[SPEAKER_00]: We let it go.
[SPEAKER_00]: We are not doubting ourselves.
[SPEAKER_00]: We are being confident in our ability to act to make decisions to do things and we are being kind to ourselves, treating ourselves, speaking to ourselves the way we would talk to a best friend, a sibling, whoever.
[SPEAKER_00]: And lastly, of things I am leaving in 2025.
[SPEAKER_00]: Giving it time to people who just don't deserve it, justifying their repetitive poor hurtful behavior from people who are supposed to be friends.
[SPEAKER_00]: We are not tolerating that in 2020, 6.
[SPEAKER_00]: We are not trying to justify it, understanding that it's coming from accent security, this reasoning in their life.
[SPEAKER_00]: No more justification.
[SPEAKER_00]: No more justification of repetitive,
[SPEAKER_00]: hurtful or poor behavior from people that are supposed to be your sports system.
[SPEAKER_00]: That is on a loud.
[SPEAKER_00]: We are setting a boundary.
[SPEAKER_00]: We're keeping that boundary.
[SPEAKER_00]: And lastly, are creating less.
[SPEAKER_00]: These are the things that I'm focusing on in 2026.
[SPEAKER_00]: smallest, but perhaps room to grow, and you might already know some of these from part 1 and part 2 in discussion, but number 1.
[SPEAKER_00]: A workout routine that is consistent in cross-training, including weights and cardio.
[SPEAKER_00]: I have always cross-trained, but last year I definitely leaned a lot more into Pilates and neglected being consistent with weightlifting and cardio.
[SPEAKER_00]: I'd go in and out of doing both hit whatever it is, and this year I'm determined to be as consistent with weights and cardio as I was with Pilates.
[SPEAKER_00]: last year.
[SPEAKER_00]: Getting enough sleep more times than not, especially when I'm teaching early mornings.
[SPEAKER_00]: Again, like I mentioned just now, I really did not prioritize sleep when it came to my early mornings.
[SPEAKER_00]: I procrastinated going to bed or I just stayed up too late and wasn't really focusing on getting my
[SPEAKER_00]: if not nine hours of sleep before getting up early at the bright and early hour of 5 a.m. or I guess at this time of year the dark early dreadful hour of 5 a.m. we're not doing that again this year.
[SPEAKER_00]: or at least we're going to try not to.
[SPEAKER_00]: we're going to work on improving our sleep habits, especially with early starts.
[SPEAKER_00]: habit of meal planning, grocery shopping, and following through with it.
[SPEAKER_00]: I've set this goal so many times.
[SPEAKER_00]: I feel like I slowly started to get better at it in the second half of 2025.
[SPEAKER_00]: And so I want to continue to be really consistent.
[SPEAKER_00]: I wasn't really ever meal planning.
[SPEAKER_00]: I would kind of plan out day of and maybe that's what works for me, or maybe I can plan two days at a time.
[SPEAKER_00]: Kind of thing, but I really want to be consistent with having a full fridge, making home
[SPEAKER_00]: and with that, trying at least two new recipes a month.
[SPEAKER_00]: I feel like that's super doable.
[SPEAKER_00]: Circling back to finances, financial literacy.
[SPEAKER_00]: I really want to focus on improving my financial literacy and my commitment.
[SPEAKER_00]: and my commitment to investing this year.
[SPEAKER_00]: I have opened an FHSA, which if you're not Canadian or maybe you don't know, it's a first time home buyers savings account.
[SPEAKER_00]: So all that money, the growth that I believe is tax free, I could be wrong.
[SPEAKER_00]: But anyways, it's money that you can use to take out to put down for your down payment on a future home.
[SPEAKER_00]: So I have opened it.
[SPEAKER_00]: Do I have any money in it?
[SPEAKER_00]: No, my money's in my TFSA and my RSP.
[SPEAKER_00]: I haven't really contributed to my FHSA.
[SPEAKER_00]: That was put on the back burner.
[SPEAKER_00]: But my goal is to max out my FHSA account this year.
[SPEAKER_00]: I believe it's a K. I could be wrong.
[SPEAKER_00]: I need to look at my contribution room.
[SPEAKER_00]: But that is definitely something that is a priority to me, especially with turning 27 this year, knowing that I'm gonna wanna buy a home in the future.
[SPEAKER_00]: I also want to put more money consistently into my portfolio, we can do more of an endot episode.
[SPEAKER_00]: on this, I can bring on a financial expert.
[SPEAKER_00]: We'll find one.
[SPEAKER_00]: I have like a really old episode on budgeting and all of that, but we can discuss this a little bit more if this is something you girls are interested in, but I want to be more consistent with putting more money consistently into my portfolio.
[SPEAKER_00]: Starting to break up my paychecks as a percentage going into my portfolio every single time I get paid.
[SPEAKER_00]: I do have monthly, I do have amounts of money withdrawing every single month going into my TFSA and RSP consistently, but I do want to also do it on a payment paychecks.
[SPEAKER_00]: basis.
[SPEAKER_00]: With that said, I really would love to hit a hundred k in my portfolio over also across my entire portfolio.
[SPEAKER_00]: I would love to hit a hundred k. I don't know if that is behind for my age.
[SPEAKER_00]: I don't know if that's ahead or if that's average.
[SPEAKER_00]: I feel like that's a really good number based off of the type of career I have with
[SPEAKER_00]: A really good goal to have and maybe it's low for what I should have, but I think I would be really proud and again Comparison is a thief of joy.
[SPEAKER_00]: So that's kind of a goal for me for this year And I feel like I can surpass it.
[SPEAKER_00]: I feel like that.
[SPEAKER_00]: I'm pretty close to it And if I keep my goal of being more consistent of putting money into my portfolio Then it is very much possible to do that especially if
[SPEAKER_00]: I improved my burn rate, so making sure that I'm spending way less than I am making.
[SPEAKER_00]: And lastly, something that I want to create in 2026 is a better routine for work so that I can be consistent and stay on top of everything and stop feeling like I'm behind trying to catch up.
[SPEAKER_00]: So, a dedicated time for me to prop.
[SPEAKER_00]: for the pod, record, edit, do content for it, time to game plan for social media content and record and edit time for me to prep for the classes that I'm teaching and also practice as well and further my education with regard to Pilates and time for me to do admin work.
[SPEAKER_00]: So updating my quickbooks, making sure all my credit cards are paid, all of that sort of stuff.
[SPEAKER_00]: Sort of thing so that I can be really consistent with my work and feel like I have a bit more structure to my job because it is a little bit all over the place and A bit of a free for all if you will and I think it would provide me a lot of calmness and a lot of clarity and direction when it comes to my everyday tasks and what I'm working towards.
[SPEAKER_00]: So that was everything that I'm leaving in 2025 keeping in 2026 and creating in 2026.
[SPEAKER_00]: I would love if you could leave a rating or review on Apple podcast or Spotify.
[SPEAKER_00]: That is how you can help support the pod.
[SPEAKER_00]: You guys, that is how we can keep making the show.
[SPEAKER_00]: bigger and better.
[SPEAKER_00]: And I can better serve you guys.
[SPEAKER_00]: Thank you so much for listening.
[SPEAKER_00]: It is truly an honor to have you tune in every single week.
[SPEAKER_00]: When I'm uploading the episodes and having your support, it truly is so surreal and such a blessing.
[SPEAKER_00]: I hope you all have a lovely rest of your week, a lovely rest of your day.
[SPEAKER_00]: And we'll chat soon.
[SPEAKER_00]: Bye guys.