WEBVTT 00:00.251 --> 00:06.233 [SPEAKER_00]: I get messages every single day from people telling me, they just don't have enough money saved. 00:07.434 --> 00:10.775 [SPEAKER_00]: They're stretched to their absolute limit. 00:11.895 --> 00:16.017 [SPEAKER_00]: And if you're living paycheck to paycheck right now, this video was going to be for you. 00:16.557 --> 00:20.198 [SPEAKER_00]: This is not going to be your typical, you know, pay off that type video. 00:20.459 --> 00:23.780 [SPEAKER_00]: No, many of you are feeling like you're doing everything right. 00:24.810 --> 00:31.551 [SPEAKER_00]: You're working hard, you're showing up, you're paying your bills, but you still can't seem to get ahead and I understand that, right? 00:32.091 --> 00:36.252 [SPEAKER_00]: Distress of checking your account before you even swipe the card. 00:36.972 --> 00:39.333 [SPEAKER_00]: I've been there, I understand you. 00:40.113 --> 00:43.574 [SPEAKER_00]: But here's what nobody is telling you about being broke. 00:45.194 --> 00:51.996 [SPEAKER_00]: I was twenty something years old, living paycheck to paycheck, making every single financial mistake in the book. 00:52.836 --> 00:53.736 [SPEAKER_00]: Then I discovered 00:54.884 --> 01:00.246 [SPEAKER_00]: these nine money moves that changed everything for me and family when I say this. 01:01.887 --> 01:13.872 [SPEAKER_00]: If I can go from checking my account balance in the grocery store line to never worrying about money again so can you if I can go. 01:14.962 --> 01:28.470 [SPEAKER_00]: from putting in my debit card at the gas station hoping that it will get pre-authorized for a dollar to never ever question and can I get guys against so can you? 01:31.772 --> 01:41.017 [SPEAKER_00]: This is passionate for me because I've been there and I know what it feels like to be working on two jobs, three jobs, just two survive. 01:42.775 --> 01:49.880 [SPEAKER_00]: So today I want you to dial in and I want to walk you through exactly what to do when you do not have enough money. 01:50.581 --> 01:58.386 [SPEAKER_00]: When you're stuck in that paycheck to paycheck cycle and the nine moves that would change your financial life forever. 01:59.687 --> 02:08.454 [SPEAKER_00]: Let's be honest, most people are stressed and stuck in the paycheck to paycheck cycle because they were never taught of money actually works. 02:09.214 --> 02:11.256 [SPEAKER_00]: That is exactly why I built this channel. 02:12.262 --> 02:21.972 [SPEAKER_00]: Every week, my team and I are breaking down how to master your money, how to get out of that safe, invest, and build wealth without borrowing a dime. 02:22.392 --> 02:23.373 [SPEAKER_00]: No fluff, no hype. 02:23.713 --> 02:27.257 [SPEAKER_00]: Just real money content actually helps you win. 02:27.497 --> 02:27.977 [SPEAKER_00]: financially. 02:28.257 --> 02:33.800 [SPEAKER_00]: You see, because money impacts every aspect of our lives, our peace, our relationships, and even our future. 02:34.060 --> 02:37.421 [SPEAKER_00]: If you don't take control of it, it will look control you. 02:37.621 --> 02:42.503 [SPEAKER_00]: And if you're tired of just surviving and you're ready to build wealth guys way, you're in the right place. 02:42.843 --> 02:49.906 [SPEAKER_00]: Over nine hundred thousand people have already subscribed to our YouTube channel with over millions of downloads and our applicants, Spotify, podcast. 02:50.046 --> 02:56.009 [SPEAKER_00]: Now, when we hit a million on YouTube, we're giving way, thirty thousand dollars to help you get out of debt in the start building legacy. 02:56.309 --> 02:57.610 [SPEAKER_00]: So listen, don't just watch. 02:58.110 --> 02:59.370 [SPEAKER_00]: Hit that subscribe, family. 02:59.911 --> 03:01.011 [SPEAKER_00]: Join this community. 03:01.451 --> 03:02.772 [SPEAKER_00]: Let's build real wealth. 03:03.072 --> 03:06.254 [SPEAKER_00]: Let's build real financial freedom together. 03:06.854 --> 03:07.394 [SPEAKER_00]: It's your boy. 03:07.774 --> 03:08.495 [SPEAKER_00]: Hit that subscribe. 03:09.015 --> 03:09.975 [SPEAKER_00]: Let's get back to the show. 03:11.096 --> 03:12.136 [SPEAKER_00]: I'm gonna get straight to it. 03:12.557 --> 03:13.057 [SPEAKER_00]: Let's go. 03:14.978 --> 03:15.718 [SPEAKER_00]: Move number one. 03:17.039 --> 03:20.380 [SPEAKER_00]: Stop accepting broke as your identity. 03:24.142 --> 03:29.204 [SPEAKER_00]: Stop accepting being average as your identity. 03:29.284 --> 03:30.364 [SPEAKER_00]: Stop accepting. 03:30.584 --> 03:35.166 [SPEAKER_00]: I'm just like everyone else as your identity. 03:35.546 --> 03:38.067 [SPEAKER_00]: Because we gotta start right here. 03:38.467 --> 03:43.729 [SPEAKER_00]: I know it sounds so cliche, Anthony, but mindset really is everything. 03:45.210 --> 03:52.813 [SPEAKER_00]: You may not have any extra money right now, but you still have power and you still have God on your side. 03:54.040 --> 03:56.882 [SPEAKER_00]: The Bible says, all things are possible through me. 03:57.783 --> 04:02.926 [SPEAKER_00]: So if all things are possible through me, I gotta believe that I can't be wealthy. 04:02.946 --> 04:05.568 [SPEAKER_00]: I gotta believe that I can't be that free. 04:05.608 --> 04:07.530 [SPEAKER_00]: I gotta believe in here first. 04:07.650 --> 04:11.612 [SPEAKER_00]: I gotta accept what the Word of God says about me inside of here. 04:12.493 --> 04:15.075 [SPEAKER_00]: You have the power to change your mindset. 04:15.515 --> 04:19.518 [SPEAKER_00]: You have the power to make choices that shift your financial future. 04:19.938 --> 04:22.300 [SPEAKER_00]: Listen to me, listen to me, listen, listen, listen. 04:23.161 --> 04:23.661 [SPEAKER_00]: You're not done. 04:25.410 --> 04:26.350 [SPEAKER_00]: You're not even broken. 04:27.791 --> 04:34.592 [SPEAKER_00]: You may have experienced life, you may have made some dumb decisions, but you're just in a tight season. 04:35.693 --> 04:39.233 [SPEAKER_00]: But staying broke will no longer be your choice. 04:39.954 --> 04:47.836 [SPEAKER_00]: Once you understand how many really works, once you go from being a piece of the game to knowing how to play the game. 04:48.936 --> 04:51.136 [SPEAKER_00]: And today, on this show, I'm not here to beat you up. 04:52.077 --> 04:53.057 [SPEAKER_00]: I'm here to build you up. 04:54.523 --> 04:57.766 [SPEAKER_00]: So today is the last day, you say it is what it is. 04:59.487 --> 05:03.430 [SPEAKER_00]: Every time you get an argument, every time you just want to go in the towel, man, it is what it is. 05:03.510 --> 05:04.231 [SPEAKER_00]: No, I bumped that. 05:05.672 --> 05:09.815 [SPEAKER_00]: From now on, it is what I decide it will be. 05:09.835 --> 05:12.197 [SPEAKER_00]: Come on, come on, come on, come on, come on, come on, come on. 05:12.457 --> 05:13.258 [SPEAKER_00]: You all gotta say that with me. 05:14.438 --> 05:15.940 [SPEAKER_00]: From today moving on, 05:17.149 --> 05:19.209 [SPEAKER_00]: We're not saying it is what it is. 05:19.469 --> 05:22.370 [SPEAKER_00]: I need you to repeat after me right now. 05:22.390 --> 05:27.531 [SPEAKER_00]: If you're driving in your car, if you're watching this live, type it inside of the chat section. 05:27.871 --> 05:33.152 [SPEAKER_00]: If you're watching this on the replay after his live, I want you to type it inside a comment section. 05:33.452 --> 05:36.112 [SPEAKER_00]: But right now, I want you to speak it out loud. 05:36.613 --> 05:41.693 [SPEAKER_00]: From today moving on, it is what I decide it will be. 05:42.214 --> 05:42.374 [SPEAKER_00]: Why? 05:42.394 --> 05:44.194 [SPEAKER_00]: Because the Bible says, speak it. 05:47.330 --> 05:47.911 [SPEAKER_00]: Speak it. 05:53.915 --> 05:54.996 [SPEAKER_00]: I will be wealthy. 05:55.797 --> 05:56.937 [SPEAKER_00]: I will be debt-free. 05:57.478 --> 05:59.259 [SPEAKER_00]: I will change my family future. 05:59.519 --> 06:01.181 [SPEAKER_00]: My children will be wealthy. 06:01.421 --> 06:03.482 [SPEAKER_00]: My children will be able to have shoes. 06:03.643 --> 06:08.426 [SPEAKER_00]: My children will be able to go to any college that they desire to go to. 06:08.887 --> 06:11.348 [SPEAKER_00]: I am changing things through. 06:11.609 --> 06:11.849 [SPEAKER_00]: Yeah. 06:14.971 --> 06:15.752 [SPEAKER_00]: Here's moving number two. 06:17.979 --> 06:18.920 [SPEAKER_00]: Learn to money rules. 06:20.241 --> 06:21.221 [SPEAKER_00]: They never taught you. 06:23.663 --> 06:24.644 [SPEAKER_00]: Learn to money rules. 06:25.044 --> 06:26.405 [SPEAKER_00]: Your parents never taught you. 06:26.865 --> 06:28.206 [SPEAKER_00]: They church never taught you. 06:28.646 --> 06:29.967 [SPEAKER_00]: The schools never taught you. 06:29.987 --> 06:34.750 [SPEAKER_00]: You see, nobody taught us this stuff growing up. 06:36.331 --> 06:41.155 [SPEAKER_00]: And if you weren't raised around wealth, chances are you never learned how to manage money. 06:42.124 --> 06:44.493 [SPEAKER_00]: I'm in school completing my MBA. 06:44.533 --> 06:45.918 [SPEAKER_00]: I'll be done here in a couple of months. 06:46.440 --> 06:48.286 [SPEAKER_00]: I cannot believe still to this fact that 06:49.327 --> 06:50.347 [SPEAKER_00]: Man, I went back to school. 06:50.387 --> 06:52.288 [SPEAKER_00]: I got my bachelor's in finance and banking. 06:52.328 --> 06:55.149 [SPEAKER_00]: I got my executive MBA and church management. 06:55.509 --> 06:59.790 [SPEAKER_00]: Then I start my doctoral program here in the fall. 07:00.191 --> 07:07.813 [SPEAKER_00]: I'm in October, man, to get my doctorate of my DBA and my DBA in finance and investing. 07:08.193 --> 07:11.894 [SPEAKER_00]: And what I was in my class, I had to do a presentation on my company. 07:11.914 --> 07:13.695 [SPEAKER_00]: I had to do a SWAT analysis. 07:14.415 --> 07:18.198 [SPEAKER_00]: And I'm gonna do some lessons on SWAT analysis, just so you all can learn this. 07:18.518 --> 07:25.803 [SPEAKER_00]: That's well, I had to do a SWAT analysis on my company, while I was presenting to my particular class man, I had several people. 07:26.772 --> 07:28.633 [SPEAKER_00]: who were in their forties and fifties and watched this. 07:28.933 --> 07:30.413 [SPEAKER_00]: I even had young man in his twenties. 07:30.753 --> 07:37.496 [SPEAKER_00]: You know, I love my class and a lot of my peers, my classmates are watching this right now and I love you all. 07:37.516 --> 07:41.117 [SPEAKER_00]: Thank you so much for your words of encouragement here on this past week. 07:41.477 --> 07:45.258 [SPEAKER_00]: But there was that man, Anthony, thank you for what you're doing because I never learned this. 07:45.298 --> 07:50.440 [SPEAKER_00]: I had a fifty-five year old young lady who transitioned from being married to out of her own. 07:50.660 --> 07:55.242 [SPEAKER_00]: She said, believe it or not, Anthony, at fifty-five years old, what you're teaching, I do 07:55.682 --> 07:57.283 [SPEAKER_00]: Not, no, and I need to know. 07:57.583 --> 08:05.307 [SPEAKER_00]: Then I had a twenty-year-old tell me, my man listened, and I grew up in the home, and my parents never taught me to sub that, that you just presented to us of what your company is about. 08:05.587 --> 08:06.508 [SPEAKER_00]: So thank you so much. 08:06.588 --> 08:10.890 [SPEAKER_00]: We don't take financial literacy serious within our age bracket. 08:13.985 --> 08:26.796 [SPEAKER_00]: So if we were not raised around wealth, if our parents were not financially intellectually there, chances are we never learned how to manage money and respectfully. 08:27.176 --> 08:29.478 [SPEAKER_00]: My parents didn't teach me how to build wealth. 08:29.498 --> 08:29.979 [SPEAKER_00]: You know why? 08:30.239 --> 08:33.602 [SPEAKER_00]: Because they weren't wealthy at that time from a practical standpoint. 08:34.622 --> 08:42.009 [SPEAKER_00]: But let me tell you right now, it may not be your fault that you didn't know, but it is your responsibility to learn. 08:43.682 --> 08:48.565 [SPEAKER_00]: Here are the five money rules that would change your life moving forward. 08:49.145 --> 08:49.765 [SPEAKER_00]: All right. 08:49.785 --> 08:50.926 [SPEAKER_00]: Number one, put this up there, Ed. 08:50.946 --> 08:53.728 [SPEAKER_00]: Number one, money roll, it's been less than what you make. 08:54.648 --> 08:57.830 [SPEAKER_00]: They sound super simple, but most people fail here. 08:58.970 --> 09:03.273 [SPEAKER_00]: Number two, give each dollar a job, aka have a budget. 09:04.193 --> 09:08.256 [SPEAKER_00]: Before you spend it, give that dollar an assignment. 09:08.856 --> 09:12.198 [SPEAKER_00]: Number three, save before you spend it. 09:13.315 --> 09:15.877 [SPEAKER_00]: pay God first, pay yourself next. 09:16.998 --> 09:21.881 [SPEAKER_00]: Number four, debt, consumer debt, specifically, is not your friend. 09:22.341 --> 09:23.762 [SPEAKER_00]: It's stealing from your future. 09:24.202 --> 09:28.225 [SPEAKER_00]: Number five, you don't need to look like you got it to build wealth. 09:29.306 --> 09:32.168 [SPEAKER_00]: This whole fake it till you make it is keeping us broke. 09:32.468 --> 09:36.251 [SPEAKER_00]: No, be you until you make it to the next age. 09:37.233 --> 09:40.836 [SPEAKER_00]: Those are the five simple money rules that I live by. 09:41.597 --> 09:43.398 [SPEAKER_00]: I spend less than what I make, why? 09:43.438 --> 09:44.920 [SPEAKER_00]: Because that creates margin. 09:45.340 --> 09:47.442 [SPEAKER_00]: Well, it's built when you have margin. 09:47.842 --> 09:52.186 [SPEAKER_00]: I was teaching at Fifthville State University a month ago, and I was teaching these high schoolers. 09:52.586 --> 09:54.608 [SPEAKER_00]: And I said, man, do you understand what margin is? 09:54.628 --> 09:55.709 [SPEAKER_00]: I was like, what is margin? 09:56.950 --> 09:59.732 [SPEAKER_00]: And I told them on a day one, I told them to go home and ask their parents. 10:00.093 --> 10:02.415 [SPEAKER_00]: Mom and dad, what does margin mean financially? 10:04.435 --> 10:08.798 [SPEAKER_00]: I want to say about seventy five percent of the kids came back and they said the parents didn't understand margin. 10:09.598 --> 10:15.302 [SPEAKER_00]: And margin simply this if I make five thousand and I'm only spending thirty five hundred dollars a month. 10:15.422 --> 10:17.503 [SPEAKER_00]: I got fifteen hundred dollars in margin. 10:18.084 --> 10:20.385 [SPEAKER_00]: That margin is what I use to build wealth. 10:20.445 --> 10:21.666 [SPEAKER_00]: That is what I'm investing. 10:23.487 --> 10:25.348 [SPEAKER_00]: So those five simple money rules. 10:26.669 --> 10:27.910 [SPEAKER_00]: This is the foundation. 10:29.232 --> 10:31.954 [SPEAKER_00]: That is going to help you build wealth. 10:32.614 --> 10:34.275 [SPEAKER_00]: And I'm going to help you build on it. 10:34.336 --> 10:35.496 [SPEAKER_00]: All right. 10:36.057 --> 10:37.218 [SPEAKER_00]: So it's going to move number three. 10:37.398 --> 10:38.038 [SPEAKER_00]: Move number three. 10:39.439 --> 10:44.703 [SPEAKER_00]: You got to enter into the financial survival mode. 10:44.923 --> 10:48.145 [SPEAKER_00]: What do I mean by survival mode? 10:48.806 --> 10:49.486 [SPEAKER_00]: Simple terms. 10:50.226 --> 10:50.787 [SPEAKER_00]: Cut the fluff. 10:53.996 --> 11:00.579 [SPEAKER_00]: If you're struggling to breathe financially, it's time to enter financial survival mode. 11:01.180 --> 11:05.362 [SPEAKER_00]: That means cutting everything that isn't a true need. 11:08.264 --> 11:13.807 [SPEAKER_00]: Example, I am on this journey of becoming healthier. 11:14.543 --> 11:19.547 [SPEAKER_00]: Forty-one years old and, man, I was sitting down my nutritionist and my coach. 11:20.408 --> 11:21.869 [SPEAKER_00]: And he said, man, we gotta cut the fluff out. 11:22.329 --> 11:23.310 [SPEAKER_00]: We need to cut out sugars. 11:23.730 --> 11:25.371 [SPEAKER_00]: It's not helping you. 11:25.431 --> 11:29.715 [SPEAKER_00]: Right now, we gotta cut out bread. 11:29.955 --> 11:31.176 [SPEAKER_00]: It's not helping you right now. 11:31.396 --> 11:35.959 [SPEAKER_00]: You gotta get into fat burning mode. 11:36.440 --> 11:43.245 [SPEAKER_00]: You gotta get into feeding you things that you need and cutting out things that you necessarily do not need right now. 11:44.768 --> 11:48.930 [SPEAKER_00]: Because if you can cut out the fluff, you'll get to your weight goals quicker. 11:50.351 --> 11:51.491 [SPEAKER_00]: Sprinets back over to money. 11:52.392 --> 11:53.132 [SPEAKER_00]: What are your needs? 11:53.993 --> 11:57.955 [SPEAKER_00]: Rent utilities, groceries, transportations. 11:58.855 --> 11:59.716 [SPEAKER_00]: What is the fluff? 12:00.296 --> 12:08.120 [SPEAKER_00]: Netflix, door bags, gym memberships, Amazon splurges, mall runs, emotional spending, excessive dating. 12:08.140 --> 12:10.541 [SPEAKER_00]: Yeah, I said it. 12:11.622 --> 12:13.283 [SPEAKER_00]: Cut the dating, brothers, sisters. 12:14.626 --> 12:18.509 [SPEAKER_00]: Cut going to the diagonal and hair and now spot every other week. 12:19.870 --> 12:21.452 [SPEAKER_00]: Pause the Netflix. 12:23.393 --> 12:26.376 [SPEAKER_00]: Council that gym membership, you ain't going every single day anyway. 12:28.017 --> 12:37.005 [SPEAKER_00]: And if someone says yellow, you only live once, tell them, I'm trying to live well for as long as I can. 12:38.886 --> 12:42.810 [SPEAKER_00]: Not just flakes one time and stay broke for the rest of my life. 12:43.923 --> 12:47.467 [SPEAKER_00]: I'm not trying to live for today. 12:47.627 --> 12:57.398 [SPEAKER_00]: And then when I'm seventy five freaking years old, I still gotta be at McDonald's, starting your day on grandchildren and getting cut out because they didn't have cheese on their burgers. 12:59.180 --> 13:03.124 [SPEAKER_00]: At two o'clock in the morning, after they went to the club, I want to be in the bad sleep. 13:04.495 --> 13:05.135 [SPEAKER_00]: I want to wake up. 13:05.215 --> 13:07.256 [SPEAKER_00]: When I want to wake up, I want to go bad. 13:07.336 --> 13:09.897 [SPEAKER_00]: When I want to go to bed, and I want to get my grandchildren. 13:09.917 --> 13:13.438 [SPEAKER_00]: Whenever I want to get my grandchildren, and I want to spoil them and I crazy them. 13:13.518 --> 13:15.138 [SPEAKER_00]: Send them back home to their parents. 13:15.438 --> 13:20.900 [SPEAKER_00]: I want them to come over here and get cavities at my house. 13:20.940 --> 13:21.860 [SPEAKER_00]: Send them back home. 13:24.175 --> 13:28.499 [SPEAKER_00]: And because listen to me, temporary sacrifices, bills, permanent freedom. 13:30.181 --> 13:39.551 [SPEAKER_00]: And if we could put that on the tweet on the screen somewhere, well I'm loving this, I'm loving this season that I'm in, temporary sacrifices, build permanent freedom. 13:41.586 --> 13:43.187 [SPEAKER_00]: Alright family, let me keep it real with you. 13:43.527 --> 13:44.387 [SPEAKER_00]: Right now. 13:44.807 --> 13:48.648 [SPEAKER_00]: You see, most people avoid talking about life insurance because it's uncomfortable. 13:49.088 --> 13:54.790 [SPEAKER_00]: It takes forever to get approved and honestly, it feels like you're planning for the worst. 13:54.830 --> 13:56.291 [SPEAKER_00]: Totally kidding, right? 13:56.471 --> 13:58.211 [SPEAKER_00]: But I see an exact same thing. 13:58.331 --> 14:00.372 [SPEAKER_00]: Here's what changed in my mind. 14:01.232 --> 14:04.134 [SPEAKER_00]: You see, forty percent of Americans don't have life insurance at all. 14:04.414 --> 14:09.218 [SPEAKER_00]: The ones who do, their policies are usually worth just two times their annual salary. 14:09.398 --> 14:14.101 [SPEAKER_00]: That's nowhere near enough money to protect your family, to protect the people who you say you love. 14:14.401 --> 14:14.982 [SPEAKER_00]: Can you know me? 14:15.122 --> 14:16.803 [SPEAKER_00]: I don't partner with just anybody. 14:16.923 --> 14:22.647 [SPEAKER_00]: But when I found ethos, I got my own two million dollar policy because they made it extremely simple. 14:23.068 --> 14:26.332 [SPEAKER_00]: No medical exams, no blood tests, no waiting weeks. 14:26.732 --> 14:29.535 [SPEAKER_00]: I literally got covered in ten minutes from my phone. 14:29.675 --> 14:30.056 [SPEAKER_00]: Note life. 14:30.236 --> 14:34.421 [SPEAKER_00]: Over two thousand families get approved through ethos every single day. 14:34.581 --> 14:40.407 [SPEAKER_00]: They've got an A plus rating with the better business bureau and four point eight out of five stars on trust power. 14:40.668 --> 14:41.629 [SPEAKER_00]: These aren't just numbers. 14:41.649 --> 14:44.372 [SPEAKER_00]: These are real families getting protected right now. 14:44.872 --> 14:49.695 [SPEAKER_00]: Here's your bike insurance rates go up and by eight to ten percent every single year you wait. 14:49.955 --> 14:54.678 [SPEAKER_00]: The same policy I got a few years ago will cost me way more if I buy today. 14:54.798 --> 14:58.921 [SPEAKER_00]: Your family's financial security should never depend on your paycheck alone. 14:59.121 --> 15:00.302 [SPEAKER_00]: That's not building well. 15:00.642 --> 15:02.363 [SPEAKER_00]: Don't wait until it's too late. 15:03.336 --> 15:07.619 [SPEAKER_00]: want you to visit anthonylo.com for us as ethos to get a free quote today. 15:08.059 --> 15:09.099 [SPEAKER_00]: You're going to apply a minute. 15:09.119 --> 15:10.700 [SPEAKER_00]: You're going to get covered today. 15:10.720 --> 15:12.722 [SPEAKER_00]: You're going to protect your family's future. 15:13.182 --> 15:14.082 [SPEAKER_00]: We're counting on you. 15:14.743 --> 15:17.885 [SPEAKER_00]: Go to anthonylo.com for us as ethos. 15:19.005 --> 15:20.446 [SPEAKER_00]: Which leads me to move number four. 15:21.407 --> 15:25.289 [SPEAKER_00]: You've got to stack your first one thousand dollar emergency fund like yesterday. 15:29.572 --> 15:31.673 [SPEAKER_00]: Before you start tackling your consumer debt, 15:33.815 --> 15:39.317 [SPEAKER_00]: Before you start investing, I need you to stack cushion. 15:39.337 --> 15:40.877 [SPEAKER_00]: Okay? 15:41.317 --> 15:41.577 [SPEAKER_00]: Why? 15:42.497 --> 15:49.439 [SPEAKER_00]: Because one flat tire, one medical bill, one miss check can take you out to gay. 15:51.220 --> 15:53.020 [SPEAKER_00]: So I want you to start with just a thousand dollars. 15:53.400 --> 15:53.720 [SPEAKER_00]: That's it. 15:54.761 --> 15:56.081 [SPEAKER_00]: Don't aim for five thousand. 15:56.281 --> 16:00.662 [SPEAKER_00]: I know why Tish have at least three to six months of your net pay saved inside of a Hollywood savings account. 16:01.002 --> 16:02.983 [SPEAKER_00]: But right now, I need you to get a small win. 16:05.422 --> 16:08.403 [SPEAKER_00]: I don't care if you have to sell old clothes on Facebook Marketplace. 16:09.664 --> 16:12.806 [SPEAKER_00]: I'm actually selling a treadmill right now on Facebook Marketplace. 16:12.846 --> 16:13.206 [SPEAKER_00]: I don't care. 16:14.546 --> 16:15.987 [SPEAKER_00]: I don't care if you've got a babysitter on the weekends. 16:16.007 --> 16:17.268 [SPEAKER_00]: I don't care if you've got a flip furniture. 16:17.788 --> 16:20.289 [SPEAKER_00]: I don't care if you've got a drive Uber on Saturday mornings. 16:20.489 --> 16:21.830 [SPEAKER_00]: Friday evenings being get off the work. 16:22.330 --> 16:27.793 [SPEAKER_00]: Do whatever you've got to do to get that thousand dollars inside of your high yield saves account fast like yesterday. 16:30.215 --> 16:34.919 [SPEAKER_00]: And the key here is, this money move is you have to have this in a separate account. 16:35.419 --> 16:38.962 [SPEAKER_00]: Do not put it inside of your checking account because you're gonna be tempted to spend it. 16:39.482 --> 16:41.884 [SPEAKER_00]: Do not even put it attached to your savings. 16:42.404 --> 16:44.145 [SPEAKER_00]: Don't even put it inside of your savings account. 16:44.165 --> 16:46.407 [SPEAKER_00]: That's a task to your checking account that you see every single day. 16:46.687 --> 16:50.350 [SPEAKER_00]: No, this needs to be on a whole, another higher savings account. 16:52.832 --> 16:55.274 [SPEAKER_00]: Out of sight means out of sight. 16:57.195 --> 16:59.976 [SPEAKER_00]: out of sight means out of swipe. 17:01.737 --> 17:03.698 [SPEAKER_00]: That one thousand dollars is your shield. 17:03.798 --> 17:04.818 [SPEAKER_00]: It is your backup plan. 17:04.898 --> 17:07.439 [SPEAKER_00]: It is your very first quick win. 17:07.879 --> 17:12.361 [SPEAKER_00]: And when you get this thousand dollars, you're going to put this inside of your highest savings account. 17:13.782 --> 17:16.163 [SPEAKER_00]: And we personally recommend so far here. 17:17.577 --> 17:19.338 [SPEAKER_00]: Go to anthemunil.comforce. 17:19.358 --> 17:20.019 [SPEAKER_00]: That's so fast. 17:20.039 --> 17:21.940 [SPEAKER_00]: It should be a lower third up on the screen right now. 17:22.481 --> 17:28.245 [SPEAKER_00]: If you're listening to this on podcast, we'll make sure to have that in the side of the side of the show knows. 17:28.726 --> 17:36.511 [SPEAKER_00]: What I love about so far is if we're saving, if we're getting a thousand dollars, what they're going to give you three hundred dollars just to open up a check and then save as a count today. 17:37.893 --> 17:40.254 [SPEAKER_00]: So now you really only need to set aside seven hundred dollars. 17:40.995 --> 17:44.878 [SPEAKER_00]: For some of you all, that's the other maybe two or three items and you're at a thousand dollars. 17:45.198 --> 17:46.039 [SPEAKER_00]: Just like 17:49.035 --> 17:53.738 [SPEAKER_00]: Which moves me on the move number five, because I think a lot of you all are gonna have to really find some hidden money. 17:55.159 --> 17:56.100 [SPEAKER_00]: It's there, our promise. 17:57.621 --> 17:59.943 [SPEAKER_00]: You said, Anthony, we're gonna come up with seven hundred dollars. 17:59.963 --> 18:01.484 [SPEAKER_00]: Well, we gotta find a money size budget. 18:02.605 --> 18:04.886 [SPEAKER_00]: You can't just save your way to what thousand dollars. 18:05.127 --> 18:06.628 [SPEAKER_00]: You just can't save your way to wealth. 18:07.468 --> 18:09.470 [SPEAKER_00]: You need to create the margin. 18:10.150 --> 18:11.151 [SPEAKER_00]: Here's how, it's simple. 18:11.271 --> 18:12.432 [SPEAKER_00]: And we won't get a bunch of bills. 18:14.094 --> 18:15.696 [SPEAKER_00]: call your providers in negotiate. 18:15.857 --> 18:19.001 [SPEAKER_00]: I saved two hundred thousand month just by making phone calls. 18:19.161 --> 18:19.982 [SPEAKER_00]: I actually saved. 18:20.043 --> 18:21.364 [SPEAKER_00]: I'm going to be honest with you. 18:22.746 --> 18:24.889 [SPEAKER_00]: I saved six hundred dollars. 18:26.618 --> 18:28.940 [SPEAKER_00]: By calling around, I left State Farm. 18:29.120 --> 18:32.922 [SPEAKER_00]: It was charging me about twelve to thirteen hundred dollars a month to ensure my cars. 18:33.542 --> 18:35.183 [SPEAKER_00]: Then I called, not called around. 18:35.264 --> 18:36.064 [SPEAKER_00]: I went online. 18:36.824 --> 18:39.006 [SPEAKER_00]: And I just put all of my information out there. 18:39.606 --> 18:47.932 [SPEAKER_00]: And all state came back and said, hey, we'll give you full coverage on all your cars for six hundred and twenty six hundred. 18:47.972 --> 18:48.812 [SPEAKER_00]: I can't mirror these at mouth. 18:49.032 --> 18:50.733 [SPEAKER_00]: Like six hundred fifty bucks somewhere around there. 18:50.753 --> 18:51.414 [SPEAKER_00]: It's in the six hundred. 18:52.633 --> 18:53.976 [SPEAKER_00]: When I was like, wait, what? 18:54.657 --> 18:55.639 [SPEAKER_00]: So this is what I did, y'all. 18:56.341 --> 18:57.664 [SPEAKER_00]: I didn't finish the application. 18:58.686 --> 19:01.692 [SPEAKER_00]: Within a matter of an hour and a half, all of a sudden they called me. 19:02.832 --> 19:04.093 [SPEAKER_00]: And I said, hey, man, this is what I need. 19:04.133 --> 19:05.615 [SPEAKER_00]: This is what state farmers offer me. 19:05.835 --> 19:09.058 [SPEAKER_00]: I need the exact same coverage on my cars. 19:09.658 --> 19:10.659 [SPEAKER_00]: Is this the correct quote? 19:11.480 --> 19:12.280 [SPEAKER_00]: Lady came back. 19:12.561 --> 19:14.943 [SPEAKER_00]: I think it was like at first like six hundred and like eighty bucks. 19:15.503 --> 19:21.669 [SPEAKER_00]: She said, yeah, and obviously, if you're willing to do a higher deductible, I said, what's the highest deductible? 19:21.969 --> 19:25.132 [SPEAKER_00]: Right now you have about a thousand, but you can put it at twenty five hundred. 19:25.672 --> 19:32.215 [SPEAKER_00]: If you put your height, if you put your deductible, twenty-five hundred dollars, then we can go down to save the boomer money. 19:32.295 --> 19:33.395 [SPEAKER_00]: I said, not a problem. 19:34.676 --> 19:36.156 [SPEAKER_00]: I got the money inside my savings account. 19:36.917 --> 19:38.257 [SPEAKER_00]: Man, go up to the highest deductible. 19:40.278 --> 19:42.739 [SPEAKER_00]: Watch this because I have two cars. 19:44.620 --> 19:48.842 [SPEAKER_00]: She's like, well, we can take out roadside assistance because if one car goes down, you can use your other car. 19:48.862 --> 19:50.883 [SPEAKER_00]: I said, bet, take roadside assistance out. 19:51.403 --> 19:51.763 [SPEAKER_00]: I don't need it. 19:53.660 --> 19:54.681 [SPEAKER_00]: Not rose side assistance? 19:54.981 --> 19:56.542 [SPEAKER_00]: No, no, no, I'm sorry, rent the cars. 19:58.924 --> 19:59.564 [SPEAKER_00]: Negotiating. 20:00.025 --> 20:01.045 [SPEAKER_00]: I started cutting bills. 20:01.446 --> 20:03.967 [SPEAKER_00]: Yeah, listen, the thirteen hundred dollars a month wasn't hurting my pocket. 20:03.987 --> 20:05.168 [SPEAKER_00]: There may be honest with you. 20:06.909 --> 20:10.812 [SPEAKER_00]: But why paid thirteen hundred would I be paying six hundred? 20:12.273 --> 20:13.034 [SPEAKER_00]: What did that just do? 20:13.434 --> 20:14.615 [SPEAKER_00]: It created margin. 20:16.846 --> 20:18.707 [SPEAKER_00]: Another one is, you can sell some stuff. 20:19.408 --> 20:26.173 [SPEAKER_00]: That old iPad, those old shoes that are collecting dust, some of them dresses you have with tags on them, man, sell that stuff. 20:28.034 --> 20:29.455 [SPEAKER_00]: Another one is, bullshit income. 20:29.935 --> 20:30.916 [SPEAKER_00]: Take a weekend shift. 20:33.478 --> 20:37.441 [SPEAKER_00]: Deliver groceries, sell a digital product, start a stop hustle. 20:38.221 --> 20:39.342 [SPEAKER_00]: Start a YouTube channel. 20:41.264 --> 20:42.925 [SPEAKER_00]: Figure out a way to boost your income. 20:44.203 --> 20:49.745 [SPEAKER_00]: If you can find even just a hundred dollars of margin a month, that's the game changer. 20:50.185 --> 20:51.466 [SPEAKER_00]: That's twelve hundred dollars a year. 20:52.086 --> 20:54.307 [SPEAKER_00]: That could fully fund your emergency account. 20:54.987 --> 20:56.628 [SPEAKER_00]: Pay it out, credit card. 20:57.608 --> 20:59.108 [SPEAKER_00]: Give you a little bit of breathing room. 20:59.148 --> 20:59.749 [SPEAKER_00]: It's not alive. 21:00.169 --> 21:00.789 [SPEAKER_00]: It's a little bit. 21:02.070 --> 21:03.230 [SPEAKER_00]: And do not think small. 21:03.550 --> 21:08.412 [SPEAKER_00]: Some of you are one idea away from a six-figure business. 21:09.695 --> 21:14.996 [SPEAKER_00]: You're one idea away from a extra twenty five thousand dollars a year side hustle. 21:15.917 --> 21:22.418 [SPEAKER_00]: You're one idea away from your next breakthrough and to help you find this money. 21:23.119 --> 21:26.600 [SPEAKER_00]: Man, I want you to go to Anthony onel.com for slash twenty one day. 21:26.800 --> 21:28.940 [SPEAKER_00]: You should see it coming up here in the screen on low or third. 21:29.380 --> 21:32.761 [SPEAKER_00]: Again, if you're listening to this on the podcast, please go into the show notes. 21:33.241 --> 21:35.262 [SPEAKER_00]: For twenty one days, we're going to send you an email. 21:36.904 --> 21:44.469 [SPEAKER_00]: every single day for two new one days and we're gonna walk you through how to go through your budget, how to negotiate, where you can find some things. 21:44.529 --> 21:56.696 [SPEAKER_00]: And I guarantee you by the end of these two new one days, you will find at least two hundred and fifty dollars up to a thousand dollars a month inside of your budget, simply by following this game plan. 21:56.716 --> 21:59.518 [SPEAKER_00]: So go to Anthonyondil.com for slash twenty one days. 21:59.958 --> 22:05.362 [SPEAKER_00]: Every single day when you wake up, you will have an email from me walking you through 22:05.922 --> 22:16.007 [SPEAKER_00]: on what to do today to cut yourself home build, to cut your electricity bill, watch this, to even get some free airline miles while also saving you money. 22:17.408 --> 22:19.529 [SPEAKER_00]: So again, go to Anthony on theo.com for us. 22:19.549 --> 22:20.249 [SPEAKER_00]: That's when we went there. 22:20.289 --> 22:23.011 [SPEAKER_00]: All right, I got like three more things. 22:23.631 --> 22:24.411 [SPEAKER_00]: We'll get it out of here. 22:24.631 --> 22:25.592 [SPEAKER_00]: Here's move number six. 22:26.432 --> 22:27.553 [SPEAKER_00]: Use a written budget. 22:28.566 --> 22:29.787 [SPEAKER_00]: Don't do it in the side of your head. 22:30.507 --> 22:31.308 [SPEAKER_00]: Trust me on that. 22:31.828 --> 22:32.648 [SPEAKER_00]: Oh, I think I got it. 22:33.049 --> 22:33.989 [SPEAKER_00]: Wait, wait, no, no, no, no. 22:34.369 --> 22:34.930 [SPEAKER_00]: Let's keep it real. 22:35.330 --> 22:36.991 [SPEAKER_00]: You cannot win with money by guessing. 22:38.032 --> 22:40.113 [SPEAKER_00]: A budget is honestly not a punishment. 22:40.753 --> 22:43.895 [SPEAKER_00]: It is honestly permission to enjoy your money. 22:44.536 --> 22:47.377 [SPEAKER_00]: It gives your money direction before you even touch it. 22:48.338 --> 22:50.219 [SPEAKER_00]: I use as your base budget format. 22:50.459 --> 22:51.640 [SPEAKER_00]: Every dollar gets assigned. 22:52.060 --> 22:54.522 [SPEAKER_00]: Every expense is intentional. 22:55.762 --> 22:56.363 [SPEAKER_00]: I don't win it. 22:57.557 --> 23:05.899 [SPEAKER_00]: And what I've learned is financial winners, wealthy individuals, not rich people, wealthy individuals, they have a game plan for their money. 23:07.378 --> 23:09.840 [SPEAKER_00]: You can go to anthonyl.com for us at store. 23:09.880 --> 23:13.783 [SPEAKER_00]: You can download our budgeting tool there, our wealth tracker. 23:14.204 --> 23:16.186 [SPEAKER_00]: We'll put that inside of today's show notes as well. 23:16.646 --> 23:18.468 [SPEAKER_00]: There's so many products and resources, y'all. 23:18.488 --> 23:26.154 [SPEAKER_00]: I can keep saying this for days and after every single point, but a lot of content and a lot of tools and resources are at anthonyl.com. 23:26.194 --> 23:30.598 [SPEAKER_00]: You can go there and you have access to all this stuff that we're mentioning inside of today's show. 23:30.618 --> 23:32.199 [SPEAKER_00]: All right, move number seven. 23:33.200 --> 23:35.242 [SPEAKER_00]: Keep it real with your friends, aka your circle. 23:36.538 --> 23:39.139 [SPEAKER_00]: There's no shame in saying, hey, I can't afford this right now. 23:39.959 --> 23:40.459 [SPEAKER_00]: What's worse? 23:41.179 --> 23:49.161 [SPEAKER_00]: Flexing like you're good, trying to keep up, and still being broke a year from now, or telling your friends you're on building. 23:49.781 --> 23:51.681 [SPEAKER_00]: I've got some financial goals that I need to meet. 23:52.342 --> 23:53.282 [SPEAKER_00]: I'm tired of struggling. 23:53.302 --> 23:54.722 [SPEAKER_00]: I'm tired of living page of the page eight. 23:54.762 --> 23:55.582 [SPEAKER_00]: Hey, it'd be real to you. 23:55.902 --> 23:57.663 [SPEAKER_00]: I'm tired of looking like I got it all together. 23:57.983 --> 24:00.523 [SPEAKER_00]: I'm ready to have it all together. 24:01.304 --> 24:02.844 [SPEAKER_00]: So I'm gonna have to catch up with you a little bit later. 24:05.040 --> 24:08.421 [SPEAKER_00]: because your real friends, they will totally understand. 24:09.901 --> 24:11.522 [SPEAKER_00]: And the rest, man, let them talk about you. 24:11.922 --> 24:21.985 [SPEAKER_00]: Let them call you broke, let them call you cheat, let them call you whatever they're gonna call you, man, because I guarantee you half of those friends are broken cheap and they need to be doing the same thing that you're doing. 24:23.325 --> 24:29.847 [SPEAKER_00]: You'll be too busy living your best life financially free while they're still struggling and looking good. 24:31.155 --> 24:38.262 [SPEAKER_00]: Trust me, I had friends who had the Mercedes who had the BMWs when I was growing up when I was on my journey of fixing my life. 24:38.903 --> 24:42.746 [SPEAKER_00]: I had friends who were no longer my friends today because I just told them I was like, yo bro, I'm tired. 24:43.547 --> 24:44.228 [SPEAKER_00]: And I'm tired. 24:45.909 --> 24:49.073 [SPEAKER_00]: I am sick and tired of being sick and tired of my own gag on life. 24:50.414 --> 24:52.876 [SPEAKER_00]: And if I want to change that, I gotta make some decisions. 24:53.777 --> 24:55.419 [SPEAKER_00]: To this day they do not talk to me. 24:57.454 --> 25:05.117 [SPEAKER_00]: But to this day, I know I have a, I don't wanna say a better light, because I'm not, I'm not a better individual, but I think I have more freedom. 25:07.739 --> 25:08.419 [SPEAKER_00]: Moving number eight. 25:09.179 --> 25:11.400 [SPEAKER_00]: Celebrate every single win. 25:11.420 --> 25:13.281 [SPEAKER_00]: All right. 25:13.861 --> 25:19.924 [SPEAKER_00]: Some of you have who watched my show, I'm gonna say either the most recent show or some of the most recent shows. 25:19.944 --> 25:23.205 [SPEAKER_00]: I talked to you how to save ten thousand dollars and fifty two weeks. 25:23.966 --> 25:26.827 [SPEAKER_00]: And on each, every four weeks, I wanted you to celebrate. 25:28.352 --> 25:33.002 [SPEAKER_00]: because going from two hundred to five hundred to a thousand dollars and four weeks, that's massive. 25:34.462 --> 25:35.262 [SPEAKER_00]: Because here's a truth. 25:35.682 --> 25:37.363 [SPEAKER_00]: Some months are going to get messy. 25:38.343 --> 25:40.123 [SPEAKER_00]: Some of your budgets are going to blow up. 25:40.403 --> 25:43.304 [SPEAKER_00]: Some weeks you might feel like giving up, but I don't want you to. 25:44.184 --> 25:46.705 [SPEAKER_00]: Someone to celebrate every single win. 25:47.185 --> 25:48.745 [SPEAKER_00]: You put fifty dollars away this month. 25:48.865 --> 25:49.845 [SPEAKER_00]: A celebrate that. 25:49.925 --> 25:50.606 [SPEAKER_00]: That is a win. 25:50.886 --> 25:51.886 [SPEAKER_00]: You paid off a bill. 25:51.926 --> 25:52.986 [SPEAKER_00]: You paid off one of your debts. 25:53.046 --> 25:53.966 [SPEAKER_00]: That is progress. 25:54.026 --> 25:54.767 [SPEAKER_00]: That is a win. 25:55.107 --> 25:58.687 [SPEAKER_00]: You made it through the month without borrowing without swiping your credit card. 25:58.787 --> 26:00.808 [SPEAKER_00]: That is a win. 26:02.561 --> 26:03.462 [SPEAKER_00]: I'll be honest with you all. 26:03.862 --> 26:08.065 [SPEAKER_00]: When I go a whole week and I eat one hundred percent clean, I celebrate. 26:08.285 --> 26:09.146 [SPEAKER_00]: How do I celebrate? 26:09.826 --> 26:10.927 [SPEAKER_00]: I'll open up a spray. 26:13.869 --> 26:14.750 [SPEAKER_00]: But I'm back on it. 26:15.510 --> 26:22.775 [SPEAKER_00]: I celebrate wins because you're not feeling your building finances security for your future. 26:23.616 --> 26:29.020 [SPEAKER_00]: And here is the last move that changed my life. 26:30.401 --> 26:32.002 [SPEAKER_00]: I give you eight moves. 26:34.660 --> 26:39.446 [SPEAKER_00]: Why have all eight of them if you don't activate it and start right now? 26:41.070 --> 26:42.610 [SPEAKER_00]: Do not wait for the perfect time. 26:43.331 --> 26:49.532 [SPEAKER_00]: I remember when I was telling my coach, I was like, man, I started right before my graduation. 26:49.572 --> 26:50.592 [SPEAKER_00]: I said, bro, I work hard. 26:50.632 --> 26:51.452 [SPEAKER_00]: I'm like a celebrate. 26:52.192 --> 26:55.033 [SPEAKER_00]: Then when I look at that, I said, oh, man, and the memorial days come to come to come. 26:55.053 --> 26:58.454 [SPEAKER_00]: Oh, man, Junting's all that, oh, man, my birthday is coming up. 26:58.894 --> 27:02.115 [SPEAKER_00]: And I kept giving him these days when the perfect time of start. 27:02.855 --> 27:07.776 [SPEAKER_00]: He said, Anthony, you would never find it perfect time because you're always finding the excuse and the reason to start late. 27:13.266 --> 27:13.646 [SPEAKER_00]: Start. 27:14.486 --> 27:15.547 [SPEAKER_00]: Okay, your birthday comes. 27:15.627 --> 27:16.487 [SPEAKER_00]: Menace celebrate. 27:17.868 --> 27:21.689 [SPEAKER_00]: How you celebrate it may shift a little bit, but you'll be able to indulge a little bit. 27:22.789 --> 27:24.050 [SPEAKER_00]: Oh, man, fourth of July, okay. 27:24.110 --> 27:24.790 [SPEAKER_00]: All right. 27:25.310 --> 27:26.591 [SPEAKER_00]: You can still go to the barbecue. 27:26.631 --> 27:28.191 [SPEAKER_00]: You just may not be able to eat the pork. 27:28.211 --> 27:29.732 [SPEAKER_00]: You can get maybe some barbecue chicken. 27:33.733 --> 27:37.034 [SPEAKER_00]: Remember, we're talking about mindset. 27:37.955 --> 27:41.356 [SPEAKER_00]: And your mindset is the very beginning of everything. 27:43.521 --> 27:44.321 [SPEAKER_00]: You're not a failure. 27:45.042 --> 27:45.842 [SPEAKER_00]: You're starting. 27:47.143 --> 27:50.124 [SPEAKER_00]: And that's something most people never do. 27:50.424 --> 27:51.585 [SPEAKER_00]: They do not start. 27:52.305 --> 27:55.647 [SPEAKER_00]: So today, I want you to make a decision to do something different. 27:56.807 --> 27:57.928 [SPEAKER_00]: Don't wait for a raise. 27:58.648 --> 28:00.109 [SPEAKER_00]: Don't wait for me things calm down. 28:00.129 --> 28:01.950 [SPEAKER_00]: I want you to start today. 28:03.270 --> 28:05.832 [SPEAKER_00]: And what you do have, use it. 28:07.012 --> 28:07.752 [SPEAKER_00]: You got God. 28:09.373 --> 28:11.134 [SPEAKER_00]: You have strength, you have power. 28:11.954 --> 28:12.955 [SPEAKER_00]: It doesn't take luck. 28:13.970 --> 28:17.313 [SPEAKER_00]: it just takes a determined mindset and consistency. 28:18.053 --> 28:18.714 [SPEAKER_00]: You can do this y'all. 28:18.894 --> 28:26.820 [SPEAKER_00]: Listen, made that one decision, make that one paycheck decision to start today. 28:27.841 --> 28:30.243 [SPEAKER_00]: One dollar at a time. 28:31.243 --> 28:37.328 [SPEAKER_00]: I went from being broken by twenties to never worrying about money again using these nine money moves. 28:38.429 --> 28:43.413 [SPEAKER_00]: If you implement even three of these, your financial life will change, but if you implement all nine, 28:44.845 --> 28:47.869 [SPEAKER_00]: you'll be unrecognizable within the next twelve months. 28:47.949 --> 28:52.094 [SPEAKER_00]: By this time next year, you will not be the same person. 28:52.215 --> 28:55.739 [SPEAKER_00]: Listen, drop a comment and let me know which move you're starting with today. 28:56.460 --> 29:01.907 [SPEAKER_00]: And this helped you through my favorite hit that like button, hit that subscribe button, and come back for our next show. 29:02.067 --> 29:02.628 [SPEAKER_00]: We'll see you soon. 29:02.828 --> 29:03.089 [SPEAKER_00]: Peace out.