[SPEAKER_01]: While everyone is arguing about politics, there's something happening with money that's about to change everything for regular working people.
[SPEAKER_01]: And I mean this literally everything.
[SPEAKER_01]: Is he Trump just announced that six hundred dollars check coming to Americans, yes to you.
[SPEAKER_01]: But here's the thing most people don't understand.
[SPEAKER_01]: This isn't twenty twenty all over again.
[SPEAKER_01]: This is completely different.
[SPEAKER_01]: And if you don't understand what's really happening, you're going to miss the biggest opportunity.
[SPEAKER_01]: Possibly to build wealth with what we've seen in the last few years.
[SPEAKER_01]: Could it be honest with you?
[SPEAKER_01]: I've been studying this for weeks.
[SPEAKER_01]: And what I discovered is going to blow your mind.
[SPEAKER_01]: You see in the end, the government printed money out of thin air, sent you checks, and then paid, no, I can say then paid, then you paid for it in inflation.
[SPEAKER_01]: Actually, we all paid for it in inflation.
[SPEAKER_01]: But this time, this money is coming from somewhere completely different.
[SPEAKER_01]: And here's what gets me somewhat excited, but also to another side, not so exciting.
[SPEAKER_01]: While rich people, wealthy people are quietly positioning themselves to benefit from these changes, regular people like you, and me can do the exact same thing.
[SPEAKER_01]: But you gotta understand the game first.
[SPEAKER_01]: So today, Courtney and I, our investing expert is gonna be breaking down exactly what's happening, where the money is really coming from.
[SPEAKER_01]: And most importantly, I brought in my brother,
[SPEAKER_01]: to help you understand what can you do specifically with your money right now to turn this into real wealth in a long term.
[SPEAKER_01]: Not just spend it and be broke again, but actually build something, do something with this money.
[SPEAKER_01]: So let me break this down real quick before we bring Courtney on.
[SPEAKER_01]: You see, back in,
[SPEAKER_01]: Here's what happened.
[SPEAKER_01]: And I want you to follow the trail of the money with me.
[SPEAKER_01]: The Federal Reserve printed trillions of dollars, gave it to the government and the government sent you, twelve hundred, six hundred, whatever.
[SPEAKER_01]: But guess what?
[SPEAKER_01]: You paid for those checks through inflation.
[SPEAKER_01]: Your groceries went up.
[SPEAKER_01]: Your gas went up.
[SPEAKER_01]: Every single thing went up.
[SPEAKER_01]: That was you paying for your own stimulus check.
[SPEAKER_01]: But this six hundred dollar check,
[SPEAKER_01]: somewhat a different game, supposedly, allegedly.
[SPEAKER_01]: This money is coming from tariffs.
[SPEAKER_01]: That's taxes on goods coming into America.
[SPEAKER_01]: And here's a crazy part.
[SPEAKER_01]: Tariffs revenue has actually going up, three hundred percent this year.
[SPEAKER_01]: We're talking about three hundred billion dollars in revenue that wasn't there before.
[SPEAKER_01]: Now, here's what most people mess up.
[SPEAKER_01]: They're thinking, great, free money.
[SPEAKER_01]: Let me go spend it.
[SPEAKER_01]: But listen, that's honestly broke people language.
[SPEAKER_01]: All right, wealth to people.
[SPEAKER_01]: They're looking at this and saying, you know what?
[SPEAKER_01]: How do I position myself to benefit from an entire system change that's happening?
[SPEAKER_01]: Because here's what's really happening.
[SPEAKER_01]: This isn't just about a six hundred dollar check, allegedly.
[SPEAKER_01]: This is about a complete shift in how Americans can fund itself.
[SPEAKER_01]: And when system change like this, there's always winners.
[SPEAKER_01]: And there's gonna always be some losers in the market.
[SPEAKER_01]: So the companies that benefit from these tariffs, their stocks could explode.
[SPEAKER_01]: But that sector could hurt.
[SPEAKER_01]: You might want to avoid the companies that were hurt.
[SPEAKER_01]: And we're gonna talk about that a little bit today.
[SPEAKER_01]: All right, so.
[SPEAKER_01]: I caught my brother court and I said, well, you got to come back on and I'm always doing research to make sure that we utilize his wisdom and knowledge effectively while he is here with us.
[SPEAKER_01]: He is a thought leader and he is a host of his brand new show called The Everyday Investors Show.
[SPEAKER_01]: that we're going to put that information inside of today's show notes and I want each and every single one of you all to go subscribe to the channel.
[SPEAKER_01]: You already put out a couple of videos and he's only putting out more at the teach every day people how to become every single day.
[SPEAKER_01]: investors.
[SPEAKER_01]: Because while I'm teaching you how to understand what's happening and how to get a debt, you need someone who lives and breeds investment to show you exactly how to position your money.
[SPEAKER_01]: Whether you got six hundred dollars, five hundred dollars, six thousand dollars, or even six thousand dollars, you need this information.
[SPEAKER_01]: Let's be honest, most people are stressed and stuck in the paycheck to paycheck cycle because they were never taught of money actually works.
[SPEAKER_01]: That is exactly why I built this channel.
[SPEAKER_01]: Every week, my team and I are breaking down how to master your money, how to get out of debt, save, invest, and build wealth without borrowing a dime.
[SPEAKER_01]: No fluff, no height.
[SPEAKER_01]: Just real money content actually helps you win.
[SPEAKER_01]: financially.
[SPEAKER_01]: You see, because money impacts every aspect of our lives, our peace, our relationships, and even our future.
[SPEAKER_01]: If you don't take control of it, it will look control you.
[SPEAKER_01]: And if you're tired of just surviving and you're ready to build wealth guys way, you're in the right place.
[SPEAKER_01]: Over nine hundred thousand people have already subscribed to our YouTube channel with over millions of downloads and our applicants by the five podcasts.
[SPEAKER_01]: Now, when we hit a million on YouTube, we're giving way, thirty thousand dollars to help you get out of debt in the start building legacy.
[SPEAKER_01]: So listen, don't just watch.
[SPEAKER_01]: Hit that subscribe, family.
[SPEAKER_01]: Join this community.
[SPEAKER_01]: Let's build real wealth.
[SPEAKER_01]: Let's build real financial freedom together.
[SPEAKER_01]: It's your boy.
[SPEAKER_01]: And that's the subscribe.
[SPEAKER_01]: Let's get back to the show.
[SPEAKER_01]: Yo.
[SPEAKER_01]: Cory, welcome back, man.
[SPEAKER_00]: Let's go, man.
[SPEAKER_00]: Appreciate you having me.
[SPEAKER_01]: Hey, man.
[SPEAKER_01]: I'm charna be like you.
[SPEAKER_01]: I sent you this article a couple of days ago, right?
[SPEAKER_01]: When you saw this article,
[SPEAKER_01]: Thinking about the everyday investor, what first came to mind when you first read it?
[SPEAKER_00]: I mean, you know, for my everyday people, now I'm like, listen, we can't let the people trick us.
[SPEAKER_00]: You know, like, no, no, you gotta know what's going on.
[SPEAKER_00]: Like, you gotta be able to peep the game in the whole play.
[SPEAKER_00]: Imagine going into, I don't know, electronic store, right?
[SPEAKER_00]: And you know the surround sound system that you looking for is a thousand dollars, right?
[SPEAKER_00]: All right, you already done peeped it, you done did the shopping, you done been in the store, you don't look that at a couple times.
[SPEAKER_00]: But then when you're going there to buy it, there's four to ten hundred dollars.
[SPEAKER_00]: And they say, hey, listen, sign this rebate.
[SPEAKER_00]: Scan this QR code.
[SPEAKER_00]: And we're going to send you four hundred dollars back.
[SPEAKER_00]: We did that cause we love you.
[SPEAKER_00]: Like, we like you.
[SPEAKER_00]: You know, I'm just like they did you a favor.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: We're like, man, this is actually just charged me to regular price.
[SPEAKER_00]: That's it.
[SPEAKER_00]: You know, and that's what's happening, man.
[SPEAKER_00]: You know, they run their prices up and they're trying to make it seem like they're doing your favor by throwing you chicks.
[SPEAKER_00]: And we gotta be able to pick the game in the play.
[SPEAKER_01]: So when you look at this and I didn't send you this question, but if
[SPEAKER_01]: You said it's like, it's a game, we gotta peat the play.
[SPEAKER_01]: Right?
[SPEAKER_01]: How do we start noticing games before it actually becomes a game at our doorstep?
[SPEAKER_00]: Yeah, you really gotta ask why?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Why is it happening?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Like, if there's money that's going around, if there's money involved, especially if somebody's saying they're doing your favor,
[SPEAKER_00]: Did you gotta immediately ask why?
[SPEAKER_00]: Why and how?
[SPEAKER_00]: Like the numbers they got to flow.
[SPEAKER_00]: It has to make sense.
[SPEAKER_00]: And so that's the first step.
[SPEAKER_00]: Just ask how and why.
[SPEAKER_01]: Now, because of this, let's say if it does go through, I think that there will be some companies that will benefit from this, that it will explode from this.
[SPEAKER_01]: From your expertise, could you think of our name three specific stocks or sectors that if this was to actually go through that your everyday investor should be following?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: And I'm going to answer this in two ways, right?
[SPEAKER_00]: So first, I want to answer the question.
[SPEAKER_00]: So like industries that are going to do well, SaaS companies software as a service.
[SPEAKER_00]: Okay.
[SPEAKER_00]: So there's no product, there's no import, there's no manufacturing, those are all things that are going to be heard by tears.
[SPEAKER_00]: software, it's just software.
[SPEAKER_00]: They make it, they license it, low overhead.
[SPEAKER_00]: And those are the type of companies we really want to invest in anyway.
[SPEAKER_00]: But software as a service is going to do well.
[SPEAKER_00]: One product industry that wants sector of products that will do good is consumer products.
[SPEAKER_00]: And we've talked about this on the show before.
[SPEAKER_00]: But the advantage to consumer products is whether stuff good is happening in the economy or stuff is bad in the economy, still got to wipe your butt.
[SPEAKER_00]: Nobody's cutting that out.
[SPEAKER_00]: They budged.
[SPEAKER_00]: All right.
[SPEAKER_00]: So that's a sector that's going to do with anything that streams.
[SPEAKER_00]: You think Spotify, you think Netflix, anything that's stream again.
[SPEAKER_00]: There's no manufacturing.
[SPEAKER_00]: There's no imports.
[SPEAKER_00]: None of that.
[SPEAKER_00]: Those are going to always do well.
[SPEAKER_00]: But this is the part that I want us to start thinking about, especially for the everyday investors.
[SPEAKER_00]: You know, you had, you know, we're going to talk about things that we do on the investing uncomplicated show to help people out.
[SPEAKER_00]: This is an area where I really want to help people change the perspective of how we invest.
[SPEAKER_00]: So when it comes to investing,
[SPEAKER_00]: If during a time where certain industries are going to be negatively impacted, that's actually the time where you want to look for buying opportunities.
[SPEAKER_00]: Right because the software companies right now as inflation goes up, as there are more tariffs, you know, the streaming companies, the software companies, they're going to already be doing well.
[SPEAKER_00]: And if you invest right now, you're going to be investing at higher prices.
[SPEAKER_00]: I'm going to caution more to invest.
[SPEAKER_00]: So how I want us to start thinking about, well, how can we find good investing opportunities through the companies that may be hurting right now?
[SPEAKER_00]: And you know, my whole philosophy is good value on good companies.
[SPEAKER_00]: And so this is where you can find good value.
[SPEAKER_00]: So industries that are going to be hurt are going to be like product industries, automobile industry.
[SPEAKER_00]: These are going to be they're going to be hurting now.
[SPEAKER_00]: I don't typically like a lot of products.
[SPEAKER_00]: I definitely don't like the automobile industry.
[SPEAKER_00]: But when you think about a company like Tesla for instance,
[SPEAKER_00]: So yes, Tesla, as we know it, we look at it as an automobile company.
[SPEAKER_00]: There are much more than that facts.
[SPEAKER_00]: But they will have challenges in terms of imports.
[SPEAKER_00]: I know they have a lot of manufacturing that does happen in the States.
[SPEAKER_00]: But the stock is hard in right now for a few different reasons.
[SPEAKER_00]: But this can be the type of thing that causes more jobs.
[SPEAKER_00]: They could create good-bye opportunities.
[SPEAKER_00]: People talk a lot about Nike, unlike Nike.
[SPEAKER_00]: All right, I like the shoe.
[SPEAKER_00]: Yeah, you know, not the stock.
[SPEAKER_00]: Yeah, but there's another, a pair of companies called own holdings.
[SPEAKER_00]: I don't know if you're ever seeing people that they look like the most comfortable shoes you could, you could ever wear, but they have like a O in on them.
[SPEAKER_00]: No, I never heard of them.
[SPEAKER_00]: It hadn't hit like our culture yet.
[SPEAKER_00]: It's not like, it's not like a,
[SPEAKER_00]: a black hot brain.
[SPEAKER_00]: So even if you think about like what Lulu Limit was, Lulu Limit's been around for a while, right?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: But now just now in terms of like our culture, we're seeing more young black people.
[SPEAKER_00]: So on is kind of like what Lulu Limit was five, seven years ago.
[SPEAKER_00]: Okay.
[SPEAKER_00]: But a great company revenues growing fast, really strong balance sheet stock prices going to be down right now because, yes, it's a product, right?
[SPEAKER_00]: It's manufacturer somewhere else.
[SPEAKER_00]: So finding good value in the midst of the term more.
[SPEAKER_01]: So it's almost like, how do we look into on now?
[SPEAKER_01]: and we're going to probably buy it super cheap, may even see it go down a little bit.
[SPEAKER_01]: But we got to stop.
[SPEAKER_01]: But if we're thinking like Lulu Limit and the next five to seven years they'll bounce back.
[SPEAKER_01]: So what I hear you saying for us everyday investors is you buy good value at a good price and you let it sit there and don't expect to get the money back within two months.
[SPEAKER_01]: Exactly.
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[SPEAKER_01]: Don't let bad credit cost you money once it visits Anthony will know.com for says kick off right now to get started for his little ass one dollar on your first month want you to build credit that debt freeway because your future self will thank you What have you seen but come let's say we did buy on right?
[SPEAKER_01]: Uh, someone puts five hundred dollars in to own this month.
[SPEAKER_01]: And they, when should they look at the stock again?
[SPEAKER_01]: Like when should you start seeing the upticking at stock is a year three, five, seven years.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: I think you want to start checking it in about six months.
[SPEAKER_00]: Six months.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Checking the six months.
[SPEAKER_00]: I'll give you an example of crowd strike, which
[SPEAKER_00]: Which is actually a good time for this one as well.
[SPEAKER_00]: So crowd strike last year, they had the whole debacle with the software and the shutdown and airports.
[SPEAKER_00]: There's stock price after that happened.
[SPEAKER_00]: It dropped something like forty percent.
[SPEAKER_00]: And six months after that, six, eight months after that, the stock was up over a hundred percent.
[SPEAKER_00]: What?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Yeah, even if you look at today compared to a year ago, it's down a little bit now, but it's still up over a fifty percent in the last year.
[SPEAKER_00]: Right.
[SPEAKER_00]: And so it's finding those moments where there's drama, you know, when I teach people to uncomplicate and vested, it's like be a toxic investor, right?
[SPEAKER_00]: Look for the drama.
[SPEAKER_02]: Yeah.
[SPEAKER_00]: All right.
[SPEAKER_00]: And so when you invest in those moments, it's giving you the value that you need.
[SPEAKER_00]: And that's just one example.
[SPEAKER_00]: I mean, there are several examples we can go through where the has to be a good company.
[SPEAKER_00]: This isn't any company.
[SPEAKER_00]: You can't just look at any company and say, OK, the stock price is down.
[SPEAKER_00]: I'm going to buy it.
[SPEAKER_00]: You don't work like that.
[SPEAKER_00]: It has to be a really good company.
[SPEAKER_01]: You said something.
[SPEAKER_01]: I kind of want to go back.
[SPEAKER_01]: And I probably should have actually this on the very first show.
[SPEAKER_01]: Because I hear this in my head, you know, I'm just a spiritual disorder.
[SPEAKER_01]: I hear my community.
[SPEAKER_01]: Same way with it.
[SPEAKER_01]: Tell them me to buy low, right?
[SPEAKER_01]: But you mentioned companies like Tesla that everyone knows.
[SPEAKER_01]: And I think they're asking low, Courtney, why as strong as a company as Tesla is, why would they start dropping that much?
[SPEAKER_01]: Like if they're still selling cars, they're still a good company.
[SPEAKER_01]: So what impacts a company to make their company drop that low, but then it bounces back up, what plays a role in that?
[SPEAKER_00]: Yeah, so the news, the economic data, and here's the thing, like the stock market, it isn't a very firm and definitive space.
[SPEAKER_00]: So it's like, if this thing happens, then the result is going to be X amount of percent.
[SPEAKER_00]: We don't know.
[SPEAKER_00]: Even the prices that we pay for stocks, they're based off of expectation and perceived value.
[SPEAKER_00]: I think it's a good company and because everybody else thinks it's a good company people buy it.
[SPEAKER_00]: Right.
[SPEAKER_00]: So what tends to happen is when the news is bad because we live in a social media world where sensational we overreact emotional swings like this is the space that we live in.
[SPEAKER_00]: And what happens with good companies when there's bad news, there's typically a sensational move in the stock price that causes it to drop.
[SPEAKER_00]: And the drop in the price may not be justifiable by the company's performance.
[SPEAKER_00]: So think about it like you think about.
[SPEAKER_00]: You've been studying in school and you're studying for every test.
[SPEAKER_00]: You're doing everything that you supposed to do, right?
[SPEAKER_00]: Yeah.
[SPEAKER_00]: But because the entire class averages down, you think that your averages down.
[SPEAKER_00]: But then when the report card actually come out at the end of the quarter, you look, I'm
[SPEAKER_00]: actually doing better, right?
[SPEAKER_00]: It didn't matter that the entire class was struggling.
[SPEAKER_00]: I was doing what I was supposed to do and when report cards come out, we get to see the true value.
[SPEAKER_01]: That's it.
[SPEAKER_01]: I love that.
[SPEAKER_01]: I had to ask that question because I wanted, I wanted my people to see and understand that because I know an offer has gone to start market.
[SPEAKER_01]: That was my first question.
[SPEAKER_01]: Well, if it's bad, what made it go bad and are they going to stay bad?
[SPEAKER_01]: But that's just the name of the game.
[SPEAKER_01]: Now, you named three companies that like Tesla owned, for an example, that make a down and made bounce back up.
[SPEAKER_01]: Could you think of companies or even sectors that we should just stay away altogether from for right now?
[SPEAKER_00]: Man, the automobile industry is crazy.
[SPEAKER_00]: I just, it's not an industry that I like at all.
[SPEAKER_01]: Got you.
[SPEAKER_00]: You know, they talk about, you know,
[SPEAKER_00]: tech products.
[SPEAKER_00]: But if I'm not going to call out any companies to completely stay away from, but the automobile industry is definitely one that I would avoid.
[SPEAKER_01]: I'm not going to ask you this question.
[SPEAKER_01]: We need automobiles.
[SPEAKER_01]: It's like, we do it.
[SPEAKER_01]: We do it.
[SPEAKER_01]: But it's like Honda.
[SPEAKER_01]: Good company.
[SPEAKER_01]: You know, that's probably one of the most sold cars in America.
[SPEAKER_01]: That wouldn't be a good
[SPEAKER_01]: What's the reason why you would say you wouldn't invest into an automobile company like that?
[SPEAKER_00]: Yeah, because what's going to happen is the demand for vehicles is going to go down.
[SPEAKER_00]: They're not going to sell as many, because prices are higher.
[SPEAKER_01]: Yep.
[SPEAKER_00]: You know?
[SPEAKER_00]: So tariffs and stuff like that.
[SPEAKER_00]: Exactly.
[SPEAKER_00]: Because so the tariffs are going to make automobile parts more expensive.
[SPEAKER_00]: Yes.
[SPEAKER_00]: And listen, this is great companies around, but they're not going to eat the cost.
[SPEAKER_00]: Okay.
[SPEAKER_00]: They're going to pass that cost down to the people that is buying the cars.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: As a result of that, when prices are high, consumers don't.
[SPEAKER_00]: They find alternatives and what may happen is consumers are going to go like, I'm not going by this new car, right?
[SPEAKER_00]: Because that's how Honda is going to make their money.
[SPEAKER_00]: It's going to be off of the new cars.
[SPEAKER_00]: They're going to say, let me see if I can find me something that's used and maybe buy that instead or they may say prices are too high.
[SPEAKER_00]: I'm just going to wait a year.
[SPEAKER_00]: You know, I'm going to try to get another year out of this car that I'm driving now.
[SPEAKER_00]: And so that's how the automobile industry is impacted.
[SPEAKER_00]: And it's not just tariffs, right?
[SPEAKER_00]: We're we're looking at a place where jobs are in strong incomes are flat.
[SPEAKER_00]: That is high.
[SPEAKER_00]: So there are a number of other things that are playing into this economy right now, but size just the tariffs.
[SPEAKER_01]: Let's say right there, because you made a valid point.
[SPEAKER_01]: I've received a lot of emails from people saying, A.O., I just got laid off, or I didn't even know I got laid off with my hours decreased, that work.
[SPEAKER_01]: I got five thousand, say for an example, sitting inside of a savings account, but I also have ten thousand dollars in debt.
[SPEAKER_01]: I've been watching this show with you in Courtney.
[SPEAKER_01]: I want to invest
[SPEAKER_01]: What should that person do with that five thousand?
[SPEAKER_01]: Should they look into buying some stocks and paying off something to debt?
[SPEAKER_01]: Should they put all that money to buying all the stocks that is at a cheap price right now?
[SPEAKER_01]: What would you advise them curious to that every day investor?
[SPEAKER_00]: Man, if this person only has five thousand dollars, and maybe they don't have anything you'll save for emergencies or whatever, I'm don't invest that money.
[SPEAKER_00]: That money, that money, he's the state in your high yield savings account.
[SPEAKER_00]: Right.
[SPEAKER_00]: Don't be aggressive with your debt because you're out of a job.
[SPEAKER_00]: You don't know how long it's going to last.
[SPEAKER_00]: Right.
[SPEAKER_00]: You don't know when it's going to bounce back.
[SPEAKER_00]: When you're going bounce back.
[SPEAKER_00]: If anything, I think one investment opportunity that people miss trying to immediately jump into the stock market is invested in themselves.
[SPEAKER_00]: And this may be a moment where you need to develop a new skill.
[SPEAKER_00]: So your employability goes up.
[SPEAKER_00]: So that your earnings potential can go up.
[SPEAKER_00]: So that your job security can improve.
[SPEAKER_00]: Yes.
[SPEAKER_00]: And so the investment that that person may need to make, it isn't necessarily in the stock market.
[SPEAKER_00]: It may be in themselves.
[SPEAKER_00]: But even that needs to be done strategically.
[SPEAKER_00]: So you don't blow through your only five thousand dollars, not knowing when you're going to be employed again.
[SPEAKER_01]: No, that's, I'm sitting here thinking like, no, that's good.
[SPEAKER_01]: And a lot of investors in your particular space won't say, don't invest into the stock market, come off being aggressive on the debt, keep that money in the high, you know, savings account, but maybe take a thousand of that and go get into a boot camp or go get some type of education and make you more money.
[SPEAKER_01]: Because it does in the long run, it makes you more money.
[SPEAKER_01]: Make sure my money.
[SPEAKER_01]: That an investment can't do immediately with that money.
[SPEAKER_01]: That's, man, man.
[SPEAKER_01]: I just want to like what it.
[SPEAKER_01]: This is why y'all got to be locked in with Courtney and definitely lock into his show every day investor real quick.
[SPEAKER_01]: I got some more questions.
[SPEAKER_00]: And so the show was investing on complicate.
[SPEAKER_00]: Okay, but what, where the everyday investor come from?
[SPEAKER_00]: Because it's for the everyday investor.
[SPEAKER_00]: We listen, we help in your money and the business.
[SPEAKER_00]: It's for the everyday investor.
[SPEAKER_00]: So I'm not messed up like I'm not messed up with that because it is for the everyday investor.
[SPEAKER_00]: So the name of the show is called what?
[SPEAKER_00]: Investing uncomplicated.
[SPEAKER_00]: Where did I see everyday investor?
[SPEAKER_00]: You're saying that we use, we talk about the everyday investor and everything that we do.
[SPEAKER_00]: Every day when we talk about the everyday investor.
[SPEAKER_01]: Yeah, so you're not wrong.
[SPEAKER_01]: I know you I know you're finished over.
[SPEAKER_01]: They're saying he's saying it wrong, babe.
[SPEAKER_01]: Check them.
[SPEAKER_01]: No, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no.
[SPEAKER_01]: So investing uncomplicated y'all, we're gonna put that inside of the show notes so that you all can do this.
[SPEAKER_01]: Is it YouTube and podcasts with just YouTube right now?
[SPEAKER_01]: Yes, YouTube right now.
[SPEAKER_01]: All right, cool.
[SPEAKER_01]: So for my podcast listeners, head over to the podcast, I mean to the YouTube, subscribe to the channel.
[SPEAKER_01]: I need y'all do this.
[SPEAKER_01]: Subscribe to the channel.
[SPEAKER_01]: All right, and get this information.
[SPEAKER_01]: So that way, because some of you all got some extra money right now, that you do not know what to do with it.
[SPEAKER_01]: You know, get the information, so you can learn how to make some more money.
[SPEAKER_01]: What's going on with that?
[SPEAKER_01]: Hey, real quick break from this show.
[SPEAKER_01]: I want to give you the directly where you need to go to put that one hundred dollars, because twenty twenty five is the year that we are going to make smart investments.
[SPEAKER_01]: And you gotta go over and check out my friends at
[SPEAKER_01]: You see, it's twenty twenty five and it's time to get serious about growing your money.
[SPEAKER_01]: With that extra one hundred dollars instead of spending it on something fleeting, I want you to invest it and watch it multiply today.
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[SPEAKER_01]: One hundred dollars.
[SPEAKER_01]: Listen, go to AnthonyONeo.com, four slash Moomu.
[SPEAKER_01]: After you finish watching this show, for me and my friend, my brother, Courtney.
[SPEAKER_01]: All right, love you.
[SPEAKER_01]: You don't want to show a week every other week.
[SPEAKER_01]: What are you doing?
[SPEAKER_01]: We're going on one a week, one a week.
[SPEAKER_01]: Do you know, you have a consistent day yet?
[SPEAKER_01]: Or you just whenever you have time.
[SPEAKER_00]: We are no, no, no, no.
[SPEAKER_00]: We're trying to figure out the schedule that works best.
[SPEAKER_00]: But when I production, you know, it's a new thing.
[SPEAKER_00]: So we're trying to get everybody on schedule.
[SPEAKER_00]: But we're going on once a week and we're about to pick a day.
[SPEAKER_00]: Okay.
[SPEAKER_00]: So we are really excited.
[SPEAKER_00]: Something new.
[SPEAKER_00]: You know, and so we're going to pick a day.
[SPEAKER_00]: So people know when to expect this, right?
[SPEAKER_01]: There's so many shows out there, Courtney, that I believe are good shows, but they are for the advanced high-dollar individual.
[SPEAKER_01]: You said it's your show, Sandy Wright.
[SPEAKER_01]: It's for the everyday investor.
[SPEAKER_01]: So does that mean that's what the person who is making forty five thousand fifty thousand dollars a year?
[SPEAKER_01]: They can come and learn and if they only got fifty dollars a hundred dollars, they can learn from you and how to invest that to eventually scale up and get to that intermediate advanced level.
[SPEAKER_00]: Absolutely, like that's the, here's the great thing about being in every day investor.
[SPEAKER_00]: It's not even your income, the differentiation from other people.
[SPEAKER_00]: It's about your understanding.
[SPEAKER_00]: It's about what you know.
[SPEAKER_00]: It's a lot of people out here that's making two hundred and fifty thousand dollars a year.
[SPEAKER_00]: I talked to him on a regular that know nothing about the stock market and they said no half a million dollars and multiple savings accounts across three or four different banks.
[SPEAKER_00]: So it's more so about the understanding your foundation in terms of the stock market, what you know about it, what you need to know.
[SPEAKER_00]: Because there are people out there who talk about stock options and a whole bunch of stuff, but there are people out there like, I don't need to know stock options.
[SPEAKER_00]: You know, I don't need to know penny stocks.
[SPEAKER_00]: I'm not trying to be a cryptocurrency expert.
[SPEAKER_00]: I just want to know what I can do with my money so that it grows at some point.
[SPEAKER_00]: That's the everyday person.
[SPEAKER_00]: You know, you may be a HVAC tip.
[SPEAKER_00]: You may be a single mom.
[SPEAKER_00]: You may be a single dad.
[SPEAKER_00]: You may be an attorney, right?
[SPEAKER_00]: You may make a hundred and fifty thousand dollars a year.
[SPEAKER_00]: You may make fifty thousand dollars a year.
[SPEAKER_00]: But you know that you need to be invested in a stock market and you're looking for a place to start.
[SPEAKER_00]: And we provide people with their place to start.
[SPEAKER_01]: Listen, y'all, we're gonna drop this show.
[SPEAKER_01]: I'm inside a show, no, go check it out, go subscribe.
[SPEAKER_01]: That was the same, this plug, kiddin' asked me to do that, but we're trying to get you in a black.
[SPEAKER_01]: Get you out of the red, into the black, and stay into the black so that your children's children can start in the black.
[SPEAKER_01]: All right, so go subscribe to the show.
[SPEAKER_01]: I did a show about a couple of weeks ago, Courtney, and I was about insurance, current insurance.
[SPEAKER_01]: And I did some research and I found out that insurance companies, they take our premiums.
[SPEAKER_01]: And whatever doesn't go out in claims, they take the rest of those premiums and they invest them.
[SPEAKER_01]: And they invest them into bonds.
[SPEAKER_01]: Or they invest them into the stock market.
[SPEAKER_01]: Man, when I put that out there, I got so many emails from people saying, what is a bond?
[SPEAKER_01]: What is a difference between a bond and stock?
[SPEAKER_01]: And so I have my answer, but you're an investing expert.
[SPEAKER_01]: Let's educate the people on what is a difference between a actual bond and an actual stock.
[SPEAKER_00]: Yeah, so a stock is ownership, right?
[SPEAKER_00]: A bond that you give in somebody else alone.
[SPEAKER_00]: It can be a government entity, it can be a corporation.
[SPEAKER_00]: Because corporations do bonds.
[SPEAKER_00]: But you're loaning them money and in exchange for the loan, they pay you a set amount of interest, three percent, maybe four percent.
[SPEAKER_00]: depending on the risk of the bond.
[SPEAKER_00]: So the safer the bond, the lower the return.
[SPEAKER_00]: So like a treasure rebound is going to be the safest bond that you can get.
[SPEAKER_00]: So that's long in the federal government money.
[SPEAKER_00]: They're going to pay you two and a half, three percent.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Then you can do like a corporate bond.
[SPEAKER_00]: They may pay you something higher, maybe like six percent.
[SPEAKER_00]: But it's going to come with a lot more risk.
[SPEAKER_00]: So your money is just earning that percentage every year.
[SPEAKER_00]: And you're only earning money on the initial amount that you started with.
[SPEAKER_00]: So if you invest a thousand dollars into that bond, they're going to pay you that three percent every single year, thirty dollars from now to twenty five years from now.
[SPEAKER_00]: on the one thousand, not on the thousand and only on the one thousand, not on any other growth.
[SPEAKER_00]: So at thirty dollars going to come in for the next twenty five, okay?
[SPEAKER_00]: And at thousand dollars is going to stay at thousand dollars.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: On the flip side and with a stop.
[SPEAKER_00]: You invest a thousand dollars.
[SPEAKER_00]: That thousand dollars is going to grow.
[SPEAKER_00]: Yes.
[SPEAKER_00]: And we know that the stock market, we look at the S&P five hundred since the beginning of the time is average eight to ten percent.
[SPEAKER_00]: Yes.
[SPEAKER_00]: So in this eight to ten percent on what you started with and what it grows to.
[SPEAKER_00]: So after year one, you're you've earned a little bit of money.
[SPEAKER_00]: And so in year two, you're earning money on your principle and the growth.
[SPEAKER_00]: Yes.
[SPEAKER_00]: And that's what compounding is.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: because you're earning money on what you started with and what you've made.
[SPEAKER_00]: So now only as the growth rate higher, but you have compounded.
[SPEAKER_00]: And that's the reason why I say, you have to stay away from bond.
[SPEAKER_00]: Right?
[SPEAKER_00]: I was about to ask you that, when would you say,
[SPEAKER_01]: get you a bond.
[SPEAKER_01]: Is there ever a time in your expertise?
[SPEAKER_01]: Because you coach people, you would say get a bond.
[SPEAKER_00]: If you get to the point where you're about five years to retirement, you don't need your money invest as so aggressively.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: You need to preserve your capital.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Maybe you said want to make a little bit on it.
[SPEAKER_00]: You want to start reallocating your retirement portfolio to some bus, to some bonds.
[SPEAKER_00]: Not all bonds.
[SPEAKER_00]: Yes.
[SPEAKER_00]: You know, as you get, you know, maybe two years from retirement, you could get to a point to where, you know, you're probably eighty, eighty five percent bonds eventually, one hundred percent.
[SPEAKER_00]: So you don't lose any money, right?
[SPEAKER_00]: But other than that, man.
[SPEAKER_00]: And this is why, you know, in people's retirement accounts, they have like target date funds.
[SPEAKER_00]: And you're like, people be like, thirty years old.
[SPEAKER_00]: And they got a target they fund and ten percent of their money is in fixed income investments.
[SPEAKER_00]: I'm like, man, get up out of there.
[SPEAKER_00]: Like put that money in the market because what this face traditionally has been, what what investment companies and mutual funds retirement plan administrators, what they do is they say, hey, I'm going to give you a little bit of growth, but I'm going to keep it conservative so you won't get mad at me.
[SPEAKER_00]: And like, we teaching people, like, you're not gonna get mad in nobody.
[SPEAKER_00]: You know the cycles of the market.
[SPEAKER_00]: The market gonna be up sometimes and the market is gonna go down.
[SPEAKER_00]: When the market is down, those best days are coming within two weeks of those worst days.
[SPEAKER_00]: And you're just gonna ride the way.
[SPEAKER_00]: We teaching you that.
[SPEAKER_00]: People know that now.
[SPEAKER_00]: So the investment companies, yeah, you ain't gotta be mad at them because you know how this work.
[SPEAKER_00]: Because to your point, that insurance company, they know the cycle of the market.
[SPEAKER_00]: So they just ride in the way.
[SPEAKER_00]: And so if the bank is riding the way, the insurance company is riding the way, the nudity company is riding the way, this is how this is how the most wealthy, marketable companies in the country, this is how they make their money.
[SPEAKER_00]: Like we could do the same thing.
[SPEAKER_01]: Man, listen, I was talking to my barber.
[SPEAKER_01]: And now I'm just a stock market man.
[SPEAKER_01]: I don't just, I want to lose no money.
[SPEAKER_01]: And I'm like, you know, but that's how the average person thinks because if all of these other bigger institutes are trusting the market, why is the person who makes less money not trusting the market?
[SPEAKER_01]: And still to this day, Courtney, we have a lot of people who just like, I'm scared to lose money.
[SPEAKER_01]: I don't want to lose money and I get it.
[SPEAKER_01]: I feel you single mom like, yo, I work two jobs.
[SPEAKER_01]: I have a child.
[SPEAKER_01]: I got children.
[SPEAKER_01]: She's scared to lose that money.
[SPEAKER_01]: How would you encourage her to get over that fear or maybe use the fear or whatever to get her to become an everyday investor?
[SPEAKER_01]: because it's a valid concern, especially this, let me throw this in there for you.
[SPEAKER_01]: That is in there.
[SPEAKER_01]: With inflation, possibly coming back up again.
[SPEAKER_01]: Like, she sees what's happening in the world, right?
[SPEAKER_01]: She grows, she's still out of all time, huh?
[SPEAKER_01]: Gas is still up.
[SPEAKER_01]: I make three thousand dollars a month.
[SPEAKER_01]: Well, I paid two thousand dollars a month in bills, groceries.
[SPEAKER_01]: I got, I got two children and my new gross can eat.
[SPEAKER_01]: So I'm spending three hundred dollars just in groceries.
[SPEAKER_01]: Then I got a car now.
[SPEAKER_01]: I got this.
[SPEAKER_01]: So I only have about four hundred dollars left of surplus money.
[SPEAKER_01]: You want me to invest a hundred of that?
[SPEAKER_01]: And then tell me, I could possibly use losing?
[SPEAKER_00]: Ah, what would you say to that in the visual?
[SPEAKER_00]: Let me give this to you.
[SPEAKER_00]: If the fear is that you're going to lose money,
[SPEAKER_00]: I hate to break this till you, but if you don't invest, you're actually losing money.
[SPEAKER_00]: I'm sorry, I'm sorry to tell you.
[SPEAKER_00]: And it's the reason that you just mentioned inflation is going up.
[SPEAKER_00]: So if you're not investing, your hundred dollars is worth less than it was worth last year.
[SPEAKER_00]: So you're losing money.
[SPEAKER_00]: The one thing that I can tell you
[SPEAKER_00]: Is that in the stock market?
[SPEAKER_00]: The only time you lose money is when you take your money out.
[SPEAKER_00]: Yes, sir.
[SPEAKER_00]: And you don't give it the opportunity to come back.
[SPEAKER_00]: You do that.
[SPEAKER_00]: You're going to lose money.
[SPEAKER_00]: But if you can be faithful, rely on what's happened in the past, look at the data, invest in good companies.
[SPEAKER_00]: We're telling you what good companies look like.
[SPEAKER_00]: Yes, right?
[SPEAKER_00]: If you can invest for the long run, you don't lose money.
[SPEAKER_00]: You don't, you don't, you don't, you don't invest.
[SPEAKER_00]: I guarantee you, you are losing money.
[SPEAKER_01]: Oh, God, here it is.
[SPEAKER_01]: This is why I'm going to show.
[SPEAKER_01]: Now, now, now, in your words, because I think some people say, well, wait, wait, wait.
[SPEAKER_01]: Hey, oh, Courtney, I'm, I'm fifty.
[SPEAKER_01]: I don't understand this.
[SPEAKER_01]: And I'm confused.
[SPEAKER_01]: I give you a give quote unquote company, a hundred dollars.
[SPEAKER_01]: and then the next day it drops to sixty dollars.
[SPEAKER_01]: And you said, I didn't lose any money.
[SPEAKER_01]: I explained to them how they didn't lose any money when they see it went down to sixty and they paid a hundred.
[SPEAKER_01]: They see the red and they see the things and loss.
[SPEAKER_01]: But we're telling them, now you didn't lose no money?
[SPEAKER_01]: I explained that to them how they didn't lose the money.
[SPEAKER_00]: Yeah, so you hadn't lost the money because
[SPEAKER_00]: It'll come back in the future.
[SPEAKER_00]: So it went down, it went down the next day, but maybe next week it may go up higher.
[SPEAKER_00]: Yes.
[SPEAKER_00]: Right.
[SPEAKER_00]: So it's kind of, it's not like you lost the money.
[SPEAKER_00]: It's more like you misplaced the money for a short period.
[SPEAKER_00]: Think about like your keys.
[SPEAKER_00]: Say you look before your keys.
[SPEAKER_00]: You lost the classroom.
[SPEAKER_00]: But you know what, like, thirty minutes, like, like, I found.
[SPEAKER_00]: So you lose your keys.
[SPEAKER_00]: That was just, that was just out the way for a second.
[SPEAKER_00]: But then you're gonna find them and then you good.
[SPEAKER_00]: They're not lost.
[SPEAKER_00]: Right.
[SPEAKER_00]: Now, the only way you lose your keys is that you just leave and you never find them again.
[SPEAKER_00]: Yes, sir.
[SPEAKER_00]: You sell that house.
[SPEAKER_00]: You never go back there.
[SPEAKER_00]: You just leave it alone completely.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: And you just give up on it.
[SPEAKER_00]: That's it.
[SPEAKER_00]: If you just give up on finding them.
[SPEAKER_00]: And with that investing, there will be times where the value of investment goes down.
[SPEAKER_00]: But when it goes down and you don't sell the investment that you have is called an unrealized loss.
[SPEAKER_00]: So it's not real, right?
[SPEAKER_00]: It's not real until you sell the position.
[SPEAKER_00]: And what we teach people is not to sell the position because it's unrealized and it can come back at the point that you sell it.
[SPEAKER_00]: Now it's a real loss.
[SPEAKER_00]: This is good.
[SPEAKER_01]: Yo, I got to ask this question.
[SPEAKER_01]: I was so heated.
[SPEAKER_01]: I text you this company called Figma a few days ago.
[SPEAKER_01]: And I was so heated.
[SPEAKER_01]: One of my wealthy friends, he plays for professional football for the Arizona Cardinals.
[SPEAKER_01]: And he texted me.
[SPEAKER_01]: He was like, yo, a.o.
[SPEAKER_01]: I just made a million hours in a day.
[SPEAKER_01]: I said, man, shut the hell up.
[SPEAKER_01]: He was like, yeah, I invested into this company two years ago that I tried to get you in best into through a PE firm.
[SPEAKER_01]: And I was like,
[SPEAKER_01]: And I'm going to be honest, I'm going to be so honest, bro.
[SPEAKER_01]: He asked me to invest in today.
[SPEAKER_01]: And I said, no, and I went and bought my truck.
[SPEAKER_01]: When he asked me to invest, was nowhere near the cost of my truck.
[SPEAKER_01]: And he invested into that company, the company went public.
[SPEAKER_01]: The first stock was thirty three dollars.
[SPEAKER_01]: And then it closed the day at one forty four.
[SPEAKER_01]: And then the next day went to one thirty three.
[SPEAKER_01]: So it went down and be part of one forty four.
[SPEAKER_01]: But he bought in two years ago and then bought more stock at thirty three made a million dollars in a day.
[SPEAKER_01]: These are what my wealthy friends are doing.
[SPEAKER_01]: I gotta ask you this, because I think everybody who is an everyday investor one day wants to become that wealthy guy.
[SPEAKER_01]: What are you seeing the wealthy people do during times, when they get this information, like from President, what he just announced, or when they see the stock market, what are you seeing the wealthy individuals do not do invest in, not invest in right now?
[SPEAKER_00]: Man, I think that, I don't want to sound like a broken record, but like what the people, man, I literally know there's a guy that was a real estate mentor for me.
[SPEAKER_00]: And he literally used to have conversations with me about waiting for the next recession.
[SPEAKER_00]: And there was a point, there was some years that he was like, hey, I think it's coming.
[SPEAKER_00]: So whatever extra cash that you get, set it to the side.
[SPEAKER_00]: And he knew where I was from, right?
[SPEAKER_00]: He knew I ain't come from a lot of, well, he knew the neighborhoods that I was from.
[SPEAKER_00]: And he looked at me, he was like, I know everything that you've heard where you from.
[SPEAKER_00]: I know how this sounds.
[SPEAKER_00]: It's unfortunate that these type of economic situations, families do hurt during these moments.
[SPEAKER_00]: He was like, but you're an investor.
[SPEAKER_00]: And as an investor, you make your money when you buy not when you sell.
[SPEAKER_00]: The best prices that you're going to get to buy to make your initial investment
[SPEAKER_00]: It's gonna come when there's some type of bad news.
[SPEAKER_00]: My whole philosophy of investing during bad news, being a toxic investor, all of that came, not from a stock mentor.
[SPEAKER_00]: It actually came from a real estate mentor.
[SPEAKER_00]: And the same thing just applies to the stock market.
[SPEAKER_00]: So the wealthy people that I know, they are waiting for the buying opportunities.
[SPEAKER_00]: They are waiting for the bad news.
[SPEAKER_00]: Another thing is, is they not room concerned about
[SPEAKER_00]: temporary economic conditions.
[SPEAKER_00]: They're continuing to invest.
[SPEAKER_00]: They don't stop.
[SPEAKER_00]: They don't get scared.
[SPEAKER_00]: They're consistent.
[SPEAKER_00]: The opportunity that your home boy had, they invested in a startup.
[SPEAKER_00]: That comes from relationships with the right people.
[SPEAKER_00]: We've invested in a couple of startups.
[SPEAKER_00]: And my response to your text was, Lord, I see what you have done.
[SPEAKER_00]: of the people, right?
[SPEAKER_00]: And so we've invested into a couple of startups.
[SPEAKER_00]: And I'm hoping that one day I get that that opportunity, that that celebration, but those opportunities have come through relationships.
[SPEAKER_00]: So everything isn't always just about money.
[SPEAKER_00]: It is about having good relationships and having relationships.
[SPEAKER_00]: If my only relationships were with the people from North Nashville, where I'm from.
[SPEAKER_00]: Yeah, yeah.
[SPEAKER_00]: I would have never had the opportunity to invest in some of the startups that I've invested in.
[SPEAKER_00]: Some of the real estate, some of the mentors that I've had.
[SPEAKER_00]: You know, I took chances to meet people who were in places that I wanted to be.
[SPEAKER_00]: And I wasn't weird about it.
[SPEAKER_00]: You know, like, hey, you be my mentor.
[SPEAKER_00]: Like, I'm not that type of dude.
[SPEAKER_00]: You know what I'm saying?
[SPEAKER_00]: But I introduce people.
[SPEAKER_00]: I tell them what I'm interested in.
[SPEAKER_00]: And how can I follow them?
[SPEAKER_00]: How can I learn more, right?
[SPEAKER_00]: It's like not about us taking waste and time on some pointless lunch.
[SPEAKER_00]: It's not about us jumping on a weird phone call.
[SPEAKER_00]: Like these people busy.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: You know, like you don't, you don't work like that.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: You gotta find another way to put yourself in the room, in the position to be a part of the conversation.
[SPEAKER_00]: Maybe it's not asking them for help.
[SPEAKER_00]: Maybe you send them something to help them.
[SPEAKER_00]: You know, like, so that's how you build those relationships.
[SPEAKER_00]: And if you end the right place, if you built the right relations, people would tell you opportunities that come up.
[SPEAKER_00]: And then the next part becomes you got to do the research to make sure it's an investment that makes sense for you.
[SPEAKER_01]: Bro, I cried.
[SPEAKER_01]: But it was also an eye opener for me, because I was like, I had this relationship.
[SPEAKER_01]: He gave me the play.
[SPEAKER_01]: I chose to buy something that I wanted, and that I paid cash for, but now when I look at that truck, I'm like, man, you caused me half a million dollars.
[SPEAKER_01]: And I wonder how many of us have the opportunity to invest fifty, but we put it into something else.
[SPEAKER_01]: And then we've missed, I don't know, money, because we didn't seize the opportunity.
[SPEAKER_01]: And I think right now, we gotta start a season of opportunity because we cannot afford to miss out on money for pleasure.
[SPEAKER_01]: Not in this season, not at the rate that our world is changing.
[SPEAKER_01]: And I think that the normal
[SPEAKER_01]: We're going to see a new normal.
[SPEAKER_01]: I don't think we're ever going to go back to where we were before COVID.
[SPEAKER_01]: I don't think we're going to see those gas prices, those food prices.
[SPEAKER_01]: I don't own prices, interest rates.
[SPEAKER_01]: My man, when I first met you, my home in Columbia, Tennessee, my interest rate was two point two.
[SPEAKER_01]: You know, I paid two hundred and thirteen thousand dollars for that home.
[SPEAKER_01]: And I was a three thousand square foot brand new home in Columbia, Tennessee, with two point two days.
[SPEAKER_01]: Today, I'm upset that I sold that house.
[SPEAKER_01]: I'm like, whoa, wait, wait.
[SPEAKER_01]: I don't, I think the new norm is coming.
[SPEAKER_01]: And if the new norm is here and if it's coming, then we gotta get new money.
[SPEAKER_01]: And we gotta have new ways to where our money can make money.
[SPEAKER_01]: And that's what I'm really on right now is really my health.
[SPEAKER_01]: And how can I have my money working harder for me?
[SPEAKER_01]: And my boy showed me his, he sent me a screenshot.
[SPEAKER_01]: I promise you, I sit back in my chair as in my office.
[SPEAKER_01]: I was sitting in my chair when I got the text.
[SPEAKER_01]: I stared at it for five minutes.
[SPEAKER_01]: I went and laid on my couch in my office and just thought about, man, I missed out on the great opportunity.
[SPEAKER_01]: And then it takes you and he was like, man, Lord do it for us.
[SPEAKER_01]: And I literally said, now Lord do it.
[SPEAKER_01]: But he can give us an opportunity.
[SPEAKER_01]: But if we don't position ourselves to seize the opportunity with the information that you provide, information that I provide,
[SPEAKER_01]: Then the Lord can't do it.
[SPEAKER_01]: But have we put ourselves in a position to seize that opportunity?
[SPEAKER_01]: And I think that's one thing I love about what you're doing on investing uncomplicated to show.
[SPEAKER_01]: You're teaching us how to seize the opportunity with the resources that God has us at right now.
[SPEAKER_01]: And I, I, I, I just want to say thank you, bro, for that because I think we need a lot more people who can talk to the everyday individual and turn them into a everyday investor.
[SPEAKER_01]: And y'all, I need y'all to lock in
[SPEAKER_01]: or way over our time.
[SPEAKER_01]: But I need you out of lock in, subscribe to Courtney Show.
[SPEAKER_01]: You're going to get the information to do it as he's a teacher.
[SPEAKER_01]: Like he's a teacher of art, educated, got two degrees in his field, worked in the field.
[SPEAKER_01]: This is a guy that is not just a YouTuber or an influencer.
[SPEAKER_01]: Now he is an actual thought leader.
[SPEAKER_01]: He's been doing, how long have you been doing to my space now?
[SPEAKER_01]: How long have you been in?
[SPEAKER_00]: Man, like, bro, like, we're getting, we are over fifteen years.
[SPEAKER_00]: It's great on him.
[SPEAKER_00]: I feel, I feel like I'm in two good shape.
[SPEAKER_00]: I feel like I'm in two good shape.
[SPEAKER_00]: I'm in two good shape.
[SPEAKER_01]: I'm in two good shape.
[SPEAKER_01]: I'm in two
[SPEAKER_01]: Like, she's not a mon social media.
[SPEAKER_01]: Like, this guy has been in the schools, teaching us.
[SPEAKER_01]: He's been teaching us the young people.
[SPEAKER_01]: He's written curriculums.
[SPEAKER_01]: Like, this is not.
[SPEAKER_01]: and influencer.
[SPEAKER_01]: And I'm not knocking those because I'm an influencer.
[SPEAKER_01]: He's an influencer now.
[SPEAKER_01]: We're not knocking that.
[SPEAKER_01]: But I want to be with people who has education in the game, who's had the ups and it downs.
[SPEAKER_01]: He's made money a loss money, who has experience what they're teaching.
[SPEAKER_01]: And so I want to go check out his show.
[SPEAKER_01]: We're going to again put the information inside of show notes.
[SPEAKER_01]: I got one last question for Eddie in the room.
[SPEAKER_01]: If someone watching this and only does one thing with their money after our conversation today, what would you tell them to do?
[SPEAKER_00]: One thing to do with their money.
[SPEAKER_00]: I would tell them to
[SPEAKER_00]: find extra money in their budget.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: It's good.
[SPEAKER_00]: That find the extra money.
[SPEAKER_02]: Yeah.
[SPEAKER_00]: Because when you find the extra money, then you can take other steps.
[SPEAKER_00]: Yeah.
[SPEAKER_00]: Right.
[SPEAKER_00]: People mess up because, you know,
[SPEAKER_00]: Living expenses are too high.
[SPEAKER_00]: Spend too much money.
[SPEAKER_00]: Find the extra money.
[SPEAKER_00]: It may be hustling, side hustle to get extra money.
[SPEAKER_00]: It may work on more hours.
[SPEAKER_00]: Find it a better job.
[SPEAKER_00]: Find the extra money.
[SPEAKER_00]: Your financial breakthrough is going to happen with your income and your expenses.
[SPEAKER_00]: Like, that your financial breakthrough is there.
[SPEAKER_00]: It could be your income need to be higher, or it could be your expenses need to be lower.
[SPEAKER_00]: Whatever your goal is with your money, like, look there, and that's where your financial breakthrough is.
[SPEAKER_00]: Let's see.
[SPEAKER_01]: We only need it right now.
[SPEAKER_01]: That's why I bought it with a man.
[SPEAKER_01]: He never says something I disagree with him on.
[SPEAKER_01]: I like this guy.
[SPEAKER_01]: Y'all, check out an investing uncomplicated.
[SPEAKER_01]: I was about to say, everyday investing again.
[SPEAKER_00]: What an everyday investing.
[SPEAKER_01]: It's for the everyday investor, but check out the show y'all and make sure that you all lock in.
[SPEAKER_01]: All right.
[SPEAKER_01]: It's your boy Anthony Nill.
[SPEAKER_01]: We'll see you in the next shop.
[SPEAKER_01]: Peace out.