{FIRSTNAME}, here's how you go about learning What Your Liability Is As A Victim Of Identity Theft...

Hello {FIRSTNAME},

Thank you for subscribing to my how to prevent Identity Theft ecourse! In this ecourse you'll learn all about:

1. Part 1 - All The Different Mehtods Of Identity Theft.
2. Part 2 - How To Prevent Identity Theft
3. Part 3 - What To Do When Id Theft Occurs
4. Part 4 - Your Liability As A Victim Of Identity Theft.
5. Part 5 - Actual Identity Theft Victim Cases.

Let's go ahead & get started today with "Part 4 - Your Liability As A Victim Of Identity Theft".

Part 4 - Your Liability As A Victim Of Identity Theft
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The question you have probably been asking yourself throughout this entire book isWhat is my liability in this situation?  Well unfortunately that answer is fairly complex and is dependant on the type of identity theft that has occurred, as well as the timeliness in which you have responded and taken action to correct the problem.  In some cases, victims are able to identify and act on the problem quickly resulting in very minimal financial loss.  Other particular situations have not worked out quite so well and have resulted in substantial financial debt and a very poor credit rating, which can take years and years to repair.  

Let me tell you about a few specific cases of identity theft in where the victim truly ended up as the injured party in more ways than one.
Actual Identity Theft Victim Cases

A gentleman in San Diego, California (we'll call him John Jones), encountered an identity thief who opened a PayPal account under John's name and filtered $7,600 from John's Bank of America account into the forged PayPal account.  The incident occurred during July and August of 2002 but because John had been traveling he did not notice the money was actually missing until January of 2003.  He contacted his bank and was informed that because he had failed to notify the bank within 60 days of the occurrence there was nothing they could do for him.  By that time all of the money, with the exception of $2,100 still remaining in the PayPal account had been spent.  PayPal returned the remaining sum to John but he was still out $5,000.  John sued both PayPal and Bank of America in small claims court, pleading that PayPal should have notified him immediately upon discovering the fraud.  Bank of America counter argued that it is the customer's responsibility to regularly check bank statements and ensure their accuracy.  In the end John walked away with a settlement from each of the firms, however was still out approximately $500 as a result.  His yearlong battle to turn things right was extensive, time consuming and frustrating.

Next time we'll be discussing alittle about "Actual Identity Theft Victim Cases.".

For more information about this part of Your Liability As A Victim Of Identity Theft, please refer to my definitive guide to preventing Identity Theft at <YOUR WEBSITE URL>

Take Care,
<YOUR NAME>
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