[SPEAKER_00]: Yo, this one's going to a family.
[SPEAKER_00]: Listen man, most people are blowing their money during this time, during the summer months.
[SPEAKER_00]: Not because, and here's the truth, here's the truth, not because they're bad with money, not because you're bad with money, but because
[SPEAKER_00]: You've never stopped to really just check in, right?
[SPEAKER_00]: And I want to start up today's show, but I really just teach you well and give you all some things that I personally do every single July.
[SPEAKER_00]: You see, every July on my birthday, July first, I sit down and I reset my money.
[SPEAKER_00]: There's particularly like two times a year that I do a reset.
[SPEAKER_00]: July one, because that's my birthday.
[SPEAKER_00]: And then right around the end of November and December.
[SPEAKER_00]: And the reason why I do this is because my goals matter way more than my impulses.
[SPEAKER_00]: Period.
[SPEAKER_00]: Like, like, I want to have a good time.
[SPEAKER_00]: My man, listen, I see I got this.
[SPEAKER_00]: I'm juicing, right?
[SPEAKER_00]: Because I want to have the summer body.
[SPEAKER_00]: I want to be able to go to the beach and be good and not just be good on the beach with my shirt off, right?
[SPEAKER_00]: But also to be healthy as I'm getting older.
[SPEAKER_00]: And so,
[SPEAKER_00]: I understand, and I don't want to see hearing be like, oh, we cannot.
[SPEAKER_00]: We cannot have fun this summer, but I do want to start off with this from the very, very beginning.
[SPEAKER_00]: A broke summer leads to a stressed out fall.
[SPEAKER_00]: But a reset summer sets you up for a wealthy, earth year end, wealthy, earth simply means that because I had a strategy, because I went into the summer and I checked in and I didn't just ball out, I can end my year better than my year started.
[SPEAKER_00]: So today, I really want to focus on and cover some things that I believe that will really help you all out because I was literally sitting here thinking, man, I've never taught my community, our community, how do I reset?
[SPEAKER_00]: How do I stay on track with my money while still enjoying it?
[SPEAKER_00]: You see, it was so funny as a lot of people assume that Anthony doesn't have fun with his money, Anthony.
[SPEAKER_00]: No, I have boundaries.
[SPEAKER_00]: I operate off a budget, but what I love about it is because I budget, I plan to have fun.
[SPEAKER_00]: I don't plan to fail.
[SPEAKER_00]: So in today's show, I'm going to give you a five-part summer reset that I do every July.
[SPEAKER_00]: And you can do this either in June or July.
[SPEAKER_00]: Don't do it in August.
[SPEAKER_00]: And you're going to see why.
[SPEAKER_00]: I'm going to give you some mistakes to avoid.
[SPEAKER_00]: And I'm also going to give you some tools to really say focus.
[SPEAKER_00]: All right.
[SPEAKER_00]: So I really want you to dial in.
[SPEAKER_00]: But before we get to it, y'all, I need y'all to hit that subscribe button.
[SPEAKER_00]: We're almost at a million subscribers, a million people, a part of this journey.
[SPEAKER_00]: And I just want to say this before I give you all the five steps.
[SPEAKER_00]: Five steps summary set.
[SPEAKER_00]: This is bigger than me.
[SPEAKER_00]: This is not Anthony O'Neill has a million subscribers.
[SPEAKER_00]: No, we have a million people.
[SPEAKER_00]: who are saying by twenty-fifty, we're gonna eradicate a billion dollars in debt that I'm gonna be a part of this ultimate vision, this ultimate mission to where if I have five thousand, if she has ten thousand, I'm gonna work hard to make sure that I'm becoming consumer debt free and that by twenty-fifty, I am building wealth, I am investing.
[SPEAKER_00]: So this million subscribers, this is not a million subscribers.
[SPEAKER_00]: This is a million people who are saying, yo, I wanna gather around people who wanna be consumer debt free.
[SPEAKER_00]: I wanna be around people who are investing.
[SPEAKER_00]: So as you all are subscribing and joining and being a part of this family, yo, don't get it twisted.
[SPEAKER_00]: This is not about Anthony O'Neill.
[SPEAKER_00]: This is about all of us.
[SPEAKER_00]: Let's be honest, most people are stressed and stuck in the paycheck to paycheck cycle because they were never taught of money actually worth.
[SPEAKER_00]: That is exactly why I built this channel.
[SPEAKER_00]: Every week, my team and I are breaking down how to master your money, how to get out of debt, save, invest, and build wealth without borrowing a dime.
[SPEAKER_00]: No fluff, no hype.
[SPEAKER_00]: Just real money taught that actually helps you win financially.
[SPEAKER_00]: You see, because money impacts every aspect of our lives.
[SPEAKER_00]: Our peace, our relationships, and even our future.
[SPEAKER_00]: If you don't take control of it, it will look control you.
[SPEAKER_00]: And if you're tired of just surviving and you're ready to build wealth, guys way, you're in the right place.
[SPEAKER_00]: Over nine hundred thousand people have already subscribed to our YouTube channel with over millions of downloads and our applicants, Spotify, podcasts.
[SPEAKER_00]: Now, when we hit a million on YouTube, we're giving away thirty thousand dollars to help you get out of debt in the start building legacy.
[SPEAKER_00]: So listen, don't just watch.
[SPEAKER_00]: Hit that subscribe, family.
[SPEAKER_00]: Join this community.
[SPEAKER_00]: Let's build real wealth.
[SPEAKER_00]: Let's build real financial freedom together.
[SPEAKER_00]: It's your boy.
[SPEAKER_00]: Hit that subscribe.
[SPEAKER_00]: Let's get back to the show.
[SPEAKER_00]: So let's get into how do we reset this summer.
[SPEAKER_00]: But I want you to understand this same man.
[SPEAKER_00]: You all are going to be seeing some shifts within this show within myself, within this company, because this is bigger than me.
[SPEAKER_00]: As I'm growing, as I'm evolving, I'm like, yo, God has just given me a different assignment.
[SPEAKER_00]: And I don't want to use God's name in every single thing, because I don't want to be that guy, right?
[SPEAKER_00]: But I just know that I have a mission as bigger.
[SPEAKER_00]: So when you hit that subscribe button, you're not subscribing to Anthony O'Neill.
[SPEAKER_00]: You're joining a community and I'm even going to be looking at hiring a community leader within our organization to keep us all together.
[SPEAKER_00]: Yo, here's the very first thing I need you to do for this summer.
[SPEAKER_00]: All right.
[SPEAKER_00]: I need you to go back and review the first six months of this year.
[SPEAKER_00]: Now I know, and you're out on the beach as a hot girl summer, you know, brothers, we got our shirt off somewhere out there with our ladies, you're out there with your boo, you're out there with your family.
[SPEAKER_00]: I hear you.
[SPEAKER_00]: But husband and wife, here's what I need you to do.
[SPEAKER_00]: Single people, here's what I need you to do.
[SPEAKER_00]: I need you to look back at January.
[SPEAKER_00]: Go from January to June.
[SPEAKER_00]: and look at your income.
[SPEAKER_00]: I want you to write down how much money you had come in.
[SPEAKER_00]: How much money have you made?
[SPEAKER_00]: Look at your child support check.
[SPEAKER_00]: I want you to look at your business, your side hustles.
[SPEAKER_00]: I want you to look at your job, your W two incomes.
[SPEAKER_00]: How much net profit have you had come in?
[SPEAKER_00]: I want you to write that on the sheet of paper, all right?
[SPEAKER_00]: Then after that, I want you to write down, how much have you giving away?
[SPEAKER_00]: Not now, now you all know I'm, no me, I'm a Christian.
[SPEAKER_00]: And I do this every single year, I write down okay cool.
[SPEAKER_00]: I am the new new watch this, not my business.
[SPEAKER_00]: How much money has my business net paid me?
[SPEAKER_00]: How much money has Anthony O'Neill made for my business?
[SPEAKER_00]: And in a basic terms, it's going to be how much money has my paycheck.
[SPEAKER_00]: How much has been deposited inside of my checking account from my job, right?
[SPEAKER_00]: That's income.
[SPEAKER_00]: The next is going to be, okay, how much money have I given away and tied in offerings?
[SPEAKER_00]: How much money have I, maybe giving away and just be generous in generosity?
[SPEAKER_00]: That's the second thing that I write down.
[SPEAKER_00]: I added all up and I write it down.
[SPEAKER_00]: The third one is, what do you think it is?
[SPEAKER_00]: Talk to me, expenses.
[SPEAKER_00]: How much money have we paid out in bills?
[SPEAKER_00]: How much money have we paid out in rent and mortgage and card notes and debt and any expenses that's going out?
[SPEAKER_00]: Okay?
[SPEAKER_00]: Then, number four, how much money have we saved?
[SPEAKER_00]: We should be able to go to Ohio savings account so far.
[SPEAKER_00]: It's the how much money is inside of our savings account and watch this.
[SPEAKER_00]: If you're like me, I've had money saved for years.
[SPEAKER_00]: So you gotta go back to June and put it in an add up, not since June, since January, how much money have you put inside your Ohio savings?
[SPEAKER_00]: Then here's the fifth thing that I need you to write down.
[SPEAKER_00]: How much money have you invested?
[SPEAKER_00]: Have you all been seen?
[SPEAKER_00]: At least once a month.
[SPEAKER_00]: I'm set of just bringing on random people.
[SPEAKER_00]: No, I'm bringing on, I'm bringing to the show when the consistent basis trusted people who I trust.
[SPEAKER_00]: And one of the main guys who I trust in the whole investment world is a guy by the name of Courtney.
[SPEAKER_00]: He's been on his show three times within the last ninety days.
[SPEAKER_00]: And y'all going to see him for the rest of the year.
[SPEAKER_00]: Have you all invested into his program?
[SPEAKER_00]: Have you signed up for his program?
[SPEAKER_00]: Have you learned how to start investing fifteen percent of your income?
[SPEAKER_00]: Have you learned how to, when the market is low, when everyone is tripping, how you go inside and buy?
[SPEAKER_00]: I know this money space.
[SPEAKER_00]: Heck, I got a degree in it now.
[SPEAKER_00]: Hey, man.
[SPEAKER_00]: Hallelujah.
[SPEAKER_00]: Right?
[SPEAKER_00]: I know this money space, but I still listen to Courtney.
[SPEAKER_00]: And since listening to that brother, he's made me about fifteen, twenty thousand miles.
[SPEAKER_00]: So, I need you to write down how much have you invested?
[SPEAKER_00]: Those five things.
[SPEAKER_00]: Then need to ask yourself this question.
[SPEAKER_00]: I need you to be honest with yourself.
[SPEAKER_00]: And my where I said,
[SPEAKER_00]: I should be today back in January.
[SPEAKER_00]: So in January when I wrote down the vision, when I wrote down the plan, this is the goals for my year.
[SPEAKER_00]: This is where I'm gonna be at by year, by half of the year in and by there.
[SPEAKER_00]: Am I there?
[SPEAKER_00]: But it cannot be honest with you.
[SPEAKER_00]: It can be very vulnerable with you.
[SPEAKER_00]: Do not lie to yourself.
[SPEAKER_00]: Do not avoid telling yourself the truth.
[SPEAKER_00]: Because if you're off track, I need you to own it.
[SPEAKER_00]: Then fix it.
[SPEAKER_00]: But if I'm being very honest with you, man, I started this work out journey about a month and a half ago, man.
[SPEAKER_00]: And I remember the very first week I went in, oh my gosh, I lost almost eleven, twelve pounds.
[SPEAKER_00]: And I was extremely happy.
[SPEAKER_00]: And I went out there, man, and I had a good old cheat weekend.
[SPEAKER_00]: I had waffles, chicken, and I had it all, right?
[SPEAKER_00]: But I still worked out.
[SPEAKER_00]: And I still did cardio.
[SPEAKER_00]: And when I got back on the treadmill, the eleven pounds at a loss, I gained it all back.
[SPEAKER_00]: So then the next weekend,
[SPEAKER_00]: The next week, following week, y'all, I didn't work out as much because I didn't imagine all that working and it still didn't do anything.
[SPEAKER_00]: So I didn't get on the way station, not the way station, but I didn't weigh myself in the next week because I didn't wanna know the truth.
[SPEAKER_00]: I just wanted to continue working now and I didn't wanna track my progress because I knew I was cheating here and I wasn't doing that there and met.
[SPEAKER_00]: But here's the truth.
[SPEAKER_00]: If we don't ask ourselves the truth, the hard question and tell ourselves the truth, how do we expect to change it?
[SPEAKER_00]: How?
[UNKNOWN]: How?
[SPEAKER_00]: This is why I highly suggest that you all get the wealth tracker tool.
[SPEAKER_00]: And if you don't like my world tracker tool, cool, great.
[SPEAKER_00]: I've respected, get a banking app.
[SPEAKER_00]: Go get a go get a budgeting app and look at your real numbers.
[SPEAKER_00]: Why I love my tool is because maybe ask you the real questions.
[SPEAKER_00]: And it's only nine bucks.
[SPEAKER_00]: You get an Excel document or you get it into a Google form document.
[SPEAKER_00]: We do have an IT guy building it out into an actual app right now in our goal is that we can launch this in December in January.
[SPEAKER_00]: But it's like, I want you all to, you have to track and you have to be honest.
[SPEAKER_00]: And let me be real with you all.
[SPEAKER_00]: Man.
[SPEAKER_00]: I was scheduled to go to Greece this year.
[SPEAKER_00]: I Greece in somewhere this year from my birthday for the month of July.
[SPEAKER_00]: You all know me.
[SPEAKER_00]: I take off the entire month of July.
[SPEAKER_00]: And I like to get away in an unplug and just reset myself for the second part of the year, especially right around my birthday time.
[SPEAKER_00]: And I looked at my numbers a little bit earlier.
[SPEAKER_00]: And I was like, yo wait.
[SPEAKER_00]: And I saw, I haven't spent frivolously, uh, bone on my business.
[SPEAKER_00]: I spent a little bit more.
[SPEAKER_00]: And, you know, the market is up and down.
[SPEAKER_00]: So our company has been up and down with income.
[SPEAKER_00]: And so with me having a team and a staff, I say, ah, let me scale back with some of my things personally.
[SPEAKER_00]: But what I did on a personal tip was I scale back on spending extra things and what I started doing was investing into what Courtney was teaching.
[SPEAKER_00]: So I just started putting five grand here, ten grand there, a hundred thousand, a hundred dollars there.
[SPEAKER_00]: Matt, when you get a taste, watch this, when you get a taste of seeing your real numbers, watch this, and then you see growth, you see evolvement, you see like maturing maturity, you see improvement, like wait a minute, I wanna a little bit more of that.
[SPEAKER_00]: So I scale back from going somewhere crazy in July, I'm still gonna go somewhere crazy, I mean, still gonna go somewhere nice, but not really, really, really nice.
[SPEAKER_00]: I'm gonna go to a nice little beach, play some good golf.
[SPEAKER_00]: I'm hopefully be out there with my shirt off, you know what I'm saying?
[SPEAKER_00]: I may not be six seven like my boy Ab, but I'm gonna be a good five, seven and a half stock.
[SPEAKER_00]: Okay?
[SPEAKER_00]: Drink this juice.
[SPEAKER_00]: Maybe out there.
[SPEAKER_00]: But I looked at my numbers.
[SPEAKER_00]: I went on my wealth tracker tool and I looked at my numbers and I saw, man, Anthony, you could win a little bit more over here and that's what I like before we go on to number two, before we go on to number two.
[SPEAKER_00]: You see, when you go back from January and look at all your numbers from January up until now, right?
[SPEAKER_00]: You can see if you're honest with the numbers, you and your spouse, yourself, you and your accountability partner, you will be able to see.
[SPEAKER_00]: Are you winning?
[SPEAKER_00]: Where could you win better at?
[SPEAKER_00]: And like, what exactly is going on in your life?
[SPEAKER_00]: Then it sets you up for number two.
[SPEAKER_00]: All right.
[SPEAKER_00]: It sets you up to rebuild or adjust the budget.
[SPEAKER_00]: You see, when it comes to our wealth-builder tool, you can go to anthonyonio.com for slash wealth-builder.
[SPEAKER_00]: It should be up on a screen somewhere over here, over here, right here.
[SPEAKER_00]: I don't know where Adam Michelle's gonna put this information.
[SPEAKER_00]: But you can go to anthonyonio.com for slash wealth-builder.
[SPEAKER_00]: And what I want you to do is update your zero-base budget for your summer months, right?
[SPEAKER_00]: So listen, you all are gonna go to the beach.
[SPEAKER_00]: I want you to go to the beach, post the pictures, get the selfies, post them on IG, right?
[SPEAKER_00]: But I also want to make sure before you go do that, it's inside of your wealth tracker tool.
[SPEAKER_00]: It's inside of your budget for whatever tool you're using.
[SPEAKER_00]: Because you're going to be traveling more, you're going to be eating out more, right?
[SPEAKER_00]: Listen, I want you to set a cap for your summer fund money and hear me clearly, y'all, I am evolving, but I'm not changing too much.
[SPEAKER_00]: All right.
[SPEAKER_00]: Pay cash.
[SPEAKER_00]: Put a thing on your debit card.
[SPEAKER_00]: I know some of my followers you still have credit cards and a lot of you all are saying, oh, man, I paid off every single month.
[SPEAKER_00]: Yeah, ninety percent of you bought our line.
[SPEAKER_00]: But I hear you, but you're lying.
[SPEAKER_00]: Don't let FOMO.
[SPEAKER_00]: make you forget about your own future.
[SPEAKER_00]: I'm saying one more time.
[SPEAKER_00]: Don't let the fear of missing out make you forget about your financial future in the goals that you set in January.
[SPEAKER_00]: Because let me be real with you right now.
[SPEAKER_00]: Fun is temporary, but freedom can be forever.
[SPEAKER_00]: But when you have fun and a temporary perspective, it can delay freedom from coming.
[SPEAKER_00]: And oftentimes what we tend to do is, oh man, girl, I'm spending this money, oh girl, I'm a rack up my credit card, oh girl, I'm a put on my credit card, and I paid off in November.
[SPEAKER_00]: What happens in October, November?
[SPEAKER_00]: We started getting ready for December.
[SPEAKER_00]: We started getting ready for Christmas and Christmas gifts?
[SPEAKER_00]: No, y'all.
[SPEAKER_00]: Listen, sit down.
[SPEAKER_00]: I do this every single year.
[SPEAKER_00]: And I know if I look at my budget and I can see things that I need to change.
[SPEAKER_00]: There's no way to where you look at your budget and you can't find one thing you can't change.
[SPEAKER_00]: It's no way.
[SPEAKER_00]: There's absolutely no way.
[SPEAKER_00]: We're human.
[SPEAKER_00]: We are human and we're going to, we're going to do human things.
[SPEAKER_00]: And that's fine.
[SPEAKER_00]: But that's why we write it down.
[SPEAKER_00]: That's why we're going to go back and check.
[SPEAKER_00]: And that's why we're going to go back and make some adjustments inside of our budgets.
[SPEAKER_00]: And here's what I love.
[SPEAKER_00]: When you're looking at your budget and you making some adjustments, it's going to remind you, or it's going to convey to you about your financial goals.
[SPEAKER_00]: Hey family, I want to thank my friends at Better Hope for sponsoring today's show.
[SPEAKER_00]: Listen, most people are stressed out for work right now.
[SPEAKER_00]: And I'm not talking about a ludicrous, I'm talking the kind that actually follows you home.
[SPEAKER_00]: Fixed your sleep and lazling your mental health.
[SPEAKER_00]: You see, vacations are nice.
[SPEAKER_00]: I'm actually about to go on, but they don't fix the root issue.
[SPEAKER_00]: But actually helps is therapy.
[SPEAKER_00]: You see therapy helped me create some boundaries and manage stress and stop letting work control my peeps.
[SPEAKER_00]: It gave me the tools that I honestly didn't even know that I actually needed.
[SPEAKER_00]: And with better help, therapy is more accessible.
[SPEAKER_00]: and then ever, especially in twenty twenty five.
[SPEAKER_00]: See, better help is the world's largest online therapy platform.
[SPEAKER_00]: With over thirty thousand licensed therapists ready to help you.
[SPEAKER_00]: Today, you can switch therapists any time.
[SPEAKER_00]: Book your sessions that fit your schedule and watch this, you can do it from your phone in the car or even on your laptop.
[SPEAKER_00]: There are over five million people who have already started.
[SPEAKER_00]: So it's work stress is still in your joy.
[SPEAKER_00]: I don't want you to wait.
[SPEAKER_00]: I want you to unwind with my friends at better help.
[SPEAKER_00]: Listen, my listeners are getting an extra ten percent off their first month.
[SPEAKER_00]: Are you guys going to better help.com for slash AL?
[SPEAKER_00]: Again, that's betterhelp.com for slash AL.
[SPEAKER_00]: Don't think about it.
[SPEAKER_00]: Go do it.
[SPEAKER_00]: Which is number three.
[SPEAKER_00]: One of the three things that I do every single year.
[SPEAKER_00]: I revisit my financial goals.
[SPEAKER_00]: And I asked myself this one question Anthony.
[SPEAKER_00]: Are you on track to hit your twenty twenty five goals?
[SPEAKER_00]: It's a very first question.
[SPEAKER_00]: Are you on track?
[SPEAKER_00]: And then if my answer is no and or yes, my next question is, well, let's be real.
[SPEAKER_00]: We're six months in.
[SPEAKER_00]: Are the twenty twenty five goals still relevant?
[SPEAKER_00]: Like, are they still relevant for what are desire out of life?
[SPEAKER_00]: Where I'm going in life?
[SPEAKER_00]: What I wanna do?
[SPEAKER_00]: And then let's say for an example, my goals are not relevant anymore.
[SPEAKER_00]: Or I'm not hitting my goals.
[SPEAKER_00]: Okay, let's be honest.
[SPEAKER_00]: Y'all, what changed?
[SPEAKER_00]: Did your income change?
[SPEAKER_00]: Did your lifestyle change?
[SPEAKER_00]: Did your expenses change?
[SPEAKER_00]: Did your job change?
[SPEAKER_00]: Did you get married?
[SPEAKER_00]: Did you go through a divorce?
[SPEAKER_00]: Did you have an unexpected, well, an unexpected child?
[SPEAKER_00]: Could we know you can, an unexpected child?
[SPEAKER_00]: You can have unexpected pregnancy, but you can't have an unexpected child.
[SPEAKER_00]: Like, what change?
[SPEAKER_00]: And listen to me, I don't write these things out.
[SPEAKER_00]: I literally open up my book.
[SPEAKER_00]: For those of you all listening to this on podcast, you really can't see this.
[SPEAKER_00]: But I literally open up my book, open up this book, and I write it out.
[SPEAKER_00]: Okay, hey listen.
[SPEAKER_00]: Did my income change income change by X amount of dollars?
[SPEAKER_00]: Lifestyle and change, yeah, I purchased a new car.
[SPEAKER_00]: I did this to my backyard.
[SPEAKER_00]: Like I'm honest with myself, so I can see a full picture of what I actually did because here's the truth.
[SPEAKER_00]: No one can hold you accountable better than yourself.
[SPEAKER_00]: Your coach can't, your I can't, your therapist can't, your mom and dad can't watch this even your spouse can't.
[SPEAKER_00]: We have to be honest and write it down.
[SPEAKER_00]: And I watched it.
[SPEAKER_00]: Some of y'all live in what you grow up for and live in your boyfriend.
[SPEAKER_00]: And y'all don't even have a goal written down together.
[SPEAKER_00]: That's why I don't like, I don't like the whole.
[SPEAKER_00]: I'm moving in with my girlfriend, boyfriend, a whole situation, nah man.
[SPEAKER_00]: I don't want to play house.
[SPEAKER_00]: I want to be a house.
[SPEAKER_00]: I don't want to go to her and say, hey, you got your feet sitting in the rent.
[SPEAKER_00]: Or I don't want to go to her and say, hey, you know, no, no, no, no.
[SPEAKER_00]: We even going to be a house.
[SPEAKER_00]: Or we just going to be a boyfriend and girlfriend.
[SPEAKER_00]: You go get your own place.
[SPEAKER_00]: Just because you can't be in my house and we're not on the same page.
[SPEAKER_00]: You can't be in my house and I can't hold you accountable.
[SPEAKER_00]: You can't hold me accountable.
[SPEAKER_00]: You can't be on my, you can't be in my house and I don't have access to your bank account and you don't have access to my bank account.
[SPEAKER_00]: Hell, forget that.
[SPEAKER_00]: We don't have one bank account.
[SPEAKER_00]: What change?
[SPEAKER_00]: I moved in my girlfriend.
[SPEAKER_00]: I moved in my boyfriend.
[SPEAKER_00]: Now I'm not knocking anyone who does that because I have friends who do that.
[SPEAKER_00]: I'm just saying for me it's not a good financial practice because it puts more stress on your finances than the majority of us are mature to handle.
[SPEAKER_00]: Because I couldn't imagine living with someone and we don't sit down and we don't have a vision together.
[SPEAKER_00]: We're not saving and investing in and working towards one vision together.
[SPEAKER_00]: But I'm not married.
[SPEAKER_00]: Let me get off that subject.
[SPEAKER_00]: All right.
[SPEAKER_00]: So when it comes to revisiting your financial goals, do you need to revise the timeline?
[SPEAKER_00]: No, no, no.
[SPEAKER_00]: When I say this, I am not saying revise the vision.
[SPEAKER_00]: No, no.
[SPEAKER_00]: When I'm saying is, the vision stays the same, but do I need to revise the actual method?
[SPEAKER_00]: If my goal was this,
[SPEAKER_00]: But I have not been able to hit it, okay?
[SPEAKER_00]: The goal and the mission and division doesn't change.
[SPEAKER_00]: But the method on how I get there needs to change if I'm not hitting it, if I'm not on track to hit it.
[SPEAKER_00]: We wanted to hit a million subscribers by July.
[SPEAKER_00]: We weren't hitting it.
[SPEAKER_00]: I told my team, yo, we need to be the method needs to change.
[SPEAKER_00]: So there's something that I'm doing and something that we're not doing as a team.
[SPEAKER_00]: I'm not doing as a leader to where we didn't get a million people to join this amazing mission.
[SPEAKER_00]: Okay, wait.
[SPEAKER_00]: We need to go back to the drawing board.
[SPEAKER_00]: Don't change the vision and the mission.
[SPEAKER_00]: We still want to hit a million subscribers, subscribers, right?
[SPEAKER_00]: But the timeline needs to change and the method on how we hit the vision needs to change because what what we set out to be our goal.
[SPEAKER_00]: Ooh, that's so good, God.
[SPEAKER_00]: We didn't hit it.
[SPEAKER_00]: We didn't hit it, so.
[SPEAKER_00]: Okay?
[SPEAKER_00]: Okay, God.
[SPEAKER_00]: What method?
[SPEAKER_00]: What method do you do?
[SPEAKER_00]: So I want to encourage you here if you're behind.
[SPEAKER_00]: Because a lot of you are going to be behind.
[SPEAKER_00]: Heck, I'm behind on some of my goals this year.
[SPEAKER_00]: I just told you one of them.
[SPEAKER_00]: It doesn't mean we quit.
[SPEAKER_00]: It just simply means we reset and we run it back.
[SPEAKER_00]: I'm behind on my workout goals.
[SPEAKER_00]: You all gonna be sick.
[SPEAKER_00]: If y'all don't see me drinking the juice while I'm on the show, call me out.
[SPEAKER_00]: I got to drink three days a day and eat two meals.
[SPEAKER_00]: Lord Jesus.
[SPEAKER_00]: I gotta run almost fifteen miles a week.
[SPEAKER_00]: Lord Jesus.
[SPEAKER_00]: But that's why that is the method to get to my goal.
[SPEAKER_00]: And my goal is what?
[SPEAKER_00]: Man, I want to be about a hundred, eighty and cut.
[SPEAKER_00]: I want to be able to get on here and I wear these shirts and y'all see more of my muscles.
[SPEAKER_00]: You see more of my chest.
[SPEAKER_00]: And listen this.
[SPEAKER_00]: That's the vision.
[SPEAKER_00]: That's the mission.
[SPEAKER_00]: I got to put a method to get there.
[SPEAKER_00]: which is gonna leave me to number four.
[SPEAKER_00]: Watch this.
[SPEAKER_00]: When I reset, especially doing the summer months, man, listen.
[SPEAKER_00]: I cut the whole summer lifestyle, Creed.
[SPEAKER_00]: I told you all this, man, earlier.
[SPEAKER_00]: I said no to some trips this summer.
[SPEAKER_00]: I even got out of some group chats.
[SPEAKER_00]: I even have a lady from Louis Vuitton and Gucci that always takes me, and I'm like, hey, I'm gonna take a break if like the next six months on buying luxury items for right now.
[SPEAKER_00]: I am.
[SPEAKER_00]: Just recently on my Instagram, if you all follow me on Instagram, and if you don't, we'll make sure to have that link in the show notes.
[SPEAKER_00]: I'm befuddled me over there on IG.
[SPEAKER_00]: I put out their Instagram story that I'm looking for a local meal prep company.
[SPEAKER_00]: Because for the next thirty days, I'm eating one hundred percent clear.
[SPEAKER_00]: See, no red meat, no dairy.
[SPEAKER_00]: I'm eating, if it comes from a sea, so I think it's what fish salmon and some shrimp.
[SPEAKER_00]: A bunch of veggies, right?
[SPEAKER_00]: Oh, I know it's going to be hard as heck, y'all.
[SPEAKER_00]: But it's about the mission.
[SPEAKER_00]: It is about the vision.
[SPEAKER_00]: And I got to be honest.
[SPEAKER_00]: Man, when I got a taste of what it felt like to not be heavy, run my stomach.
[SPEAKER_00]: For that week, when I saw them, my face slammed down, I felt good.
[SPEAKER_00]: But you know what?
[SPEAKER_00]: There's two things that I believe with God.
[SPEAKER_00]: This is side note, but it'll come out to this.
[SPEAKER_00]: God doesn't tempt us.
[SPEAKER_00]: I hate you when I hear Christians say God tempts us.
[SPEAKER_00]: But God will allow us to go through a test.
[SPEAKER_00]: So that next week when I went back and I had fun, if I'm being honest with you, those three days when I was eating real, real, real good, oh my gosh, the food tastes amazing.
[SPEAKER_00]: But I also felt heavy.
[SPEAKER_00]: I didn't feel light and I felt bloated.
[SPEAKER_00]: because there's a consequence to every choice.
[SPEAKER_00]: Whether the consequence is a bad consequence, a okay consequence or a real good consequence, we're going to pay a consequence.
[SPEAKER_00]: So me drinking this and eating healthy, I'm paying a consequence.
[SPEAKER_00]: It's a good consequence.
[SPEAKER_00]: But if I skip this, and I go and get me a good old juicy cheeseburger.
[SPEAKER_00]: I'm gonna pay a consequence.
[SPEAKER_00]: I'm gonna enjoy it.
[SPEAKER_00]: It's gonna be good, but I'm a hot gas.
[SPEAKER_00]: I'm gonna feel bloated.
[SPEAKER_00]: I'm gonna feel heavy.
[SPEAKER_00]: I'm gonna be able to breathe the way I should be able to breathe.
[SPEAKER_00]: So I'm saying no to unnecessary things so I can hit my goal and hit my vision and feel better.
[SPEAKER_00]: And so I told you all what I did was, man, for the summer I said, man, instead of me eating out as much, I'm gonna enjoy it.
[SPEAKER_00]: You know, and I'm so in eat out, right?
[SPEAKER_00]: If I eat out, I'm gonna get like salmon, I'm gonna get some broccoli.
[SPEAKER_00]: Like, I gotta speak out of town this weekend.
[SPEAKER_00]: I've already told him, hey, I need salmon and broccoli from my lunch.
[SPEAKER_00]: When I go to a restaurant, I'm gonna find like a fish to lock you in some grains or something like that.
[SPEAKER_00]: I'm gonna eat healthy, right?
[SPEAKER_00]: But when I'm local and town, I'm looking for a local meal prep because I wanna pack my food, bring it into the studio wherever I'm at, drink my juice, eat it, rather than eating out every day.
[SPEAKER_00]: I'm even watching subscriptions and auto renewals.
[SPEAKER_00]: Every January what I tend to do is I reset my debit card.
[SPEAKER_00]: I'll get me a brand new debit card.
[SPEAKER_00]: Just to make sure that if I was trying out something that I didn't forget to unsubscribe it and then nine times out of ten, if I forget something was out there, I get an email.
[SPEAKER_00]: to my junk email.
[SPEAKER_00]: Letting me know, like, hey, this car didn't go through.
[SPEAKER_00]: Yo, I completely forgot that I even subscribed to you.
[SPEAKER_00]: Listen, summer lifestyle cream steals your fall piece.
[SPEAKER_00]: Don't get out there and just splurge and have a great time and come home in August.
[SPEAKER_00]: Now you're stressed, now you're trying to run the money back up, now you're trying to recoup, but then what happens is you go hard for August's September, then you fall off in October and November.
[SPEAKER_00]: Because now you're getting prepped for December, for Christmas.
[SPEAKER_00]: Half fun and joy.
[SPEAKER_00]: But here's the last thing I do every single July.
[SPEAKER_00]: I recommit to one big win by August.
[SPEAKER_00]: Whether that's choosing from, hey, you know, I'm gonna pay off two thousand dollars in the next thirty to sixty days.
[SPEAKER_00]: You know what, I'm gonna put an extra one month my net salary inside of my savings account.
[SPEAKER_00]: You know what, man?
[SPEAKER_00]: I'm gonna get in here and I'm gonna duplicate two more shows so I can make an extra four thousand dollars as much.
[SPEAKER_00]: I need you to write down.
[SPEAKER_00]: What is one thing you're going to recommit to that you will do by the end of August?
[SPEAKER_00]: Some of you may say, Anthony, I want to get paid off five hundred dollars.
[SPEAKER_00]: Cool great.
[SPEAKER_00]: Here's the thing.
[SPEAKER_00]: I don't want you to do something that is going to be easy for you to do.
[SPEAKER_00]: I don't know.
[SPEAKER_00]: Give me something that's going to stretch you a little bit.
[SPEAKER_00]: That with God, with effort and intention from you, right?
[SPEAKER_00]: You can hit it.
[SPEAKER_00]: Not something, oh, I could wake up in one day and do it, okay?
[SPEAKER_00]: No, no, no.
[SPEAKER_00]: What is something that's gonna require you for the next started to six todays for you to be intentional for you to hit it?
[SPEAKER_00]: That if you miss a week, that if you miss one day, it is a potential that you could not hit it.
[SPEAKER_00]: Make it the goal of the summer.
[SPEAKER_00]: Not just flexing for the Instagram, no, no, no.
[SPEAKER_00]: Make it the goal for the summer.
[SPEAKER_00]: You know what you're all about, the end of the summer.
[SPEAKER_00]: I'm gonna have fun.
[SPEAKER_00]: I'm gonna have a blast.
[SPEAKER_00]: That's my call.
[SPEAKER_00]: Listen, I want you to use this summer to do a financial retreat.
[SPEAKER_00]: Do yourself a favor.
[SPEAKER_00]: I want you to put two hours on your calendar alone or with your spouse if you're married.
[SPEAKER_00]: Grab your wealth tracker tool.
[SPEAKER_00]: Get a sheet of paper and reset your money like yesterday's business.
[SPEAKER_00]: Sit down and be honest.
[SPEAKER_00]: And when I'm seriously dating someone and if you are seriously dating, I tell this individual, when I sit down and I reset, I'll slide in there some kind of way.
[SPEAKER_00]: I'll let her know.
[SPEAKER_00]: And if it's you system, let the man know like, hey, these are some of the goals that I have.
[SPEAKER_00]: And I want to talk about some of my money goals.
[SPEAKER_00]: I only do to tell him or her how much money you're making like, no, you're like, hey man, I want to pay off about five thousand dollars in debt this summer.
[SPEAKER_00]: Hey, I want to put an extra, you know, five thousand dollars outside of my savings.
[SPEAKER_00]: You know, I kind of want to dial back on eating out this.
[SPEAKER_00]: Why am I telling you this?
[SPEAKER_00]: Because I care about you.
[SPEAKER_00]: And I, and I assume that you care about me.
[SPEAKER_00]: And while we have fun together and we do all this romantic stuff,
[SPEAKER_00]: I want my partner kind of hold me accountable and encourage me.
[SPEAKER_00]: And if you see me going down late the path that I'm saying, I'm not trying to do.
[SPEAKER_00]: I mean, watch how you check me, but check me a little bit.
[SPEAKER_00]: Because if you have a partner, your partner should not just be there for a good time, but your partners should always, and so, and should also be there to have the uncomfortable conversations.
[SPEAKER_00]: Listen.
[SPEAKER_00]: You don't need to wait to January first to reset your life.
[SPEAKER_00]: Because the truth of the fact is, every twenty-eight, thirty days, depending on a month, sometimes thirty-one days, we all have a fresh shot.
[SPEAKER_00]: And June, July, that's half time.
[SPEAKER_00]: Let's make some adjustments.
[SPEAKER_00]: Come out the locker room, swing it.
[SPEAKER_00]: Going to the month of going to the second part of the year focused out in and you refresh, you was on the beach and you had a blast.
[SPEAKER_00]: But let's finish the year strong.
[SPEAKER_00]: Because the scripture tells us that if we write the vision and we make it plain, we're more than likely to hit that goal.
[SPEAKER_00]: Listen, I'm not going to sit here and
[SPEAKER_00]: This is what I do every single july.
[SPEAKER_00]: Every single july.
[SPEAKER_00]: And it's worked for me.
[SPEAKER_00]: And if I'm being honest, y'all, it's... Sometimes it's convicted.
[SPEAKER_00]: Because I got to see it.
[SPEAKER_00]: My day, man.
[SPEAKER_00]: I spent a lot of money on some loose.
[SPEAKER_00]: Like, I did that.
[SPEAKER_00]: I want to say, right around April, I was like, I spent a lot of money on Louis Vuitton this quarter.
[SPEAKER_00]: Wow.
[SPEAKER_00]: Sometimes last year I was dating someone and I spent a lot of money on dating.
[SPEAKER_00]: Not that any of this stuff is wrong.
[SPEAKER_00]: But it's also like, it lets me know where I spend my money so it lets me know.
[SPEAKER_00]: Okay, if you're gonna spend money over here, then you need to save money over there.
[SPEAKER_00]: You see, growing with money and winning with money, it's not about being perfect.
[SPEAKER_00]: It's just about being aware and adapting and adjusting where you need to.
[SPEAKER_00]: If we can do that, we're going to be good.
[SPEAKER_00]: We're going to be good.
[SPEAKER_00]: Check it and dial in and get that.
[SPEAKER_00]: You'll be straight.
[SPEAKER_00]: All right.
[SPEAKER_00]: I'll see you on the next show.
[SPEAKER_00]: Peace out.